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Axis Bank Credit Cards

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Top Axis Bank Credit Cards for April 2026

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Travel

Premium

Rewards

Up to 5X rewards on Axis Travel EDGE spends's IconUp to 5X rewards on Axis Travel EDGE spends

Unlimited lounge access with 4 free guest visits's IconUnlimited lounge access with 4 free guest visits

Up to 14% value-back on non-travel spends's IconUp to 14% value-back on non-travel spends

Joining Fee IconJoining Fee: 30,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 30,000+ Taxes

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Axis Atlas Credit Card

Axis Atlas Credit Card

Travel

Lounge Access

Rewards

Up to 10% value-back on travel spends's IconUp to 10% value-back on travel spends

Complimentary lounge access worldwide's IconComplimentary lounge access worldwide

1:2 redemption ratio on partner airlines & hotels's Icon1:2 redemption ratio on partner airlines & hotels

Joining Fee IconJoining Fee: 5,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 5,000+ Taxes

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Shopping

Rewards

Discount on Swiggy, BigBasket & District apps's IconDiscount on Swiggy, BigBasket & District apps

Complimentary lounge access worldwide's IconComplimentary lounge access worldwide

2X rewards across all retail spends's Icon2X rewards across all retail spends

Joining Fee IconJoining Fee: 3,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 3,000+ Taxes

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Axis Bank Reserve Credit Card

Axis Bank Reserve Credit Card

Travel

Premium

Rewards

Low foreign currency markup fee of 1.5%'s IconLow foreign currency markup fee of 1.5%

Unlimited access in India and abroad's IconUnlimited access in India and abroad

15 EDGE rewards for every Rs. 200 spent's Icon15 EDGE rewards for every Rs. 200 spent

Joining Fee IconJoining Fee: 50,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 50,000+ Taxes

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Axis Magnus Credit Card

Axis Magnus Credit Card

Travel

Premium

Rewards

Complimentary lounge access worldwide's IconComplimentary lounge access worldwide

5X rewards on travel spends's Icon5X rewards on travel spends

Save up to 40% on dining bills 's IconSave up to 40% on dining bills

Joining Fee IconJoining Fee: 12,500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 12,500+ Taxes

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Travel

Rewards

5 EDGE Miles per Rs. 100 spent on travel's Icon5 EDGE Miles per Rs. 100 spent on travel

Up to 32 airport lounge visits per year's IconUp to 32 airport lounge visits per year

1:1 redemption against 15+ travel partners's Icon1:1 redemption against 15+ travel partners

Joining Fee IconJoining Fee: 3,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 3,000+ Taxes

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Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card

Cashback

Online Shopping

7.5% cashback on Myntra's Icon7.5% cashback on Myntra

5% cashback on spends at Flipkart's Icon5% cashback on spends at Flipkart

5% cashback on Cleartrip 's Icon5% cashback on Cleartrip

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 500+ Taxes

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Online Shopping

Offers on Swiggy, Ajio, District & SonyLiv's IconOffers on Swiggy, Ajio, District & SonyLiv

Up to 4 free domestic lounge visits per year's IconUp to 4 free domestic lounge visits per year

Up to 15% off on dining bills via EazyDiner's IconUp to 15% off on dining bills via EazyDiner

Joining Fee IconJoining Fee: 500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 500+ Taxes

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Axis Bank ACE Credit Card

Axis Bank ACE Credit Card

Shopping

Cashback

Online Shopping

Up to 5% savings on bill payments & recharges's IconUp to 5% savings on bill payments & recharges

Uncapped base cashback rate of 1.5%'s IconUncapped base cashback rate of 1.5%

Up to 4 free domestic lounge visits per year's IconUp to 4 free domestic lounge visits per year

Joining Fee IconJoining Fee: 499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 499+ Taxes

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Fuel

4% value-back at IOCL outlets as rewards's Icon4% value-back at IOCL outlets as rewards

Get 1% back on online spends as rewards's IconGet 1% back on online spends as rewards

10% off on BookMyShow App or Website's Icon10% off on BookMyShow App or Website

Joining Fee IconJoining Fee: 500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 500+ Taxes

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Why Choose Paisabazaar ?

Icon image of Compare Best Axis Bank Credit Cards

Compare Best Axis Bank Credit Cards

Explore Axis Bank cards across categories

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Make everyday purchases more rewarding

Pay via Axis Bank credit card and earn value-back

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Explore pre-qualified credit card offers

Enjoy a seamless digital application experience

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2 M+Cards Issued
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Axis Bank Credit Card Benefits

All Axis Bank Credit Cards offer value-back as rewards or cashback on card spends, along with other benefits, like complimentary airport lounge visits, brand discounts, and many more. Here are some other Axis Bank Credit Card features which the users can benefit from:

  • Interest Free Period

You can avail an interest free period of up to 50 days on your card purchases without any finance charges. However, this interest free period is only available if there is no outstanding dues on the card account and if you have not withdrawn any cash using your credit card.

