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BOBCARD Credit Cards

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Best BOBCARD Credit Cards in India for 2026

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BOBCARD Scapia

BOBCARD Scapia

Travel

Lounge Access

Up to 20% rewards on travel spends's IconUp to 20% rewards on travel spends

Zero forex markup on international spends's IconZero forex markup on international spends

Unlimited domestic airport lounge access's IconUnlimited domestic airport lounge access

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

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*Terms & Conditions

BOBCARD Cashback

BOBCARD Cashback

Cashback

Online Shopping

Up to 5% savings on online purchases's IconUp to 5% savings on online purchases

Unlimited 1% cashback on offline spends's IconUnlimited 1% cashback on offline spends

1% surcharge waiver on fuel spends's Icon1% surcharge waiver on fuel spends

Joining Fee IconJoining Fee: 499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 499+ Taxes

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*Terms & Conditions

Travel

Rewards

6% back on travel via Etihad Airways's Icon6% back on travel via Etihad Airways

Up to 20 free lounge visits per year's IconUp to 20 free lounge visits per year

Zero forex mark-up on international spends's IconZero forex mark-up on international spends

Joining Fee IconJoining Fee: 5,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 5,000+ Taxes

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*Terms & Conditions

BOBCARD Tiara

BOBCARD Tiara

Travel

Rewards

Unlimited domestic lounge access's IconUnlimited domestic lounge access

Discount on Nykaa, Myntra, Flipkart & more's IconDiscount on Nykaa, Myntra, Flipkart & more

5X rewards on dining & travel spends's Icon5X rewards on dining & travel spends

Joining Fee IconJoining Fee: 2,499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 2,499+ Taxes

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*Terms & Conditions

BOBCARD Eterna

BOBCARD Eterna

Travel

Shopping

Movies

Up to 10X bonus rewards on travel's IconUp to 10X bonus rewards on travel

Unlimited domestic airport lounge access's IconUnlimited domestic airport lounge access

Buy 1 get 1 offer using District app's IconBuy 1 get 1 offer using District app

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

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*Terms & Conditions

Fuel

Up to 6.5% savings on HPCL fuel spends's IconUp to 6.5% savings on HPCL fuel spends

Up to 4 domestic lounge visits per year's IconUp to 4 domestic lounge visits per year

Up to 25% off on tickets on District app's IconUp to 25% off on tickets on District app

Joining Fee IconJoining Fee: 499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 499+ Taxes

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*Terms & Conditions

Travel

Rewards

Up to 10% value-back on IRCTC 's IconUp to 10% value-back on IRCTC

1% rewards on grocery spends's Icon1% rewards on grocery spends

4 railway lounge visits yearly's Icon4 railway lounge visits yearly

Joining Fee IconJoining Fee: 500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 350+ Taxes

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*Terms & Conditions

Travel

Rewards

Low foreign exchange markup fee of 1%'s IconLow foreign exchange markup fee of 1%

3 Miles per Rs. 100 spent on Etihad Airways's Icon3 Miles per Rs. 100 spent on Etihad Airways

8 domestic lounge visits per year's Icon8 domestic lounge visits per year

Joining Fee IconJoining Fee: 2,500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 2,500+ Taxes

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*Terms & Conditions

Rewards

Up to 10X bonus rewards on travel spends's IconUp to 10X bonus rewards on travel spends

Fee waived on Rs. 35,000 annual spends's IconFee waived on Rs. 35,000 annual spends

Up to 5X rewards on movie ticket spends's IconUp to 5X rewards on movie ticket spends

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

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*Terms & Conditions

BOBCARD Premier

BOBCARD Premier

Travel

Dining

Rewards

5X rewards on travel spends's Icon5X rewards on travel spends

5X rewards on dining spends's Icon5X rewards on dining spends

Up to Rs. 3,000 annual savings on fuel 's IconUp to Rs. 3,000 annual savings on fuel

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

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*Terms & Conditions

Why Choose Paisabazaar ?

