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Account holders can link Aadhaar card with bank accounts both online and offline. Aadhaar seeding with bank account online can either be done through the bank’s mobile application or through internet banking. However, to avail the facility, the user should be registered with the bank for the service. Mentioned below are the different ways how to link Aadhaar with bank account online and offline:
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6 Different Ways to Link Bank Account with Aadhaar
- Through Internet Banking
- Through the Bank’s Mobile App
- Via Branch
- Through an ATM
- Through SMS
- Using Missed Call Facility
- Through Phone Banking
How to Check Aadhaar and Bank Account Linking Status
How to Link Aadhaar with Bank Account via Internet Banking
Here is how you can link Aadhaar number with bank account online:
Step 1: Login to your bank’s internet banking account, for instance, https://retail.onlinesbi.sbi/retail/login.htm
Step 2: Enter your user id and password.
Step 3: Under “My Account” section, click on the “Update Aadhaar with Bank accounts(CIF)” sub-section.
Step 4: Enter profile password for Aadhaar Registration
Step 5: A page will open where you will be asked to enter your Aadhaar number twice.
Step 6: Click on the “Submit” button after entering your Aadhaar number.
Step 7: A message will be displayed on successful seeding of your Aadhaar.
Note: Steps for linking Bank account with Aadhaar may vary from one bank to another.
Suggested Read: SBI Net Banking – Registration, Login, Fund Transfer, Service Request
Linking Bank Account with Aadhaar through the Bank’s Mobile App
Banks have made it easy for customers to access the Aadhaar linking feature by providing the facility for Aadhaar linking on mobile application. Here is how to link Aadhaar with bank account using the bank’s mobile application:
Step 1: Login to your bank’s mobile application.
Step 2: In the ‘My Accounts’ section under ‘Services’ tab, click on the “View/Update Aadhaar card details” option.
Step 3: Enter your Aadhaar number twice and click on the Submit button.
Step 4: You will get a message regarding the successful linking of your bank account with your Aadhaar card.
Bank accounts can also be linked with Aadhaar offline by either visiting your bank’s branch or by visiting a nearby ATM.
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How to Link Bank Account with Aadhaar at the Branch
Account holders can get their account linked with Aadhaar by visiting the bank in person. Here is how Aadhaar seedding with bank account can be done easily:
Step 1: Fill the bank account Aadhaar linking application form. Visit your bank’s official website to find the ‘Aadhaar-linking’ Form. If not available on the website, please visit a bank branch near you.
Step 2: Mention your bank account details as well as your Aadhaar number properly.
Step 3: Attach a self-attested photocopy of your Aadhaar card with the form.
Step 4: Submit the form and the Aadhaar copy at the counter where you may be asked to furnish your original Aadhaar card for verification.
Step 5: Your application will be accepted and it may take a couple of days to link your bank account with Aadhaar. Once linked, you will be notified on your registered mobile number.
Linking Bank Account with Aadhaar at an ATM
Account holders can access the bank’s ATM to link their Aadhaar with the bank account. Here are the key steps on how to link Aadhaar card with bank account by visiting an ATM:
Step 1: Swipe your ATM card and enter your PIN.
Step 2: In the “Services” menu, select the “Registrations” option.
Step 3: Now select the “Aadhaar Registration” option.
Step 4: Select the account type (savings/current) and enter your 12 digit Aadhaar number.
Step 5: Re-enter the Aadhaar number and click the Okay button.
Step 6: You will get a confirmation message regarding the successful seeding of your Aadhaar with your bank account.
How to Link Bank Account with Aadhaar through SMS
An account holder can get his bank account linked with Aadhaar through SMS as well. However, not all banks provide this facility. Moreover, the SMS format along with the number is different for different banks. Here is an example of how a State Bank of India account can be linked with Aadhaar:
- Type a message in the format UID<space>Aadhaar number<space>Account number and send it to 567676.
- You will get a confirmation message stating that your seeding request has been accepted.
- The bank verifies the details with UIDAI.
- In case your verification is unsuccessful, you will get a message asking you to visit the nearest State Bank of India branch with your original Aadhaar.
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Linking Bank Account with Aadhaar Using Missed Call Facility
Many banks provide the facility to seed Aadhaar with the bank account through phone. The number for different banks is different. Here are the key steps on how to link Aadhaar card to bank account through phone:
Step 1: If your bank supports Aadhaar seeding over phone, give a missed call to the number provided by your bank.
Step 2: You will get a call-back from the bank where you can select options from the IVR.
Step 3: Enter your 12 digit Aadhaar number and confirm it.
Step 4: You will get a text message when your Aadhaar is linked with your account.
Updating Aadhaar Number through Phone Banking
- You may also be able to link your Aadhaar with your bank using this method if your bank provides phone banking.
- To use this service, you must dial the phone banking number, follow the instructions and choose the relevant option that allows you to link your bank account and Aadhaar.
- To complete the bank account- Aadhaar linking process using this method, you will need to enter your Aadhaar number and confirm it by selecting the “Yes” option or entering a code on your phone as directed.
