AU Vetta Credit Card

Following are the features and benefits of having a Vetta Credit Card:

Welcome Benefits – Vouchers worth Rs. 2,000 on a minimum of Rs. 30,000 retail spend done within 60 days of card setup

Milestone Benefit 

• Zomato Pro annual membership on Rs. 50,000 spent in any calendar month. The offer is applicable once in a card anniversary year
• 500 bonus reward points on spending Rs. 50,000 per quarter and 1,000 bonus reward points on spending Rs. 1 lakh per calendar quarter
• Rs. 1,000 vouchers on minimum Rs. 2.50 lakh spends done in a card anniversary year

Rewards –   

• 10 Reward Points per Rs.100 on Utility bill payments
• 4 Reward Points per Rs.100 on Grocery & Departmental store spends
• 2 Reward Points per Rs.100 spends done across all other merchant categories

Birthday Benefit – 1,000 bonus reward points on completing a retail transaction on your birthday

Complimentary Lounge Access:

Airport Lounges

• Complimentary lounge access in India and abroad at 1000+ airport lounges
• 1 complimentary lounge access per calendar quarter, using priority pass at all participating lounges
• 1 complimentary domestic lounge access per calendar quarter using your Vetta VISA Card

Railway Lounge Access

Get 2 complimentary lounge access per calendar quarter using the Vetta Credit Card at railway stations in Kolkata (Sealdah), New Delhi, Jaipur, Ahemdabad, Madurai, and Agra

Concierge Services

•  24X7 concierge services to help you customize your travel, dinner bookings, and more.
• Call 1800 210 0298 (toll-free) or 022-42320298 to avail the service

Fuel Surcharge Waiver – Get a 1% fuel surcharge waiver for transactions done between Rs. 400 and Rs. 5,000 across all petrol pumps in the country. The maximum fuel surcharge waiver that can be received on any transaction is Rs. 250 per statement cycle.

Also Read: 25 Best Credit Cards in India

Other Benefits of AU Vetta Credit Card

Card Liability Cover

If the credit card is lost, users have zero liability for any fraudulent transactions made with the card after reporting the loss to the bank. With Vetta Credit Card, you also get protection against Card counterfeit/skimming and online frauds.

Priority Customer Service

Priority assistance for all credit card-related queries. You can email your issues to, creditcard.priority@aubank.in

Travel Insurance

In the event of baggage loss, delay in the flight, baggage delay, loss of passport, or plane hijack, you get insurance cover. To know more about travel insurance, you can call customer care number 180012001500.

Xpress EMI

With the Vetta Credit Card, you can convert your transactions worth Rs. 2,000 or more into easy EMI options and choose a repaying tenure as per your convenience. 

Type of Fees / Charges	Amount
Joining Fee	Rs. 2,999 + Applicable Taxes
Annual Fee	Rs. 2,999 + Applicable Taxes
Late Payment Fees	For Statement Balance: Less than or equal to Rs. 100: Nil Above Rs. 100 & up to Rs. 500: Rs. 100 Above Rs. 500 & up to Rs. 5,000: Rs. 500 Above Rs. 5,000 & up to Rs. 10,000: Rs. 700 Above Rs. 10,000 & up to Rs. 20,000: Rs. 800 Above Rs. 20,000 & up to Rs. 50,000: Rs. 900 Above Rs. 50,000: Rs. 1,100

Click here to know about more fees and charges related to Vetta Credit Card

You can apply for Vetta Credit Card only if:

• You are an Indian resident
• You fall within the age bracket of 21-60 years 

In case you are applying as an add-on cardholder, you should be 18 years and above. 

Following documents are required for Vetta Credit Card-

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

To apply for Vetta Credit Card, you can go to the nearest bank branch and apply for the same. To get further assistance related to credit cards, you can call the bank’s toll-free number:

1800 1200 1200

 How much GST will be applicable on my Vetta Credit Card?

GST will be levied at the rate of 18 percent on fees and charges and interest rates applicable to your card.

What benefits will I get with a Vetta Credit Card?

With this credit card, you can get benefits such as 2X rewards on online purchases, welcome vouchers, railway lounge access, fuel surcharge waiver, and more.

Can Vetta Credit Card be used for contactless payments?

Yes, this credit card can be used for contactless payments for amounts up to Rs. 5,000.

Is there any accidental coverage with Vetta Credit Card?

Yes, you get an air accident cover of Rs. 50 lakh with Vetta Credit Card.