Icon image of Compare Best BOBCARD Credit Cards

Compare Best BOBCARD Credit Cards

Explore BOBCARD cards across categories

Icon image of Make everyday purchases more rewarding

Make everyday purchases more rewarding

Pay via BOBCARD credit card and earn value-back

Icon image of Explore pre-qualified credit card offers

Explore pre-qualified credit card offers

Enjoy a seamless digital application experience

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BOBCARD: Features & Benefits

BOBCARD comes with the following features and benefits for its users:

  • Rewards: You can earn value-back on every purchase by earning reward points or cashback.
  • Savings Offers:  and availing discounts and other offers on popular lifestyle-related spends, such as dining, movies, travel, shopping, etc.
  • Use Now Pay Later: You can use the available credit limit of your BOBCARD for your purchases and repay the amount by the statement due date.
  • Contactless Transactions: BOBCARD allows you to enable contactless transactions, where applicable, and pay by simply tapping the card on NFC enabled POS machines.
  • Add-on Cards: A primary BOBCARD user can get up to 3 add-on cards for the immediate family members.
  • EMI Conversion: You can convert any ticket purchase into smaller easy EMIs to be paid over a pre-decided tenure.

Best BOBCARD Credit Cards for Travel

BOBCARD ScapiaBrush

BOBCARD Scapia

Joining Fee: 0

Travel

Travel

Lounge Access

Lounge Access

  • Zero forex markup fee
  • 20% rewards on travel spends made on Scapia app
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BOBCARD Etihad Guest PremiumBrush

BOBCARD Etihad Guest Premium

Joining Fee: 5000

Travel

Travel

Rewards

Rewards

  • 6% back on spends made on Etihad Airways and partner airlines
  • Zero forex mark-up and 20 free airport lounge visits per year
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Travel

Travel

Rewards

Rewards

  • Up to 10% value-back on IRCTC bookings
  • Up to 4 complimentary railway lounge visits every year
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BOBCARD Etihad Guest Brush

BOBCARD Etihad Guest

Joining Fee: 2500

Travel

Travel

Rewards

Rewards

  • Low forex markup fee of 1%
  • 3 Miles per Rs. 100 spent on Etihad Airways and select Etihad partnered airlines
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BOBCARD EternaBrush

BOBCARD Eterna

Joining Fee: 0

Travel

Travel

Shopping

Shopping

Movies

Movies

  • 5X rewards on dining, travel, international and online spends
  • Unlimited domestic airport lounge visits on Rs. 40,000 quarterly spends
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Best Co-branded BOBCARD Credit Cards

Fuel

Fuel

  • Up to 6.5% savings on HPCL fuel spends
  • Up to 25% off on movie tickets via District app, twice a month
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BOBCARD Etihad Guest PremiumBrush

BOBCARD Etihad Guest Premium

Joining Fee: 5000

Travel

Travel

Rewards

Rewards

  • 6% back on spends made on Etihad Airways and partner airlines
  • Zero forex mark-up and 20 free airport lounge visits per year
Read More
Check Eligibility
BOBCARD ScapiaBrush

BOBCARD Scapia

Joining Fee: 0

Travel

Travel

Lounge Access

Lounge Access

  • Zero forex markup fee
  • 20% rewards on travel spends made on Scapia app
Read More
Check Eligibility
Travel

Travel

Rewards

Rewards

  • Up to 10% value-back on IRCTC bookings
  • Up to 4 complimentary railway lounge visits every year
Read More
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BOBCARD Etihad Guest Brush

BOBCARD Etihad Guest

Joining Fee: 2500

Travel

Travel

Rewards

Rewards

  • Low forex markup fee of 1%
  • 3 Miles per Rs. 100 spent on Etihad Airways and select Etihad partnered airlines
Read More
Check Eligibility

Best BOBCARD Credit Cards for UPI Payments

BOBCARD TiaraBrush

BOBCARD Tiara

Joining Fee: 2499

Travel

Travel

Rewards

Rewards

  • 5X rewards on dining, travel & international spends
  • Unlimited complimentary domestic lounge visits
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Fuel

