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Aditya Birla Finance personal loan is offered to salaried people to satisfy different individual needs like health-related crises, purchase of electronics, higher education, home redesign, vacation, wedding, and so forth. The personal loan offered by Aditya Birla Finance goes up to Rs. 50 lakh and can be availed online from the comfort of your home or office. The procedure to apply for this personal loan is easy and involves submission of minimum documents
Aditya Birla Finance Limited Personal Loan – Documents Required
- Identity Proof: The proof of identity can be Aadhaar Card/Passport/Driver’s Licence, etc.
- Address Proof: Any form of proof of your residential address is required, like Ration Card/PAN Card/Aadhaar Card. All can work in this respect.
- Bank Statements: The bank statements of prior months of your monthly salary are required. It can avail you the best loan, but one can also avail a loan without a bank statement.
Aditya Birla Finance Limited Personal Loan – Eligibility Criteria
- You should be a salaried professional
- You should be at least 23 years old
- Your maximum age should be 55 years
- You should be a part of a well-reputed company
- You should have work experience of at least two years
- You should not be a defaulter in the past in terms of loans and should have a good and well-maintained CIBIL score.
Also Read: How to apply for a personal loan if you are a CIBIL defaulter
FAQs
How do I know the status of my loan?
Ans. You can know the status of your loan very easily by logging in to your profile with Aditya Birla Finance Limited.
Are there any special benefits for employees of Aditya Birla Group?
Ans. Employees of Aditya Birla Financial Services Group need not pay the processing fee for the loan.
What is the interest rate of Aditya Birla Finance Personal Loan?
Ans. The interest rate of Aditya Birla Finance Personal Loan starts from 13%.
What are the prepayment terms and conditions?
Ans. Prepayment or partial payments are not permitted for the first 6 months of the loan tenure.
Can I make a partial prepayment for my personal loan from Aditya Birla Finance?
Ans. Prepayment or partial payments are not permitted for the first 6 months of the loan tenure.
How do I get in touch with Aditya Birla Finance Limited?
- Call on toll free number at 1-800-270-7000
- Send an email to finance@adityabirlacapital.com.