HDFC Home Loan Highlights | |
Interest Rate | 8.70% p.a. onwards |
Loan Amount (LTV Ratio) | Up to 90% of property cost |
Tenure | Up to 30 years |
Processing Fee | For Salaried/Self-employed Professionals: Up to 0.50% of the loan amount or Rs 3,300, whichever is higher |
For Self-employed Non-Professionals: Up to 1.50% of the loan amount or Rs 5,000, whichever is higher |
Note: Last updated on 2 April 2025
On this Page: |
HDFC Bank Home Loan Interest Rates
HDFC home loan interest rate starts at 8.70% p.a. While HDFC Bank has not disclosed the interest rate slab based on the credit score, monthly income, occupation profile, etc. of its loan applicants, lenders usually consider these factors while setting the home loan interest rates of their applicants. In addition, the bank has specified the interest rate for top-up home loans and rural housing home loans, as mentioned below:-
HDFC Bank Top-Up Home Loan Interest Rates
HDFC Bank Top-up Home Loan interest rate starts at 9.00% p.a. While the lender has not specified the interest rate breakdown based on the credit score, repayment history, etc. of its loan applicants, lenders usually consider these factors while setting the top-up home loan interest rates of their applicants.
HDFC Rural Housing Loan Interest Rates
Loan Slab | Interest Rates (p.a.) |
For all loan amounts | 9.40%-10.75% |