Fuel

  • Up to 6.5% savings on HPCL fuel spends
  • Up to 25% off on movie tickets via District app, twice a month
Read More
Check Eligibility
Travel

Travel

Rewards

Rewards

  • Up to 10% value-back on IRCTC bookings
  • Up to 4 complimentary railway lounge visits every year
Read More
Check Eligibility
BOBCARD Etihad Guest Brush

BOBCARD Etihad Guest

Joining Fee: 2500

Travel

Travel

Rewards

Rewards

  • Low forex markup fee of 1%
  • 3 Miles per Rs. 100 spent on Etihad Airways and select Etihad partnered airlines
Read More
Check Eligibility
BOBCARD PremierBrush

BOBCARD Premier

Joining Fee: 0

Travel

Travel

Dining

Dining

Rewards

Rewards

  • 2.5% value-back on travel, dining & international spends
  • Up to 4 complimentary domestic lounge visits every year
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BOBCARD: Fees and Charges

The fees and charges associated with BOBCARD vary as per the variant of your card. However, the general fees and charges associated with all the cards are listed below:

Fee Type Amount
Joining/Annual Fee Varies from card to card
Finance charges For Eterna & Tiara: 3.25% per month (39% per annum)
For Other Credit Cards: 3.75% per month (45% per annum)
Late Payment Charges On Statement Balance of –
Less than Rs. 100: Nil
Rs. 100 to Rs. 500: Rs. 100
Rs. 501 to Rs. 1,000: Rs. 400
Rs. 1,001 to Rs. 10,000: Rs. 750
Rs. 10,001 to Rs. 25,000: Rs. 950
Rs. 25,001 to Rs. 50,000: Rs. 1,100
More than Rs. 50,000: Rs. 1,300

Click here for the detailed terms and conditions and other fees and charges applicable on BOBCARD Credit Cards.

Directly from Expert

At Paisabazaar, we believe access to credit should be simple, transparent, and inclusive — especially in a diverse market like Bharat. My team and I are focused on building a platform that offers wide credit card choices with a seamless digital experience, suiting the needs of first-time users as well as card-savvy users. With the trust of 50 million+ customers, we’re redefining how India chooses credit cards — making it faster, safer, and more personalised than ever.

Rohit Chhibbar profile

Rohit Chhibbar

LinkedIn icon
Head of Credit Cards

BOBCARD: Eligibility and Documentation

To be eligible for any BOBCARD, you need to meet the basic eligibility criteria set by the card provider, as mentioned below:

  • Age: Between 18 years and 65 years, depending on the card variant
  • Occupation: Salaried or self-employed
  • Documents Required: Passport size photograph along with the applicable identity, address and salary proofs

Also Read: BOBCARD Eligibility

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How to Apply Online for BOBCARD

You can apply for credit cards with Paisabazaar by following the below-mentioned steps:

Step 1: Enter Your Mobile Number
Provide your mobile number in the application form to start the credit card application process.

Step 2: Verify OTP and Check Available Offers
Provide the OTP sent to your mobile number to check the pre-qualified offers on the screen.

Step 3: Select Preferred Credit Card
Based on the offers shown to you, as per your income eligibility, select the best credit card that fits your requirements.

Step 4: Apply and Provide Documents
Apply for the chosen credit card and provide the necessary documents for further processing of the application.

Compare Top Credit Cards

icon image of BOBCARD HPCL Energie Credit CardBrush

Joining Fee: 499 onwards

bulletFuel
Vs
icon image of IDFC FIRST Power+ Credit CardBrush

Joining Fee: 499 onwards

bulletRewards
bulletFuel
icon image of BOBCARD ScapiaBrush

Joining Fee: 0 onwards

bulletTravel
bulletLounge Access
Vs
icon image of Federal Bank Scapia Credit CardBrush

Joining Fee: 0 onwards

bulletTravel
bulletLounge Access
bulletLifetime Free
icon image of IRCTC BOBCARD RuPay Credit CardBrush

