Founded in 2017, the AU Small Finance Bank provides various banking services, banking products and financial services to its customers. It services savings accounts, term deposits, current accounts, etc.
Deposit Account
Savings Account
AU Small Finance Bank offers 9 types of Savings Accounts to serve the financial needs of their customers including minors, women, senior citizens, etc. who can earn up to 7% p.a. interest on their account balance.
Current Account
AU Small Finance Bank provides the facility of opening a current account to its customers. They are provided with three current account options i.e. AU Current Account, AU Power Current Account, AU Vishesh Current Account.
Loan
Personal Loan
AU Small Finance Bank offers personal loans to its borrowers at competitive interest rates to meet their financial requirements. Moeveover, it comes with low processing fees and minimal documentation.
Home Loan
AU Small Finance Bank offers 7 types of home loans for its customers at attractive interest rates. Customers can opt for automated repayment and the EMIs will be directly repaid from AU Small Finance Bank savings account.
Gold Loan
AU Small Finance Bank offers a gold loan with zero balance savings account. Customers can get the funds instantly & repay at their own convenience.
Vehicle Loan
AU Small Finance Bank offers loans for financing vehicles at attractive rates of interest. It offers various types of vehicle loans such as car loans, two wheeler loans, tractors loans, commercial vehicle loans, etc.
Loan Against Vehicle
AU Small Finance Bank account holders can pledge their vehicle to meet the personal or business goals with 4 types of loan against the vehicle with attractive interest rates, and hassle-free processing.
Loan Against Property
AU Small Finance Bank offers Secured Business Loans for MSMEs, wherein the Bank provides loan against the market value of your property. The loan is quick and hassle-free and it starts from Rs. 2 lakh. There is a higher loan amount available for longer tenure.
Investment
Fixed Deposit
AU Small Finance Bank offers the fixed deposit schemes to its account holders with high returns for the investment purpose. Moreover, it provides an additional 0.50% interest rate to senior citizens.
Covid Shield Deposit
AU Small Finance Bank has opened a Covid Shield Deposit, a unique emergency deposit fund to meet life’s unexpected emergencies. You can get free life cover up to Rs. 5 Lakh & renewal vouchers on deposit renewals.
Recurring Deposit
AU Small Finance Bank offers a recurring deposit with a minimum deposit as small as Rs. 100. Customers can enjoy a minimum tenure of 3 months up to a maximum tenure of 10 years.
Cards
Credit Card
AU Small Finance Bank offers various credit cards for their customers such as Zenith Credit Card, Altura Credit Card, Altura Plus Credit Card and Vetta Credit Card. These cards offer reward points, travel benefits, and other privileges.
Debit Card
AU Small Finance Bank offers a range of debit cards to cater to the needs of its savings and current account customers. The card provides various offers, discounts, and cashback on shopping, traveling and dining, etc.
Banking
Customer Care
Customers can contact AU SFB’s customer care 24×7 by calling on the toll-free number 1800 1200 1200 and 1800 26 66677. AU Small Finance Bank offers video banking facility to its customers to resolve their general queries, raise a complaint, or service request.
Mini Statement
AU Bank’s missed call service offers instant access to view your mini statement just by dialling 1800-121-2586.
Net Banking
AU Net Banking allows you to access banking facilities from the comfort of your home. It is a safe and secure way to do transactions and enables customers to go cashless. These services are available 24×7 and are flexible to use.
Balance Enquiry
AU Small Finance Bank account holders can check their account balance via Net Banking, Mobile Banking, Missed Call, SMS, Passbook, ATM & Customer Care Number.