American Express offers a variety of credit cards for different individual needs. You can apply for any of the credit cards as per their eligibility. However, after receiving an American Express Credit Card, you are required to activate it either online or offline in order to use it. Read on to know how to activate American Express Credit Card.
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In order to use a new American Express Credit Card, you are required to activate it by generating the PIN. You can do the same online through mobile or net banking or offline by calling on the customer care of American Express. Continue reading to know how to activate American Express Credit Card:
| Ways to Activate American Express Credit Card | ||
| Net Banking | Interactive Voice Response (IVR) System | Mobile Banking |
Follow the below-mentioned steps to activate your new credit card online through internet banking:
Step 1: Click here and register for online services.
Step 2: Enter the required details, including card number & card ID, and click on the ‘Confirm’ button.
Step 3: Create a user ID and password to initiate the request.
Step 4: Set a PIN of your choice to activate your credit card.
Below mentioned are the steps that you are required to follow for American Express Credit Card PIN generation through IVR:
Step 1: Contact the American Express Credit Card customer care number at 1800-419-2122.
Step 2: Follow the instructions given by IVR to set a PIN.
Step 3: Enter a four-digit PIN of your choice to activate your card.
Step 4: Register for online services through net banking or mobile banking to complete the process.
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To activate your credit card through the mobile app, follow the below-mentioned steps:
Step 1: Download the American Express mobile app from the play store.
Step 2: Enter your card details, such as card number, card ID, etc.
Step 3: Create a user ID and password as per your convenience.
Step 4: Set a four-digit PIN to activate your credit card.
Also read: Best Rewards Credit Cards in India
Q. Can I use my American Express Credit Card immediately after receiving it?
A. No, you are required to activate your credit card in order to use it for future transactions. All you need to do is generate a four-digit PIN either online or offline to activate your card. You can generate the PIN through IVR by following the given instructions, or online through net banking or mobile banking.
Q. Do I have to enter a PIN for every transaction via American Express Credit Card?
A. Yes, you are required to enter a PIN for all ATM, POS (Point of Sale) related transactions. The four-digit PIN works as an added layer of security and ensures that the transaction is carried out from the right credit card.
Q. How can I generate a PIN for the renewal American Express Credit Card?
A. To generate a PIN for renewal or replacement cards, you can contact the customer care of American Express and follow the instructions given by the IVR. Apart from this, you can also set your PIN by registering for online services. You can register for online services by clicking here.
Q. How do I know my American Express Credit Card is active?
A. You can download the American Express mobile app to check whether your card is active or not. After logging in to the mobile app, your American Express card will show ready to use. Apart from this, you can also call on customer care of the bank and ask the representative about your credit card status.
Q. Can I generate American Express Credit Card PIN through any ATM?
A. No, you can generate the PIN either by contacting customer care of the bank or online through net banking or mobile banking. You cannot generate the PIN to activate your card through any ATM.
Q. How long does it take to activate American Express Credit Card?
A. Your credit card gets activated instantly after generating the PIN. However, if your card doesn’t get activated instantly, then you can contact the customer care of American Express and inform them about your query.
