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HDFC Home Loan Highlights 2024
| Particulars | Details |
| Interest Rate | 8.75% p.a. onwards |
| Loan Amount (LTV Ratio) | Up to 90% of property cost |
| Tenure | Up to 30 years |
| Processing Fee | For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher
For Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher |
Note: Rates as of 27th December 2024
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HDFC Bank Home Loan Interest Rates
HDFC Bank offers special and standard home loan interest rates for salaried and self-employed (Professionals and Non-Professionals).
| Particulars | Loan Slab | Interest Rate (p.a.) |
| Special HDFC Home Loan Interest Rates | All loan amounts | 8.75%-9.65% |
| Standard Interest Rates on HDFC Home Loan | 9.40%-9.95% |
Criteria for Availing HDFC Special Home Loan Interest Rate
The special offer on HDFC home loan interest rate is applicable to:
- Loans disbursed (part/full) on or before 31st March 2023.
- Applicants availing Home Loan Balance Transfer or acquiring ready to move in properties.
- Applicants having credit scores of 760 and above.
HDFC Bank Top-up Home Loan Interest Rates
Standard Rates for salaried/self-employed (Professionals and Non-Professionals)
| Loan Slab (Outstanding Home Loan +Top-up Loan) | Interest Rates (p.a.) |
| Top-up Loan for Existing Customers | 10.15%-10.70% |
| For all Loan Amounts | 9.70%-10.25% |
HDFC Rural Housing Loan Interest Rate
Special Rates for salaried/self-employed/agriculturists
| Loan Slab | Interest rates (p.a.) |
| All Loan Slabs | 8.50%-9.95% |
Standard Rates for salaried/self-employed/agriculturists
| Loan Slab | Interest rates (p.a.) |
| All Loan Slabs | 8.75%-10.20% |
Apply for HDFC Home Loan at Attractive Interest Rates Click Here
Home Loan Interest Rates of HDFC Bank v/s Other Top Lenders
| Name of Lender | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh | |
| Bajaj Housing Finance | 8.50% p.a. onwards | 8.50% p.a. onwards | 8.50% p.a. onwards | Check Eligibility |
| SBI | 8.50%-9.85% p.a. | 8.50%-9.85% p.a. | 8.50%-9.85% p.a. | Check Eligibility |
| HDFC Bank Limited | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| LIC Housing Finance | 8.50% - 11.25% p.a. | 8.50% - 10.55% p.a. | 8.50% - 10.75% p.a. | Check Eligibility |
| ICICI Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| Kotak Mahindra Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| PNB Housing Finance | 8.50% - 14.50% p.a. | 8.50% - 14.50% p.a. | 8.50%-11.45% p.a. | Check Eligibility |
| Punjab National Bank | 8.45% - 10.25% p.a. | 8.40% - 10.15% p.a. | 8.40% - 10.15% p.a. | Check Eligibility |
| Bank of Baroda | 8.40% - 10.65% p.a. | 8.40% - 10.65% p.a. | 8.40% - 10.90% p.a. | Check Eligibility |
| IDFC First Bank | 8.85% p.a. onwards | 8.85% p.a. onwards | 8.85% p.a. onwards | Check Eligibility |
| L&T Finance Limited | 8.65% p.a. onwards | 8.65% p.a. onwards | 8.65% p.a. onwards | Check Eligibility |
| Tata Capital Housing Finance | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| Federal Bank | 8.80% p.a. onwards | 8.80% p.a. onwards | 8.80% p.a. onwards | Check Eligibility |
| Axis Bank | 8.75%-13.30% p.a. | 8.75%-13.30% p.a. | 8.75%-9.65% p.a. | Check Eligibility |
| Godrej Housing Finance | 8.55% p.a. onwards | 8.55% p.a. onwards | 8.55% p.a. onwards | Check Eligibility |
HDFC Home Loan Processing Fee & Charges
Following is the list of HDFC Bank home loan processing fee for different schemes.
