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Best ICICI Credit Cards in April 2026

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ICICI Coral Credit Card

ICICI Coral Credit Card

Movies

Rewards

2,000 reward points on Rs. 2 lakh annual spends's Icon2,000 reward points on Rs. 2 lakh annual spends

4 airport & 4 railway lounge visits per year's Icon4 airport & 4 railway lounge visits per year

Up to 25% off on BookMyShow & INOX's IconUp to 25% off on BookMyShow & INOX

Joining Fee IconJoining Fee: ₹500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹500+ Taxes

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ICICI HPCL Super Saver Credit Card

ICICI HPCL Super Saver Credit Card

Fuel

5% cashback on HPCL fuel spends's Icon5% cashback on HPCL fuel spends

4 domestic lounge visits every year's Icon4 domestic lounge visits every year

25% off on BookMyShow & INOX's Icon25% off on BookMyShow & INOX

Joining Fee IconJoining Fee: ₹500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹500+ Taxes

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*Terms & Conditions

MakeMyTrip ICICI Bank Credit Card

MakeMyTrip ICICI Bank Credit Card

Travel

Rewards

Up to 6% value back on travel spends's IconUp to 6% value back on travel spends

Low forex markup fee of 0.99%'s IconLow forex markup fee of 0.99%

MMTBLACK Gold Membership's IconMMTBLACK Gold Membership

Joining Fee IconJoining Fee: ₹999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹999+ Taxes

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ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card

Travel

Premium

Rewards

Buy 1 Get 1 Offer via BookMyShow's IconBuy 1 Get 1 Offer via BookMyShow

Unlimited airport lounge access's IconUnlimited airport lounge access

Low forex markup fee of 2%'s IconLow forex markup fee of 2%

Joining Fee IconJoining Fee: ₹12,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹12,000+ Taxes

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Emirates Skywards ICICI Bank Sapphiro Credit Card

Emirates Skywards ICICI Bank Sapphiro Credit Card

Travel

Rewards

Up to 2% rewards on all spends's IconUp to 2% rewards on all spends

2 international lounge visits yearly's Icon2 international lounge visits yearly

Emirates Silver Tier Membership's IconEmirates Silver Tier Membership

Joining Fee IconJoining Fee: ₹5,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹5,000+ Taxes

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Adani One ICICI Signature Credit Card

Adani One ICICI Signature Credit Card

Shopping

Rewards

7% value back within Adani ecosystem's Icon7% value back within Adani ecosystem

2% rewards on international spends's Icon2% rewards on international spends

Buy 1 Get 1 offer on BookMyShow's IconBuy 1 Get 1 offer on BookMyShow

Joining Fee IconJoining Fee: ₹5,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹5,000+ Taxes

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*Terms & Conditions

ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

Travel

Shopping

Rs. 13,000+ shopping & travel vouchers 's IconRs. 13,000+ shopping & travel vouchers

Up to Rs. 1,000 off per month on BookMyShow's IconUp to Rs. 1,000 off per month on BookMyShow

Up to 16 free domestic lounge visits per year's IconUp to 16 free domestic lounge visits per year

Joining Fee IconJoining Fee: ₹6,500+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹3,500+ Taxes

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ICICI Emeralde Private Metal Credit Card

ICICI Emeralde Private Metal Credit Card

Travel

Premium

Rewards

3% value-back across all spending categories's Icon3% value-back across all spending categories

Unlimited domestic & international access's IconUnlimited domestic & international access

Complimentary Taj Epicure membership's IconComplimentary Taj Epicure membership

Joining Fee IconJoining Fee: ₹12,499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹12,499+ Taxes

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Times Black ICICI Bank Credit Card

Times Black ICICI Bank Credit Card

Travel

Premium

Shopping

Up to 2.5% reward points on card spends's IconUp to 2.5% reward points on card spends

Unlimited international & domestic lounge visits's IconUnlimited international & domestic lounge visits

Low forex mark-up fee & exclusive travel offers's IconLow forex mark-up fee & exclusive travel offers

Joining Fee IconJoining Fee: ₹20,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹20,000+ Taxes

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*Terms & Conditions

ICICI Platinum Chip Credit Card

ICICI Platinum Chip Credit Card

Lifetime Free

Rewards

2X reward points on all retail spends's Icon2X reward points on all retail spends

No annual card fee is charged's IconNo annual card fee is charged

Up to 12X reward points on travel's IconUp to 12X reward points on travel

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹0+ Taxes

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*Terms & Conditions

Why Choose Paisabazaar ?