How to Check Aadhaar and Bank Account Linking Status
You can check whether your bank account is linked with Aadhaar via any of the following key methords:
- By visiting the UIDAI website
- Using your mobile phone
- Through the mAadhaar app
To know more details about how to check your Aadhaar-bank account linking status/Aadhaar bank link status, click here.
Linking Aadhaar With Other Banks
Key Benefits of Linking Aadhaar Card with Bank Account
- Government benefits such as welfare funds, scholarships, MNREGA wages, etc. can be credited directly to your bank account.
- Government subsidies such as on LPG, kerosene, sugar, etc. can also be directly credited if your Aadhaar is linked to your bank account.
- Aadhaar-enabled accounts decrease the chances of fraudulent activity. It also prevents the leaking of government spending and assists in the detection of fraudulent transactions.
- Moreover, the AEPS (Aadhaar Enabled Payments Systems) online, interoperable architecture will let residents access their accounts from anywhere in the country.
FAQs on Linking Aadhaar to Bank Account
Q. Is one required to link the personal loan account or credit card with Aadhaar?
A. No, it is not mandatory to provide Aadhaar card while taking a personal loan or applying for a credit card.
Q. Is it mandatory to link a bank account with Aadhaar?
A. No, it is not mandatory to link the bank account with Aadhaar. One can provide the Aadhaar card as document proof but it is not mandatory to do so.
Q. How to seed Aadhaar with bank account without any fee?
A. Seeding bank account with Aadhaar is completely free of cost for all banks. You won’t be required to pay for this service.
Q. How do I check an Aadhaar link with a bank account?
A. You can check an Aadhar link to bank account/UIDAI bank link by visiting the official website of UIDAI (https://resident.uidai.gov.in/bank-mapper).
Q. Can I link my Aadhaar to multiple bank accounts?
A. Yes, you can link multiple bank accounts to your Aadhaar.
Q. How many days will it take to link Aadhaar number with bank account online?
A. It may take anywhere from 24 hours to 72 hours for Aadhar link to bank account.
Q. Can I link Aadhaar and PAN card to bank account?
A. Yes, you can link both your Aadhaar and PAN card to your bank account. However, linking PAN card to your bank account is mandatory, whereas, Aadhaar bank account linking is optional.
Q. What if the Aadhaar bank seeding status is inactive?
A. When Aadhar bank seeding status shows inactive it implies that the linking of Aadhar and bank account has not been completed successfully. Therefore, you may be required to visit the bank branch physically and request for the Aadhar and bank account linking form once again. Fill in the necessary details again and submit the same to complete the linking process.
Q. What are the common issues faced while linking Aadhaar with a bank account?
A. Some common issues that may arise when linking Aadhar with a bank account are identity theft and fraud, mismatch in vital details such as name, gender and/or date of birth which may result in biometric failures, authentication errors, problem in Aadhar registration, fake Aadhaar cards, etc.
Q. How to link Aadhaar to bank account?
A. Given below are the different ways to link Aadhaar with bank account:
- Using your bank’s internet banking facility
- Using the bank’s mobile app
- Visiting your bank branch
- Visiting your bank’s ATM
- Using SMS facility
- Using missed call facility
- Via phone banking
Q. What happens if a bank account is not linked to Aadhaar Card?
A. As per the Supreme Court order, linking your Aadhaar to your bank account is no longer mandatory. Therefore, not linking your Aadhaar to your bank account will not cause any trouble. However, it is mandatory to link your bank account with Aadhaar if you wish to receive government benefits and subsidies directly into your bank account.
Q. Will UIDAI get access to the account details after linking Aadhar with bank account?
A. No, UIDAI does not get access to your bank account details as the bank does not share the account details on linking Aadhaar to your bank account. Only the Aadhar number and biometrics of the account holder are shared by UIDAI with the bank.
Q. What documents are needed for linking?
A. Only your Aadhaar number or Aadhaar card is required to carry out the Aadhaar bank account linking process.
Q. What should I do if my Aadhaar card details have changed?
A. If your Aadhaar number is linked to your bank account and you have updated your details in the UIDAI database, then you need to update the same details with the bank too on your own.
Q. Can Aadhaar linkage be done for minor accounts?
A. Yes, bank accounts of minors can be linked to both Aadhaar as well as PAN card.
Q. Who is eligible to link Aadhar with the bank account?
A. Any individual with an Aadhaar card and savings bank account is eligible to link Aadhaar with their bank account.
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how to seeding Aadhaar with bank account status? check aadhaar linking status with bank?
You can check if your bank account is linked to your Aadhaar by using the facility to check Aadhaar bank seeding status on the UIDAI website, by logging into the mAadhaar app on your phone or by dialing *99*99*1# from your UIDAI registered mobile number and by providing your Aadhaar number.
aadhar card link bank account or aadhar link bank account bank aadhaar link charges online and offline?
There are no charges or fees to link your bank account with Aadhaar.
How to Check if Your Bank Account has been Linked to Your Aadhaar Card or Aadhaar seeding status?
You can check if your bank account is linked to your Aadhaar card via the UIDAI website, mAadhaar app or by dialing *99*99*1# from your your Aadhaar registered mobile number and entering your 12-digit Aadhaar number.
There your no charges or fees to link your bank account with Aadhar
No, there are no charges to link your bank account with Aadhaar.