| Particulars | Processing Charges |
| Resident Housing Loan/ Extension/ House Renovation Loan/ Refinance of Housing Loan/ Plot Loans for Housing (Salaried, Self-Employed Professionals) | – Up to 0.50% of the loan amount or Rs. 3,000, whichever is higher
– Minimum Retention Amount: 50% of applicable fees or Rs 3000 |
| Resident Housing/ Extension/ Renovation/ Refinance/ Plot Loans for Self Employed Non-Professionals. | – Up to 1.50% of the Loan amount or Rs. 4,500
– Minimum Retention Amount: 50% of applicable fees or Rs 4,500 |
| HDFC Home Loan for NRI | – Up to 1.25% of the Loan amount or Rs. 3,000, whichever is higher
– Minimum Retention Amount: 50% of applicable fees or Rs 3,000 |
| Value Plus Loans | – Up to 1.50% of the Loan amount or Rs. 4,500
– Minimum Retention Amount: 50% of applicable fees or Rs 4,500 |
| Re-Appraisal Of Loan After 6 Months From Sanction | Up to Rs 2,000 plus applicable taxes |
Other Charges Related to HDFC Home Loan Interest Rate
| Particulars | Charges |
| Stamp Duty/ MOD/ MOE/ Registration | As applicable in respective states |
| CERSAI charges | As per actuals |
| Charges levied by such third parties such as mortgage guarantee company | As per actuals |
| Delayed instalment payment charges | Up to 18% p.a. on overdue instalment amounts |
Types of HDFC Home Loan
Following are the types of home loan offered by the HDFC Bank.
HDFC Bank Housing Loans
Purpose: HDFC Bank offers regular home loans to its applicants for the following purposes:
- For purchase of flat, bungalow, row house in approved projects from private developers
- For purchase of properties from Development Authorities such as MHADA, DDA, etc.
- For property purchase in Co-operative Housing Societies or Apartment Owners’ Association or Development Authorities Settlement or private homes
- For financing construction of home properties on plots allotted by the Development Authority or a freehold/lease hold plot
Loan Amount (LTV Ratio):
| Particulars | Details |
| Up to and including Rs 30 lakh | Up to 90% of property cost |
| Rs 30.01 lakh-Rs 75 lakh | Up to 80% of property cost |
| Above Rs 75 lakh | Up to 75% of property cost |
Tenure:
- For Telescopic Repayment Option under Adjustable Rate Home Loan- Up to 30 years
- For all other home loans- Up to 20 years
Processing Fee:
- For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher
- For Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher
HDFC Home Loan Balance Transfer (HLBT)
Purpose: HDFC Bank Home Loan Balance Transfer can be availed by existing home loan borrowers of other banks and HFCs for transferring their existing home loans to HDFC Bank at lower interest rates.
Loan Amount (LTV Ratio):
| Particulars | Details |
| Up to and including Rs 30 lakh | Up to 90% of property cost |
| Rs 30.01 lakh-Rs 75 lakh | Up to 80% of property cost |
| Above Rs 75 lakh | Up to 75% of property cost |
Tenure:
- For Telescopic Repayment Option under Adjustable Rate Home Loan – Up to 30 years
- For all other home loans – Up to 20 years
Processing Fee:
- For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher.
- For Agriculturists/Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher.
HDFC Bank Rural Housing Loans
Purpose: HDFC Bank Rural Housing Loan is a special home loan scheme offered to agriculturists, dairy farmers, planters and horticulturists for purchase of under construction, new or existing residential properties in rural and urban areas. Salaried and self-employed individuals can also avail this home loan scheme to construct or purchase their own home in their hometown or village.
Individuals can also avail this scheme for carrying out home enhancement purposes such as flooring, tiling, painting, internal and external plaster, etc. and extending/adding space in the existing property.
Loan Amount (LTV Ratio)
| Particulars | Details |
| Up to and including Rs 30 lakh | Up to 80% of property cost |
| Rs 30.01 lakh-Rs 75 lakh | Up to 80% of property cost |
| Above Rs 75 lakh | Up to 75% of property cost |
Tenure:
- For Telescopic Repayment Option under Adjustable Rate Home Loan – Up to 30 years.