Icon image of Compare Best ICICI Bank Credit Cards

Compare Best ICICI Bank Credit Cards

Explore ICICI cards across categories

Icon image of Make everyday purchases more rewarding

Make everyday purchases more rewarding

Pay via ICICI credit card and earn value-back

Icon image of Explore pre-qualified credit card offers

Explore pre-qualified credit card offers

Enjoy a seamless digital application experience

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4.5/5

15.6L Reviews

5.7Cr+Happy Customers
2 M+Cards Issued
100+ CardsMultiple Choices

ICICI Credit Cards: Features & Benefits


Suggested Read: Best ICICI RuPay Credit Cards | ICICI Bank Credit Cards with Lounge Access

Best ICICI Credit Cards for Travel

MakeMyTrip ICICI Bank Credit CardBrush

MakeMyTrip ICICI Bank Credit Card

Joining Fee: ₹ 999

Travel

Travel

Rewards

Rewards

  • Up to 6% savings on MakeMyTrip spends
  • Rs. 1,000 MMT voucher every year
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Emirates Skywards ICICI Bank Rubyx Credit CardBrush

Emirates Skywards ICICI Bank Rubyx Credit Card

Joining Fee: ₹ 1000

Travel

Travel

Rewards

Rewards

  • 1.5 Skywards Miles on every Rs. 100 spent
  • Complimentary Emirates Blue Tier Membership
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Times Black ICICI Bank Credit CardBrush

Times Black ICICI Bank Credit Card

Joining Fee: ₹ 20000

Travel

Travel

Premium

Premium

Shopping

Shopping

  • Unlimited airport lounge access
  • Luxury lifestyle offers and milestone benefits worth Rs. 70,000
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*Terms & Conditions
ICICI Emeralde Private Metal Credit CardBrush

ICICI Emeralde Private Metal Credit Card

Joining Fee: ₹ 12499

Travel

Travel

Premium

Premium

Rewards

Rewards

  • Taj Epicure & EazyDiner Prime memberships
  • Unlimited airport lounge visits
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*Terms & Conditions
Emirates Skywards ICICI Bank Sapphiro Credit CardBrush

Emirates Skywards ICICI Bank Sapphiro Credit Card

Joining Fee: ₹ 5000

Travel

Travel

Rewards

Rewards

  • Complimentary domestic & international lounge visits
  • 2 Skywards Miles on every Rs. 100 spent
Read More
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*Terms & Conditions
Emirates Skywards ICICI Bank Emeralde Credit CardBrush

Emirates Skywards ICICI Bank Emeralde Credit Card

Joining Fee: ₹ 10000

Travel

Travel

Premium

Premium

Rewards

Rewards

  • Unlimited complimentary domestic & international lounge visits
  • 2.5 Skywards Miles on every Rs. 100 spent
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*Terms & Conditions

Best ICICI Credit Cards for UPI Payments

ICICI HPCL Super Saver Credit CardBrush

ICICI HPCL Super Saver Credit Card

Joining Fee: ₹ 500

Fuel

Fuel

  • Up to 6.5% savings on HPCL fuel spends
  • 5% back on grocery & utilities
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*Terms & Conditions
ICICI Coral Credit CardBrush

ICICI Coral Credit Card

Joining Fee: ₹ 500

Movies

Movies

Rewards

Rewards

  • 25% discount at BookMyShow and Inox, twice a month
  • Up to 3,000 bonus reward points
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*Terms & Conditions
MakeMyTrip ICICI Bank Credit CardBrush

MakeMyTrip ICICI Bank Credit Card

Joining Fee: ₹ 999

Travel

Travel

Rewards

Rewards

  • Up to 6% savings on MakeMyTrip spends
  • Rs. 1,000 MMT voucher every year
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*Terms & Conditions
ICICI Bank Rubyx Credit CardBrush

