Andhra Bank Credit Card

Andhra Bank credit cards cover all the categories, if you are looking for reward points or benefits on traveling. Here are some detailed features of Andhra Bank credit cards:

Here are some of the features and benefits of Andhra Bank Classic Credit Card:

Key Highlights

Rewards – 3 Reward Points on every Rs. 150 spent.

Fuel Surcharge Waiver – The cardholder gets the fuel surcharge waiver of Rs. 2000 per day at all fuel stations in India.

Accidental Insurance Coverage – Accidental insurance coverage of Rs. 2 Lakh for primary cardholder and Rs. 2 Lakh for add-on cardholder.

Lost Card Liability – The cardholder gets the coverage of Rs. 1.5 Lakh as lost card liability cover after reporting the incident. One can report the incident by calling the Andhra Bank customer care toll-free number at 1800 425 1515.

Add-on Card – The cardholder can get Add-on cards issued for the family members of 18 years and above. All benefits of the primary card are available on add-on cards. 

Please Note: Andhra Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Below mentioned are the features and benefits of Andhra Bank Platinum Credit Card:

Key Highlights

Rewards – 5 Reward Points on every Rs. 150 spent online, POS machines, etc.

Fuel Surcharge Waiver – The cardholder gets the fuel surcharge waiver of Rs. 2000 per day at all fuel stations in India.

Accidental Insurance Coverage – Accidental insurance coverage of Rs. 10 Lakh for primary cardholder and Rs. 5 Lakh for all add-on cardholders.

Lost Card Liability – The cardholder gets the coverage of Rs. 1.5 Lakh as lost card liability cover after reporting the incident. One can report the incident by calling the Andhra Bank customer care toll-free number at 1800 425 1515.

Add-on Card – The cardholder can get Add-on cards issued for the family members of 18 years and above. All benefits of the primary card are available on add-on cards. 

Here are some of the key benefits of Andhra Bank Signature Credit Card:

Key Highlights

Rewards – 5 Reward Points on every Rs. 150 spent online, POS machines, etc.

Fuel Surcharge Waiver – The cardholder gets the fuel surcharge waiver of Rs. 4000 per day at all fuel stations in India.

Accidental Insurance Coverage – Accidental insurance coverage of Rs. 30 Lakh for primary cardholder and Rs. 30 Lakh for all add-on cardholders.

Airport Lounge Access – Complimentary Airport Lounge access at select domestic airports provided by Visa to all Visa Signature credit cardholders

Lost Card Liability – The cardholder gets the coverage of Rs. 1.5 Lakh as lost card liability cover after reporting the incident. One can report the incident by calling the Andhra Bank customer care toll-free number at 1800 425 1515.

Key Highlights

Rewards Programme – Cardholders get 10 Reward points on spending Rs. 150 every time.

Fuel Surcharge Waiver – The cardholder gets the fuel surcharge waiver of Rs. 2000 per day at all fuel stations in India. The surcharge waiver applicable is 1% subject to a maximum of Rs. 250 per month.

Accidental Insurance Coverage – Accidental insurance coverage of Rs. 2 Lakh for the primary cardholder in case of death or permanent disability due to an accident.

Concierge Services – Cardholders can avail the domestic concierge services 24×7 by calling RuPay’s toll-free number1800 26 78729

Lost Card Liability – The cardholder gets the coverage of Rs. 1.5 Lakh as lost card liability cover after reporting the incident. One can report the incident by calling the Andhra Bank customer care toll-free number at 1800 425 1515.

Key Highlights

Rewards Programme – Cardholders get 10 Reward points on spending every Rs. 150.

Fuel Surcharge Waiver – The cardholder gets the fuel surcharge waiver of Rs. 4000 per day at all fuel stations in India. The surcharge waiver applicable is 1% subject to a maximum of Rs. 500 per month.

Accidental Insurance Coverage – Accidental insurance coverage of Rs. 10 Lakh for primary cardholder in case of death or permanent disability due to an accident.

RuPay Credit Card Offers – Cardholders can avail special offers and cashback at various eateries, merchants and utility bill payments.

Lost Card Liability – The cardholder gets the coverage of Rs. 1.5 Lakh as lost card liability cover after reporting the incident. One can report the incident by calling the Andhra Bank customer care toll-free number at 1800 425 1515.

There are certain criteria Andhra Bank looks into before accepting your credit card application. Your credit score, age, monthly income, location etc. are some of the parameters that you should keep in mind before you apply for a credit card. Below are some eligibility criteria as per different credit cards:

Andhra Bank Credit Card	Age	Minimum Income
Andhra Bank Visa Classic Credit Card	21 – 70	Rs. 3 Lakh
Andhra Bank Visa Platinum Credit Card	21 – 70	Rs. 5 Lakh
Andhra Bank Visa Signature Credit Card	21 – 70	Rs. 10 Lakh
Andhra Bank RuPay Platinum Credit Card	21 – 70	Rs. 1.80 Lakh
Andhra Bank RuPay Select Credit Card	21 – 70	Rs. 5 Lakh

Documents Required

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Andhra Bank provides the facility to apply for the credit card by visiting the bank’s branch. One can visit any Andhra Bank branch and apply for the credit card as per his/her requirements. It is worth mentioning that the person should be eligible for the credit card and the bank holds the authority to not issue a credit card to an individual based on his credit history or any other cause.

Credit cardholders can contact the Andhra Bank credit card customer care number to get answers to their queries related to credit cards. One can also contact this number to block the credit card in case he/she loses it. The 24×7 toll-free Andhra Bank credit card customer care number is as follows:

1800 425 1515

One can also send an e-mail to Andhra Bank credit card customer care team at

ccdhelpdesk@andhrabank.co.in

It is worth mentioning that Andhra Bank provides a lost card liability of Rs. 1.5 Lakh which means that if any transaction is carried out after you lose your credit card and report it to the bank, the bank will cover your expenses up to Rs. 1.5 Lakh.

How can I get credit card from Andhra Bank?
You can apply for Andhra Bank credit card by visiting a nearest branch and submitting the application form along with the required documents.

How can I pay my Andhra Bank credit card bill online?
You can pay Andhra Bank credit card bill online through any one of the following methods:

• Andhra Bank Netbanking
• BillDesk
• NEFT/RTGS
• Standing Instructions
• VISA Money Transfer

How can I check my Andhra Bank credit card statement online?
You can check the Andhra Bank credit card statement online by logging in to your Andhra Bank netbanking account. Alternatively, you can send an email to ccdhelpdesk@andhrabank.co.in for the statement.

How to block Andhra Bank credit card?
You can get your Andhra Bank credit card blocked by calling the 24×7 toll-free customer care 1800 425 1515.

Can I get an add-on Andhra Bank credit card issued for my child who is 15 years of age?
No, You can get an add-on credit card issued for you child only after he/she attains the age of 18 years.

Quick Links: Andhra Bank Kisan Credit Card | Activate Andhra Bank Credit Card | Andhra Bank Credit Card Reward Points | Andhra Bank Credit Card Eligibility