- For all other home loans – Up to 20 years.
Processing Fee:
- For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher.
- For Agriculturists/Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher.
HDFC Bank Plot Loans
Purpose: HDFC Bank Plot Loan can be availed for:
- Purchase of plot through direct allotment
- Purchase of resale plot
Loan Amount (LTV Ratio):
| Particulars | Details |
| Up to and including Rs 30 lakh | Up to 80% of property cost |
| Rs 30.01 lakh-Rs 75 lakh | Up to 80% of property cost |
| Above Rs 75 lakh | Up to 75% of property cost |
Tenure: Up to 15 years
Processing Fee:
- For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher.
- For Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher.
HDFC Home Renovation Loans
Purpose: Individuals can avail HDFC Bank Home Renovation Loan for home enhancement purposes such as tiling, flooring, painting and plasters of existing home.
Loan Amount (LTV Ratio):
For Existing Customer
| Particulars | Details |
| Up to and including Rs 30 lakh | 100% of renovation cost |
| Rs 30.01 lakh-Rs 75 lakh | 100% of renovation cost |
| Above Rs 75 lakh | 100% of renovation cost |
For New Customer
| Particulars | Details |
| Up to and including Rs 30 lakh | 90% of renovation cost |
| Rs 30.01 lakh-Rs 75 lakh | 80% of renovation cost |
| Above Rs 75 lakh | 75% of renovation cost |
Tenure: Up to 15 years
Processing Fee:
- For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher.
- For Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher.
HDFC Home Extension Loans
Purpose: Prospective home loan borrowers can avail HDFC Bank Home Extension Loan to raise finances for home extension purposes, such as addition of more space to their existing homes.
Loan Amount (LTV Ratio):
| Particulars | Details |
| Up to and including Rs 30 lakh | 90% of renovation cost |
| Rs 30.01 lakh-Rs 75 lakh | 80% of renovation cost |
| Above Rs 75 lakh | 75% of renovation cost |
Tenure: Up to 20 years
Processing Fee:
- For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher.
- For Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher.
HDFC Bank Top-up Home Loans
Purpose: HDFC Bank Home Loan Top-up is an additional loan provided on the existing home loan to meet the personal and professional requirements of the borrower.
Loan Amount: Up to Rs 1 crore
LTV ratio (including the outstanding loan amount plus top up loan amount):
| Particulars | Details |
| Up to Rs 75 lakh | Up to 80% |
| Above Rs 75 lakh | Up to 75% |
Tenure: Up to 15 years
Processing Fee:
- For Salaried/Self-employed Professionals: Up to 0.50% of loan amount or Rs 3,000, whichever is higher.
- For Self-employed Non-Professionals: Up to 1.50% of loan amount or Rs 4,500, whichever is higher.
HDFC Home Loan Eligibility Criteria
- Minimum age – 18 years
- Maximum age – 70 years
- Profession – Salaried/Self-employed Professionals (Doctors, Lawyers, Engineers, CA, architect, consultant, CS) and Self-employed Non-Professionals (Commission agent, contractor, trader)
- Minimum Income – Rs 10,000 per month for salaried individuals and Rs 2 lakh p.a. for self-employed individuals
Additionally, HDFC Bank home loan eligibility can also be determined based on other factors including credit score, monthly income and EMI/NMI ratio of its home loan applicants.
Documents Required for HDFC Home Loan
Below-mentioned is the detailed list of home loan documents required to be submitted by HDFC Bank home loan applicants:
ID Proof for HDFC Home Loan – PAN Card or Form 60, Passport, Voter ID, Driving License, job card issued by NREGA duly signed by State Government officer, proof of possession of Aadhar Number, Letter issued by National Population Register containing name and address details.
Income Proof for HDFC Home Loan
| For Salaried | For Self-Employed |
| Salary slips for last 3 months | ITR with income computation for past 3 assessment years of both individual and business entity (duly attested by a CA) |
| ITR and Form 16 | Current account statement of business entity for past 6 months and savings account statement of the individuals of both individual and business entity (duly attested by a CA) |
| Bank account statement for past 6 months showing salary credit | Balance sheet and profit and loss account statement for last 3 years, with schedules and annexures |
Property Related Documents
- For New Home – Allotment letter copy/Buyer agreement and Payment receipt made to the developer.