  • EMI Facility

You can convert any card transaction worth Rs. 1,500 or more into easy EMIs instead of paying a large sum upfront and pay over a tenure of 6, 9, 12, 18, 24, 36 or 48 months. However, this conversion comes with an interest rate and a one-time processing fee as well.

  • Auto Debit

Axis Bank allows the cardholders to opt for the auto debit feature to make their credit card bill payments directly from their bank account in every statement cycle. This reduces the hassle of tracking the bill payment due dates to avoid any unnecessary charges.

  • Credit Limit Increase

Your card’s credit limit is the maximum amount you can spend using the card. Based on your spending and credit behaviour, the bank may offer a credit limit increase, boosting your spending power. You can also request the bank to raise this credit limit, if needed.

Best Axis Bank Credit Cards for Beginners

Axis Neo Credit CardBrush

Axis Neo Credit Card

Joining Fee: 0

Rewards

Rewards

Online Shopping

Online Shopping

  • Discount offers on top brands, like Zomato, Blinkit and Myntra
  • 1 EDGE reward point per Rs. 200 spent
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Axis My Zone Credit CardBrush

Axis My Zone Credit Card

Joining Fee: 500

Online Shopping

Online Shopping

  • Buy One Get One offer on movie tickets at District App
  • Complimentary SonyLIV membership for 1 year
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Cashback

Cashback

Online Shopping

Online Shopping

  • 7.5% cashback on Myntra
  • 5% cashback on transactions at Flipkart and Cleartrip
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Axis Bank ACE Credit CardBrush

Axis Bank ACE Credit Card

Joining Fee: 499

Shopping

Shopping

Cashback

Cashback

Online Shopping

Online Shopping

  • 5% cashback on utility bill payments and recharges via Google Pay
  • 4% cashback on Swiggy, Zomato and Ola
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Airtel Axis Bank Credit CardBrush

Airtel Axis Bank Credit Card

Joining Fee: 500

Cashback

Cashback

  • 25% cashback on payment for Airtel Mobile, DTH, etc. via Airtel Thanks App
  • 10% cashback on utility bill payment via Airtel Thanks App
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Axis Bank Premium Credit Cards

Travel

Travel

Premium

Premium

Rewards

Rewards

  • Unlimited complimentary domestic & international lounge visits
  • Up to 24% value back on travel spends
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Axis Bank Primus Credit CardBrush

Axis Bank Primus Credit Card

Joining Fee: 50000

Travel

Travel

Premium

Premium

Rewards

Rewards

  • Luxurious privileges
  • 1:5 redemption across miles conversion
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Axis Magnus Credit CardBrush

Axis Magnus Credit Card

Joining Fee: 12500

Travel

Travel

Premium

Premium

Rewards

Rewards

  • Unlimited international & domestic lounge visits with 4 additional guest visits
  • Up to 60 EDGE reward points per Rs. 200
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Travel

Travel

Premium

Premium

Rewards

Rewards

  • Unlimited domestic & international airport lounge access
  • Zero foreign exchange markup fee
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Axis Bank Reserve Credit CardBrush

Axis Bank Reserve Credit Card

Joining Fee: 50000

Travel

Travel

Premium

Premium

Rewards

Rewards

  • Unlimited domestic & international lounge visits via Priority Pass
  • Low forex mark-up fee of 1.5% with 2X reward points on international spends
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Co-branded Credit Cards from Axis Bank

Cashback

Cashback

Online Shopping

Online Shopping

  • 7.5% cashback on Myntra
  • 5% cashback on transactions at Flipkart and Cleartrip
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Shopping

Shopping

Rewards

Rewards

  • 20 First Citizen points per Rs. 200 spent on private label brands of Shoppers Stop
  • 12 First Citizen points per Rs. 200 spent on beauty products & other Shoppers Stop brands
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Rewards

Rewards

  • Up to 8X stars on every spend
  • Welcome benefits worth Rs. 500 (Rs. 250 gift card & 250 bonus stars)
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Travel

Travel

  • Free IndiGo flight ticket worth Rs. 3,000 & Indigo 6E Prime Add-on
  • 5% value-back as rewards on IndiGo website and mobile app
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Airtel Axis Bank Credit CardBrush

Airtel Axis Bank Credit Card

Joining Fee: 500

Cashback

Cashback

  • 25% cashback on payment for Airtel Mobile, DTH, etc. via Airtel Thanks App
  • 10% cashback on utility bill payment via Airtel Thanks App
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Fuel

