AU Zenith Credit Card

Following are the features and benefits of having a Zenith Credit Card:

Welcome Benefits – 

• Vouchers worth Rs. 1,000 on 1st POS retail transaction
• 10,000 Bonus Reward Points on completing retail spends worth Rs. 1 Lakh

Milestone Benefits  –

• Rs. 1,000 vouchers on minimum Rs.2 lakh retail spends done per calendar quarter.
• Complimentary Epicure Membership of doing minimum Rs. 8 lakh retail spends in a card anniversary year.

Rewards – 

• 20 Reward Points for every  Rs.100 retail spent on Dining at standalone restaurants
• 10 Reward Points for every Rs.100 retail spent on International transactions, Grocery, and Departmental stores
• 5 Reward Points for every  Rs.100 retail spends done across all other merchant categories

Birthday Benefit – 2,500 bonus reward points upon completing a retail transaction on your birthday.

Complimentary Lounge Access:

Airport Lounges

• Complimentary lounge access in India and abroad at 1000+ airport lounges
• 2 complimentary lounge visits per calendar quarter, using Priority Pass at all participating lounges
• 4 complimentary domestic lounge visits per calendar quarter using your Zenith VISA Card

Railway Lounge Access

•  2 complimentary lounge access per calendar quarter using the Zenith Credit Card at railway stations in Kolkata (Sealdah), New Delhi, Jaipur, Ahemdabad, Madurai, and Agra.
• 2 complimentary lounge access per calendar quarter using the Zenith Credit Card at railway station

Concierge Services

24X7 concierge services to help you customize your travel, dinner bookings, and more. 

Call 1800 210 0298 (toll-free) or 022-42320298 to avail the service.

Fuel Surcharge Waiver –1% Fuel Surcharge Waiver for all fuel transactions done across all fuel stations in the country.

Other Benefits AU Zenith Credit Card

Protection Cover – With this credit card you get a comprehensive protection cover that includes:

• Air Accident Cover – With the Zenith Credit Card you get an air accident cover of Rs 2 crore
• Card Liability Cover – If the credit card is lost, customers have zero liability for any fraudulent transactions made with the card after reporting the loss to the bank. With Zenith Credit Card, you also get protection against Card counterfeit/skimming and online frauds.
• Travel Insurance – In the event of baggage loss, delay in the flight, baggage delay, loss of passport, or plane hijack, you get insurance cover. To know more about travel insurance, you can call customer care number 180012001500.

Priority Customer Service

Get priority assistance for all credit card-related queries. You can email your issues to, creditcard.priority@aubank.in

Xpress EMI

With the Zenith Credit Card, you can convert your transactions worth Rs. 2,000 or more into easy EMI options and choose a repaying tenure as per your convenience. 

Type of Fees / Charges	Amount
Joining Fee	Rs. 7,999 + Applicable Taxes
Annual Fee	Rs. 7,999 + Applicable Taxes
Late Payment Fees	Less than Rs. 100 – Nil Rs.100 to Rs.500 – Rs.100 Rs.501 to Rs.5,000  – Rs.500 Rs.5,001 to Rs.10,000  – Rs.700 Rs.10,001 to Rs.20,000 –  Rs.800 Rs.20,001 to Rs.50,000 – Rs. 900 Above Rs. 50,000 – Rs. 1,100

Click here to know about more fees & charges related to Zenith Credit Card.

You can apply for Zenith Credit Card only if:

• You are an Indian resident
• You fall within the age bracket of 21-60 years 

In case you are applying as an add-on cardholder, you should be 18 years and above. 

Following documents are required for AU credit cards:

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

To apply for a credit card, you can go to the nearest bank branch and apply for the same. To get further assistance related to credit cards, you can call the bank’s toll-free number:

1800 1200 1200

Q. How much GST will be applicable on my Zenith Credit Card?

GST will be levied at the rate of 18 percent on fees and charges and interest rates applicable to your card.

Q. What benefits will I get with a Zenith Credit Card?

With this credit card, you can get benefits such as 2X rewards on online purchases, welcome vouchers, railway and airport lounge access, fuel surcharge waiver, milestone benefits, and more. 

Q. Can Zenith Credit Card be used for contactless payments?

Yes, this credit card can be used for contactless payments for amounts up to Rs. 5,000.

Q. Is there any accidental coverage with Zenith Credit Card?

Yes, you get an air accident cover with the Zenith Credit Card.