- For Resale Home Title deeds including previous chain of property documents, Agreement to sell copy and Initial payment receipt made to the seller.
- For Construction – Title deed of plot, Copy of the plan approved by Local Authorities, No encumbrance proof on the property and the total estimate of construction by a Civil Engineer/Architect.
Other Documents Required for HDFC Home Loan
The list of other documents required for HDFC Bank home loan by salaried and self-employed applicants is given below.
| For Salaried Applicants | For Self-Employed Applicants |
| Proof of own contribution | Business Profile and Form 26AS |
| Bank Statement for last 6 months with loan repayment record | Memorandum and Articles of Association of the Company |
| Appointment letter/Employment contract if current employment is less than a year old | Own contribution proof |
| Passport-size photograph with signatures across | Details of current loans of the individual and business entity including installments, outstanding amount, purpose, security, balance loan term, etc. |
| Processing fee cheque in favour of HDFC Bank Ltd. | Processing fee cheque favouring HDFC Bank Ltd. |
| Passport-size photographs with signatures across |
Additional Documents for HDFC Rural Housing Loan
Income Proof
- Bank Statement for past 6 months
- Copy of Title Documents of Agricultural Land depicting land holding
- Copy of Title Documents of Agricultural Land depicting crops being cultivated
Other Documents
- Bank statement for last 6 months showing loan repayment record
- Passport size photographs signed across
- Own contribution proof
- Processing fee cheque in favour of HDFC Bank Ltd.
- Statement of past 2 years of loans availed
Documents Required for HDFC Home Loan Balance Transfer
- A letter from the existing lender on his letter head mentioning the list of property documents held by them
- Photo copy of property documents
- A letter from the existing financial institution on their letter head showing latest outstanding balance
How to Apply for HDFC Home Loan?
Applicants can apply for HDFC Bank Home Loan online in the following steps:
- Visit the official website of HDFC Home Loan.
- Click on ‘Apply for HDFC Home Loan’.
- Click on ‘Check eligibility’ to find out the eligible home loan amount.
- Select the type of housing loan (home loan, home renovation loan, plot loan, etc.) under the ‘Basic Information’ tab. For further information, click on the link beside the loan type.
- Click on ‘Yes’ if you have shortlisted the property and fill in the property details (city, state, estimated cost of property). In case the property is not yet decided, click ‘No’. Enter your name under ‘Applicant’s name’. If you wish to add co-applicants to your home loan select the number of co-applicants (maximum 8).
- Under the ‘Applicant’s’ tab fill in your residential status, city, state, gender, age, occupation, mobile number, retirement age, Email Id, gross/total monthly income and existing EMIs if any.
- Under the ‘Offers’ section, you will find the home loan products and maximum home loan amount you are eligible for, loan tenure, EMI payable, interest rate and type of interest rate (fixed or floating).
- Select the loan product of your choice. The home loan application form opens where the details already provided by you are prefilled. Fill in the remaining details (date of birth and password) and click on ‘Submit’.
- Upload the documents required for HDFC home loan.
- Pay the processing fee and your online HDFC Bank Home Loan application is complete.
Applicants can also apply for HDFC Bank Home Loan through online fintech marketplaces like Paisabazaar.com.
How to Login to HDFC Bank Home Loan Account?
Applicants can login to their HDFC Bank Home Loan account through the HDFC Bank Home Loan mobile app in the following two ways:
By entering the ID and Password
- Open the HDFC Bank mobile app
- Enter the ID and password
- Click on “Login”
By entering the Loan Account Number
- Open the HDFC Bank mobile app
- Enter the Loan Account Number
- Click on “Login”
HDFC Bank Home Loan EMI Calculator
Consumers planning to apply for home loans with HDFC Bank can use Home Loan EMI Calculator to calculate their EMI and total interest cost for various combinations of loan amounts, interest rates and loan tenures. This will also allow the loan applicants to choose their optimum loan tenures based on their repayment capacity.