Joining Fee: 500 onwards

bulletTravel
bulletRewards
Vs
icon image of IRCTC RBL Bank Credit CardBrush

Joining Fee: 500 onwards

bulletTravel
bulletRewards
icon image of BOBCARD CashbackBrush

Joining Fee: 499 onwards

bulletCashback
bulletOnline Shopping
Vs
icon image of Cashback SBI CardBrush

Joining Fee: 999 onwards

bulletCashback
bulletOnline Shopping

FAQs

Yes, BOBCARD offers select lifetime free cards. Some of the top BOBCARD lifetime free credit cards include Exclusive Credit Card for ICAI Members, ICSI Diamond Credit Card, CMA One Credit Card, and Vikram Credit Card. Besides this, if you have a savings or salary account with the bank, you might be eligible for lifetime free offers on select cards. You can contact BOBCARD to check if any such offers are available.

To apply for a BOBCARD online, visit the official BOBCARD website and navigate to the credit card of your choice. You’ll need to fill out and submit the application form along with the required documents. You can also apply offline by visiting any nearest BOBCARD branch and submitting the application form in person.

Generally, a minimum CIBIL score of 750 is required to apply for a BOBCARD. If your score is lower than that, the chance of rejection of your credit card application increases.

To activate your BOBCARD Credit Card, you can log in to internet banking and set a 4-digit PIN to complete the activation. Alternatively, you can call the BOBCARD customer care number and generate the 4-digit PIN via phone banking to activate your card.

You can redeem your accumulated BOBCARD reward points online through the BOBCARD Rewards portal: www.barodarewardz.com. The reward points can be redeemed across various categories, as per your needs.

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What our customers say

Satisfied with Paisa Bazaar credit card application process

I applied for a rupay credit card through Paisa bazaar and had a great experience. The customer care support helped me choose the right card as per my needs and the approval process was smooth. I highly recommend for first time users

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Sarita YadavFeb 3, 2026

Multiple Cards to Compare, Smooth Experience

I got all three of my credit cards through Paisabazaar, and the experience has been extremely smooth every time. What I like most is that all the information is available in one place, which makes it very easy to compare different cards and choose the right one. I would definitely recommend Paisabazaar to anyone who wants a credit card but is confused about where to compare options or how to apply easily.

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Romit KumarJan 28, 2026

Got Cashback

I really liked the 5% cashback feature, and the customer service is excellent and very friendly!

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Pranshu YadavJan 22, 2026

User Friendly and Fast

Compare more than 5 cards with filters. Very good experience, no spam calls after checking options.

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Manav DesaiJun 13, 2025

Best for Card Comparison

I was confused between 3-4 cards. This website made it so easy to compare fees, rewards, and offers in one place. Helped me pick a card.

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Nikita AroraJun 1, 2025

Reward Calculator

I spend a lot on online food and travel, so I was confused between a cashback card and a travel card. check the reward calculator tool here entered my monthly spends. It showed me which card would give me the most value. Super helpful and easy to use!

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Naveen ReddyMay 29, 2025

Pre-Approved Card

I just checked the cibil score from this websites i have got 3 pre-approved credit card options!

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Rohit SinhaMay 13, 2025

Best for Compare Credit Cards

I planning to get my first credit card and tbh i have no clue where to start. visit this site through Google all everything was clearly explained. Fees, benefits, joining benefits & i got my first life time card

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Anjali KapoorMay 5, 2025

Compared Credit Cards in One Place!

I was confused between cashback, travel, and shopping cards. This site made it so easy to compare rewards, joining fees, and offers side by side. I picked the SBI Card as it fits my online shopping style. So helpful for people like me who don’t want to read bank brochures!

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Neha BhandariJan 13, 2025

Excellent Service

I want you to know how much I appreciate the excellent service provided by Ms Kavita Sajwan and Mr Varun Malhotra with their time and energy to organize the best possible solution for me for a Credit Card issue I was facing. This is an excellent example of service. I am really happy to have such dedicated support from your team and will recommend Paisabazaar in the future to others.

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Debabrata MajumderSep 4, 2020
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Lepakshi Phogat profile
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Lepakshi Phogat
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Shamik Ghosh

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