ICICI Bank Rubyx Credit Card

Joining Fee: ₹ 3000

Lounge Access

Lounge Access

Movies

Movies

Rewards

Rewards

  • 3,000 reward points and fee waived on spending Rs. 3 lakh in a year
  • Up to 25% off on movie tickets on BookMyShow and INOX
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*Terms & Conditions
ICICI Bank Sapphiro Credit CardBrush

ICICI Bank Sapphiro Credit Card

Joining Fee: ₹ 6500

Travel

Travel

Shopping

Shopping

  • Complimentary vouchers worth more than Rs. 13,000 on joining
  • 4X rewards on international spends
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*Terms & Conditions

Best ICICI Credit Cards for Beginners

ICICI Platinum Chip Credit CardBrush

ICICI Platinum Chip Credit Card

Joining Fee: ₹ 0

Lifetime Free

Lifetime Free

Rewards

Rewards

  • 2 reward points per Rs. 100 spent on retail purchases, except fuel
  • 1 reward point per Rs. 100 spent on utility & insurance
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*Terms & Conditions
ICICI Coral Credit CardBrush

ICICI Coral Credit Card

Joining Fee: ₹ 500

Movies

Movies

Rewards

Rewards

  • 25% discount at BookMyShow and Inox, twice a month
  • Up to 3,000 bonus reward points
Read More
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*Terms & Conditions
ICICI Bank HPCL Coral Credit CardBrush

ICICI Bank HPCL Coral Credit Card

Joining Fee: ₹ 199

Fuel

Fuel

  • Up to 3.5% savings on HPCL fuel spends
  • 25% off up to Rs. 100 per transaction on BookMyShow movie tickets
Read More
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*Terms & Conditions
ICICI Coral Credit Card Against FDBrush

ICICI Coral Credit Card Against FD

Joining Fee: ₹ 500

Movies

Movies

Rewards

Rewards

  • 4 complimentary domestic airport lounge visits yearly
  • 25% off, up to Rs. 100, on buying two movie tickets through INOX or BookMyShow
Read More
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*Terms & Conditions

ICICI Bank Credit Card: Fees & Charges

Credit Card Amount
Joining Fee / Annual Fee Varies from card to card
Finance Charges 3.40%-3.75% per month | 40.80%-45% per annum
Cash Advance Transaction fee 2.50% of the over-limit amount | Min. Rs. 500
Late Payment Fee On outstanding balance of –
Up to Rs. 100: Nil
Rs. 101 to Rs. 500: Rs. 100
Rs. 501 to Rs. 1,000: Rs. 500
Rs. 1,001 to Rs. 5,000: Rs. 600
Rs. 5,001 to Rs. 10,000: Rs. 750
Rs. 10,001 to Rs. 25,000: Rs. 900
Rs. 25,001 to Rs. 50,000: Rs. 1,100
Above Rs. 50,000: Rs. 1,300

Click here for the most important terms and conditions related to ICICI Bank Credit Card fees and charges.

Directly from Expert

At Paisabazaar, we believe access to credit should be simple, transparent, and inclusive — especially in a diverse market like Bharat. My team and I are focused on building a platform that offers wide credit card choices with a seamless digital experience, suiting the needs of first-time users as well as card-savvy users. With the trust of 50 million+ customers, we’re redefining how India chooses credit cards — making it faster, safer, and more personalised than ever.

Rohit Chhibbar profile

Rohit Chhibbar

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Head of Credit Cards

ICICI Bank Credit Card: Eligibility and Documentation

The basic eligibility criteria required for ICICI Bank credit cards are given below:

  • Age: Between 21 to 60 years
  • Occupation: Offered to both salaried and self-employed applicants
  • Documents Required: Click here for the list of acceptable documents

ICICI Bank is a credit card partner with Paisabazaar. Click to check eligibility for ICICI Credit Cards.

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How to Apply for ICICI Bank Credit Cards

Follows the steps below to apply-

Step 1: Enter your mobile number
Provide your mobile number in the form to start the application process.

Step 2: Verify OTP and check available offers
You can find pre-qualified offers on the screen once you provide the OTP.

Step 3: Select preferred ICICI credit card
Compare available options and select the ICICI Bank credit card that suits your requirements the best.

Step 4: Apply and provide documents
Apply for the card and provide documents for smooth processing of the application.