Fuel

  • Save up to 5% on IOCL fuel spends
  • 1% back as 5 EDGE reward points per Rs. 100 spent on online shopping
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Fibe Axis Bank Credit CardBrush

Fibe Axis Bank Credit Card

Joining Fee: 0

Lifetime Free

Lifetime Free

Cashback

Cashback

  • 3% cashback on online food delivery, entertainment & local commute
  • 1% cashback on all other spends
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Shopping

Shopping

Rewards

Rewards

Cashback

Cashback

  • 10% cashback on all Samsung purchases, including EMI spends
  • 2X rewards on Myntra, Zomato, Urban Company, BigBasket and Tata 1MG
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Cashback

Cashback

  • 3% cashback on QR transactions made on super.money app
  • 1% cashback on all other card spends
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Rewards

Rewards

  • 1 EDGE Reward Point on every spend
  • Up to 10% off on Myntra
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How to Earn and Redeem Axis Bank Reward Points?

Most Axis Bank credit cards offer reward points under the Axis EDGE Rewards Program. Know more about Axis Bank credit card reward points earning and redemption below:

How to Earn?

You can earn Axis Bank credit card reward points on every card spend you make online or offline. Here are a few pointers you can use to maximise your rewards earnings:

  • Put most of your purchases on your credit card
  • Understand the rewards structure of your Axis Credit Card
  • Maximise your rewards benefits be getting a card that offers accelerated rewards rate on categories you frequently shop from
  • Be mindful of any capping that might be applicable on the rewards earnings

How to Redeem?

You can redeem Axis credit card reward points against the redemption options of choice as per availability via online as well as offline modes.

You can use your points for products and e-vouchers from rewards catalogue, convert them into airmiles or use them to make hotel bookings too. The value of these points can vary depending on your credit card and the redemption option you opt for.

Suggested Read – Best Rewards Credit Cards in India 2026

Directly from Expert

At Paisabazaar, we believe access to credit should be simple, transparent, and inclusive — especially in a diverse market like Bharat. My team and I are focused on building a platform that offers wide credit card choices with a seamless digital experience, suiting the needs of first-time users as well as card-savvy users. With the trust of 50 million+ customers, we’re redefining how India chooses credit cards — making it faster, safer, and more personalised than ever.

Rohit Chhibbar profile

Rohit Chhibbar

LinkedIn icon
Head of Credit Cards

Axis Bank Credit Card Fees and Charges

Below mentioned are some common fees and charges applicable to almost all Axis Bank Credit Cards:

Fee Type Amount
Joining/Annual Fee Varies across all Axis Credit Cards
Finance Charges Up to 3.6% per month or 52.86% p.a.
Late Payment Fee For outstanding balance of:
Up to Rs. 500: Nil
From Rs. 501 to Rs. 5,000: Rs. 500
From Rs. 5,001 to Rs. 10,000: Rs. 750
Greater than Rs. 10,000: Rs. 1,200

Certain charges may vary from card to card. Please refer to the terms and conditions for the respective card variants separately. For other fees & charges related to Axis Credit Cards, click here.

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Axis Bank Credit Card Eligibility & Documentation

The common eligibility criteria and documentation required to apply for any of the Axis credit cards are mentioned below:

  • Age: Between 18 years and 70 years
  • Occupation: Salaried or Self-employed
  • Documents Required: Click here for the list of documents accepted by Axis Bank for credit card application approval

How to Apply for Axis Bank Credit Card Online?

You can follow the below-mentioned steps as you apply online for Axis Bank Credit Card through Paisabazaar:

Step 1: Click here for the credit card application form and submit your mobile number.
Step 2: Verify OTP sent to your mobile number to check the available pre-qualified card offers.
Step 3: Compare the available options as per your eligibility and select the preferred Axis Bank Credit Card that best suits your requirements.
Step 4: Apply for the preferred credit card and provide the documents to complete your application.

Axis Bank Credit Card Customer Care

Axis Bank allows the credit cardholders to contact the customer care for assistance by calling on the dedicated toll-free numbers, as given below –

Axis Bank Customer Care Number: 1800 209 5577 or 1800 103 5577

You can click here for detailed information on Axis Bank credit card customer care.