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
HDFC Bank Home Loan Customer Care/Grievance Redressal
Toll Free Number- 1800 1600 / 1800 2600
Give a missed call on 9289200017 or send an SMS HDFCHOME to 56767
Click on HDFC Bank Home Loan Customer Care/Grievance Matrix to know more about the customer care and grievance redressal process of HDFC Bank Home Loan.
HDFC Bank Home Loan App
HDFC Bank Home Loans – App is a quick, easy and convenient app for all the informational and transactional services related to home loans. The app provides a wide range of services to existing as well as prospective borrowers. Android users can download the HDFC Bank Home Loan App through Google Playstore whereas I-phone users can download the app through App Store.
Existing customers can access various home loan related services, such as fetching the account statements, repayment details, account summary, disbursement details and tax certificates of their home loans. The app also provides options like branch locator and product details which increases the convenience of managing home loans. Those planning to avail HDFC Bank Home Loans can also make property searches, seek information regarding home loans, get in touch with the loan advisor and/or make home loan application through HDFC Home Loan App.
| Related Articles | |
| HDFC Bank Loan Against Property | HDFC NRI Home Loan |
| HDFC Home Loan for Women | HDFC Bank Home Improvement Loans |
FAQs on HDFC Home Loan
What is the current HDFC home loan interest rate?
HDFC Bank offers home loans at 8.75% p.a. onwards depending on the credit profile of the applicant.
What are the documents required for availing HDFC Bank Home Loan?
HDFC Bank Home Loan applicants are required to submit their PAN card or Form 60, ID proof, address proof, salary slips for last 3 months, bank statements for last 6 months showing salary credits, Form 16/ITR, property documents for purchase of new home or resale home, etc. while availing home loan.
What is the minimum salary requirement for availing HDFC Bank Home Loan?
The minimum income requirement for salaried individuals availing HDFC Bank Home Loan is Rs 10,000 per month while for self-employed individuals is Rs 2 lakh per annum.
How to get HDFC Bank Home Loan interest certificate?
Applicants can get HDFC Bank Home Loan interest certificate either through the official website of HDFC Bank or through the HDFC Bank Home Loan mobile app. You can also visit the bank branch to get your home loan interest certificate.
How to calculate HDFC home loan interest rate?
Applicants can use HDFC Home Loan EMI Calculator to calculate the interest cost of their HDFC Home Loan. All they need to do is enter the loan amount, loan tenure and interest rate in the home loan EMI calculator and calculate the interest cost instantly.
Why does HDFC Bank home loan interest rate increase/decrease?
HDFC Bank uses repo rate as the benchmark for setting housing loan interest rates. Thus, any change in the repo rate leads to a change in the HDFC home loan interest rates set for the existing home loan borrowers. Additionally, HDFC Bank also tweaks the spread charged over the benchmark rates as part of its special/festive home loan offers for fresh home loan borrowers.
Who can be the co-applicant to HDFC Home Loan?
The co-owners of the property have to be the co-applicants to HDFC Bank Housing Loan. However, not all co-applicants need to be co-owners. The lender usually allows close family members to be co-applicants.
Can I prepay my outstanding HDFC home loan amount?
Yes, you can prepay your HDFC home loan amount in part or in full before the actual completion of loan tenure. HDFC Bank does not levy prepayment charges on home loans availed at floating interest rates.
Does HDFC provide preferential interest rates for women?
Yes, HDFC Bank offers interest rate concession of 5 bps to women applicants.
How do I repay my HDFC Home Loan?
You can repay HDFC Bank home loan through various modes of repayment- ECS (Electronic Clearing System), direct deduction of monthly instalments by the employer or issuing post-dated cheques from the salary account.
How can I reduce HDFC Home Loan interest rate?