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Compare Best Credit Cards

icon image of ICICI HPCL Super Saver Credit CardBrush

Joining Fee: ₹ 500 onwards

bulletFuel
Vs
icon image of IDFC FIRST Power+ Credit CardBrush

Joining Fee: ₹ 499 onwards

bulletRewards
bulletFuel
icon image of MakeMyTrip ICICI Bank Credit CardBrush

Joining Fee: ₹ 999 onwards

bulletTravel
bulletRewards
Vs
icon image of Ixigo AU Credit CardBrush

Joining Fee: ₹ 0 onwards

bulletTravel
bulletLifetime Free
icon image of Emirates Skywards ICICI Bank Emeralde Credit CardBrush

Joining Fee: ₹ 10000 onwards

bulletTravel
bulletPremium
bulletRewards
Vs
icon image of IndusInd Bank Avios Visa Infinite Credit CardBrush

Joining Fee: ₹ 10000 onwards

bulletTravel

FAQs

Issuing of a new credit card usually takes up to 21 working days. You can track your ICICI credit card application status here.

Yes, you can use your ICICI credit card to pay rent. However, with effect from October 20, 2022, all rent payment transactions with ICICI credit card will be charged with 1% fee.

In case of a credit card theft, loss or damage, immediately inform the ICICI Bank customer care to get the card hotlisted and blocked. You can also consider SMS banking using your registered mobile number.

The credit cards issued by ICICI Bank are global cards only for Resident Indians. Thus, as per RBI guidelines, the customer needs to clear all outstanding dues on the card and surrender it to the card issuer before they give up their Indian citizenship. This procedure is mandatory for Indian citizens who are in the process of becoming citizens of another country.

Yes, ICICI Bank lifetime free credit cards like Amazon Pay and Platinum Chip are offered to the users which offer rewards and cashback benefits to the users.

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What our customers say

Satisfied with Paisa Bazaar credit card application process

I applied for a rupay credit card through Paisa bazaar and had a great experience. The customer care support helped me choose the right card as per my needs and the approval process was smooth. I highly recommend for first time users

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Sarita YadavFeb 3, 2026

Multiple Cards to Compare, Smooth Experience

I got all three of my credit cards through Paisabazaar, and the experience has been extremely smooth every time. What I like most is that all the information is available in one place, which makes it very easy to compare different cards and choose the right one. I would definitely recommend Paisabazaar to anyone who wants a credit card but is confused about where to compare options or how to apply easily.

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Romit KumarJan 28, 2026

Got Cashback

I really liked the 5% cashback feature, and the customer service is excellent and very friendly!

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Pranshu YadavJan 22, 2026

User Friendly and Fast

Compare more than 5 cards with filters. Very good experience, no spam calls after checking options.

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Manav DesaiJun 13, 2025

Best for Card Comparison

I was confused between 3-4 cards. This website made it so easy to compare fees, rewards, and offers in one place. Helped me pick a card.

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Nikita AroraJun 1, 2025

Reward Calculator

I spend a lot on online food and travel, so I was confused between a cashback card and a travel card. check the reward calculator tool here entered my monthly spends. It showed me which card would give me the most value. Super helpful and easy to use!

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Naveen ReddyMay 29, 2025

Pre-Approved Card

I just checked the cibil score from this websites i have got 3 pre-approved credit card options!

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Rohit SinhaMay 13, 2025

Best for Compare Credit Cards

I planning to get my first credit card and tbh i have no clue where to start. visit this site through Google all everything was clearly explained. Fees, benefits, joining benefits & i got my first life time card

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Anjali KapoorMay 5, 2025

Compared Credit Cards in One Place!

I was confused between cashback, travel, and shopping cards. This site made it so easy to compare rewards, joining fees, and offers side by side. I picked the SBI Card as it fits my online shopping style. So helpful for people like me who don’t want to read bank brochures!

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Neha BhandariJan 13, 2025

Excellent Service

I want you to know how much I appreciate the excellent service provided by Ms Kavita Sajwan and Mr Varun Malhotra with their time and energy to organize the best possible solution for me for a Credit Card issue I was facing. This is an excellent example of service. I am really happy to have such dedicated support from your team and will recommend Paisabazaar in the future to others.

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Debabrata MajumderSep 4, 2020
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Lepakshi Phogat
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Shamik Ghosh

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