Compare Best Credit Card

icon image of Axis Magnus for Burgundy Credit CardBrush

Joining Fee: 30000 onwards

bulletTravel
bulletPremium
bulletRewards
Vs
icon image of HDFC Infinia Credit CardBrush

Joining Fee: 12500 onwards

bulletTravel
bulletPremium
bulletRewards
icon image of Axis Atlas Credit CardBrush

Joining Fee: 5000 onwards

bulletTravel
bulletLounge Access
bulletRewards
Vs
icon image of HSBC TravelOne Credit CardBrush

Joining Fee: 4999 onwards

bulletTravel
bulletRewards
icon image of Axis Bank Cashback Credit CardBrush

Joining Fee: 1000 onwards

bulletCashback
bulletOnline Shopping
Vs
icon image of Cashback SBI CardBrush

Joining Fee: 999 onwards

bulletCashback
bulletOnline Shopping

FAQs

The best Axis Bank Credit Card for you would be the one whose features, benefits and fee best align with your spending habits and requirements. So, the credit card variant that allows you to maximise your savings on your regular spends with minimum costs would be the most suitable one for you. 

Currently, My Zone Credit Card is being offered as an Axis Bank lifetime free credit card through select channels. In some cases, the bank may also offer lifetime free options for salary or savings account holders. You can contact customer service to check for such offers.

Axis Bank recently launched the Axis Primus credit card for ultra-high net worth individuals. The premium credit card is offered on invitation and comes with a high annual fee of Rs. 1.8 Lakh. Justifying the fee it is feature-loaded with luxurious benefits around dining, event bookings, airport concierge, hotel benefits etc. Additionally, cardholders can enjoy a high redemption value of 1:5- the best in the market, unlimited lounge access and zero forex markup fee.

The minimum salary requirement for Axis Bank Credit Card may vary from one card to another. However, you must note that premium category cards usually have a higher income eligibility requirement in comparison to entry-level credit cards. Top Axis Bank premium cards include Axis Bank Reserve Credit Card & Axis Bank Burgundy Private Credit Card. For beginners, Axis Bank Neo Credit Card, Axis Bank MyZone Credit Card and Axis Bank Flipkart Credit Card are suitable options. You must contact the bank to check card-specific income eligibility criteria.

Axis Bank Credit Cards come along with a credit limit and a cash withdrawal limit. While the credit limit is dependent on various factors, such as credit score, debt-to-income ratio, other credit cards issued under your name, and your income, the cash limit offered on Axis cards is usually 20% to 40% of your credit limit.

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What our customers say

Satisfied with Paisa Bazaar credit card application process

I applied for a rupay credit card through Paisa bazaar and had a great experience. The customer care support helped me choose the right card as per my needs and the approval process was smooth. I highly recommend for first time users

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Sarita YadavFeb 3, 2026

Multiple Cards to Compare, Smooth Experience

I got all three of my credit cards through Paisabazaar, and the experience has been extremely smooth every time. What I like most is that all the information is available in one place, which makes it very easy to compare different cards and choose the right one. I would definitely recommend Paisabazaar to anyone who wants a credit card but is confused about where to compare options or how to apply easily.

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Romit KumarJan 28, 2026

Got Cashback

I really liked the 5% cashback feature, and the customer service is excellent and very friendly!

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Pranshu YadavJan 22, 2026

User Friendly and Fast

Compare more than 5 cards with filters. Very good experience, no spam calls after checking options.

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Manav DesaiJun 13, 2025

Best for Card Comparison

I was confused between 3-4 cards. This website made it so easy to compare fees, rewards, and offers in one place. Helped me pick a card.

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Nikita AroraJun 1, 2025

Reward Calculator

I spend a lot on online food and travel, so I was confused between a cashback card and a travel card. check the reward calculator tool here entered my monthly spends. It showed me which card would give me the most value. Super helpful and easy to use!

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Naveen ReddyMay 29, 2025

Pre-Approved Card

I just checked the cibil score from this websites i have got 3 pre-approved credit card options!

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Rohit SinhaMay 13, 2025

Best for Compare Credit Cards

I planning to get my first credit card and tbh i have no clue where to start. visit this site through Google all everything was clearly explained. Fees, benefits, joining benefits & i got my first life time card

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Anjali KapoorMay 5, 2025

Compared Credit Cards in One Place!

I was confused between cashback, travel, and shopping cards. This site made it so easy to compare rewards, joining fees, and offers side by side. I picked the SBI Card as it fits my online shopping style. So helpful for people like me who don’t want to read bank brochures!

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Neha BhandariJan 13, 2025

Excellent Service

I want you to know how much I appreciate the excellent service provided by Ms Kavita Sajwan and Mr Varun Malhotra with their time and energy to organize the best possible solution for me for a Credit Card issue I was facing. This is an excellent example of service. I am really happy to have such dedicated support from your team and will recommend Paisabazaar in the future to others.

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Debabrata MajumderSep 4, 2020
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Lepakshi Phogat
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Shamik Ghosh

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