YES Bank Debit Card: Features & Benefits, Types and How to Apply

All individuals who are residents of India and have a YES Bank Account are eligible to apply for YES Bank debit cards. You must also read about credit card eligibility.

Note: The above-mentioned eligibility criteria are generic. The type of debit card issued against your bank account may vary across various parameters such as minimum account balance, and account type or based upon your relationship with YES Bank.

Below are the key features and benefits of YES Bank Debit Cards:

• Similar to YES Bank Credit Cards, they also offers benefits in the form of reward points on your every transaction that can be redeemed for exciting products and services
• Most YES Bank Debit Card offer welcome benefits along the card activation
• YES Bank Debit Cards users can avail fuel surcharge waiver that helps in instant savings on fuel purchases at any petrol pump in India
• YES Bank Debit Cards offer higher cash daily withdrawal limits and purchase limit up to Rs. 5 Lakh (Note that this may vary from card to card)
• If you are a movie buff, you can avail discount up to Rs. 200 on booking movie tickets on BookMyShow with your YES Bank Debit Card
• You can also avail travel benefits in the form of complimentary airport lounge access, personal accident insurance, lost liability cover, etc.
• These cards are accepted worldwide to over 15,00,000 ATMs and over 3,00,00,000 merchants
• Axis Bank Debit Cards have unlimited access to over 2,00,000 ATMs and 20,00,0000 POS Terminals in India
• These cards offers convenience of contactless payments via state-of-the-CHIP and NFC enabled Card

When you open a savings account through YES Bank, a debit card is issued to you by the bank. The transaction limits of the card are linked depending upon the balance in your account.

In case you don’t have a debit card or if you have only an ATM card, you contact the relationship manager by calling on  YES Bank Debit Card Customer Care Number  and request them to issue a debit card. You can apply for a debit card online as well, by visiting the bank’s official website or offline by visiting the bank branch website.

Below are some of the common YES Bank Debit Card fees and charges:

Type of Fee/ Charge	Amount
Annual/ Renewal Fee	Varies from card to card
International Cash Withdrawal	Rs. 120+ Taxes
Balance Enquiry	Rs. 20+ Taxes
Card Replacement Charges	Rs. 149+ Taxes
Cross Currency Markup Fee	3.5%

Note: The above-mentioned charges are for YES Bank Individual Debit Cards. To know the fees and charges of other categories, please official website.

To activate your YES Bank Debit Card, you need to follow the instructions mentioned below:

Step 1: Visit the official website of YES Bank

Step 2:  Click on the ‘Login’ tab available on the top right corner

Step 3: Now, select ‘YES Online’ option and click on the ‘Get Started’ option

Step 4: Click on the ‘Continue’ button to YES Online

Step 5: Select ‘Generate/Register Debit Card PIN’ option

Step 6: Confirm the Terms & Conditions and Proceed

To activate your YES Bank Debit Card, you need to follow the instructions mentioned below:

Step 1: Visit the official website of YES Bank

Step 2:  Click on the ‘Login’ tab available on the top right corner

Step 3: Now, select ‘YES Online’ option and click on the ‘Get Started’ option

Step 4: Click on the ‘Continue’ button to YES Online

Step 5: Select ‘Generate/Register Debit Card PIN’ option

Step 6: Confirm the Terms & Conditions and Proceed

Q. What are the various categories of YES Bank Debit Card?

YES Bank offers a wide range of Debit Cards such as Individual Cards, Business Cards, Cards for NRIs, e-series debit cards.

Q.What are the usual physical PIN regeneration charges?
The physical YES Bank Debit Card PIN regeneration charges are Rs. 50 per instance.

Q.How to generate YES Bank Debit Card PIN?

For YES Bank Debit Card PIN generation, you need to follow the below steps:

Step 1:  Click on the  ‘Login’ button

Step 2:  Select the Retail option

Step 3:  Click on ‘Generate Debit Card PIN’ on the Net Banking login page

Step 4:  Enter Customer ID & Date of Birth

Step 5:  Enter the OTP sent on your registered mobile number

Step 6:  Enter the new Debit Card PIN of your choice

Q.I have applied for a replaced YES Bank debit card. Do I need a new PIN for the same?
No, you don’t need a new PIN for a replaced YES Bank debit card. In case of theft or loss of card, a new card with the same PIN will be issued.

Q.Where can I redeem YES Bank Debit Card reward points?

YES Bank Debit Card reward points can be redeemed against a wide array of exciting products and services. Click here to view the YES Rewardz catalogue.