You can reduce your HDFC Bank Housing Loan interest rate by reducing your home loan from higher interest rate to lower interest rate. HDFC Bank charges a conversion fee of up to 0.50% of outstanding principal and undisbursed amount (capped at Rs 50,000) at the time of rate reduction. In case the bank does not reduce your home loan interest rate, you can transfer your home loan from HDFC Bank to any other lender offering lower interest rates.
What is the pre closure charges in HDFC home loan?
HDFC Bank does not charge any prepayment fees for home loans availed at floating interest rates. However, in case of home loans availed at fixed rates, the bank charges a prepayment fees of 2% of the loan amount plus applicable taxes, except when the pre-closure is being made through own sources.
What is the disbursement process of HDFC Home Loan?
HDFC Bank sanctions the home loan after the property and document verification, and completion of ‘own contribution’ or down payment. Once the loan is sanctioned, the borrower can request for loan disbursal either through online or offline mode. HDFC Bank would then disburse the loan either completely or in stages depending on the completion of construction.
Can the income of my spouse be taken into consideration for calculating the home loan amount?
Yes, the income of your spouse can be taken into consideration while calculating the HDFC home loan amount. Adding your spouse’s income can increase your home loan eligibility. Your spouse needs to submit the income documents to HDFC Bank.
What is the minimum credit score at which the applicants can avail HDFC Bank Home Loan?
HDFC Bank has not specified any cut-off credit score for home loan applicants. However, HDFC Bank offers lower interest rates to home loan applicants with credit scores of 750 and above.
What are MOD charges in HDFC home loan?
MOD refers to Memorandum of Deposit which states that the lender has complete rights over the property against which loan has been availed until the repayment of the entire loan amount. The MOD charges usually range from 0.1% to 0.5% of the loan amount. However, for HDFC Bank Home MOD charges vary from state to state.
Can I get approval for HDFC home loan while I decide which property should I purchase?
You can apply for pre-approved home loan facility, an in-principal approval given on the basis of your financial position, creditworthiness and income. Pre-approved home loans are usually offered to borrowers who are yet to identify their property. However, the applicant would have to purchase the property within 6 months from the date of loan sanction.
Which is better – HDFC Home Loan or SBI Home Loan?
HDFC Bank offers home loans at interest rates starting from 8.75% p.a. while SBI Home Loan interest rates start from 8.50% p.a. However, the final interest rate offered by any of these banks would depend on the applicant’s credit profile, loan amount, credit score, LTV ratio, occupation profile, etc. Thus, the best home loan option for any applicant would be the one offered at lowest interest rates with lowest charges while suiting his repayment capacity and ability to make down payment or margin contribution.
How to reduce interest rate in HDFC Home Loan?
Existing home loan borrowers of HDFC Bank can request the bank to reduce their home loan rates. If approved by the bank, the borrowers would be charged a conversion fee of up to 0.50% of their outstanding loan amount or Rs 3,000, whichever is lower, on reducing their interest rates. In case the bank refuses to reduce their home loan interest rates, the borrowers can visit online financial marketplaces to find the home loan interest rates offered by other lenders on transferring their home loans.
How to check HDFC Home Loan application status?
HDFC Bank Home Loan applicants can check their application status through the official website of HDFC Bank. Existing customers of HDFC Bank can also check their home loan application status through the HDFC Bank mobile app, by visiting the HDFC Bank branch, by contacting HDFC Bank customer care or by giving a missed call at +91-9289200017.
What services are available through HDFC Home Loan portal?
HDFC Bank Home Loan portal allows home loan borrowers to perform various home loan related functions like paying their home loans online, fetch their home loan interest certificate, avail the provisional interest statement, reduce their existing interest rate, receive interest rate or repayment details, etc.
How to prepay HDFC Home Loan?
Borrowers seeking to prepay their home loan from HDFC Bank need to visit the bank branch, send an email at customer.service@hdfc.com or contact the customer care representative for making prepayments.
How can I send an online request for HDFC Bank Home Loan disbursement?
Existing home loan borrowers of HDFC Bank can request disbursement through the official website of HDFC Bank or by sending an email at customer.service@hdfc.com. Borrowers can also visit the HDFC Bank branch to make their disbursement requests.