Have you been planning to buy your dream phone or a refrigerator that you are eyeing for quite a long time? What if you can’t afford it now but don’t mind paying for over 6 months? Well, No Cost EMI or Zero Cost EMI offered by several banks via credit cards allows you to buy…
Experian, a global analytics and information services company, has announced the introduction of its new “Hunter Fraud Score”, a tool designed to detect fraud in insurance and banking industries. The new scoring system measures the probability of fraud in case of new credit applications so that companies can take corrective action immediately. Experian India, the […]
हिंदी में पढ़े EPF is the main scheme managed by the Employees’ Provident Fund Organization (EPFO) under the Employees’ Provident Funds and Miscellaneous Provisions Act, 1952, to provide social security cover to the members. The scheme generally covers employees of every organization in which 20 or more persons are employed. Employees enrolled under the EPF…
Public Provident Fund is a Government-backed saving scheme which also offers tax-rebate under section 80C. The interest payable on PPF account is revised and paid by the government for every quarter. For January – March Q4 FY 2024-25, the applicable interest rate is 7.1%. PPF accounts can be opened with nationalised banks, major private banks such…
Sukanya Samriddhi Yojana is a small saving scheme regulated by the Indian Government for the welfare of the girl child. The accounts under Sukanya Samriddhi Yojana can be opened with different banks in India. These banks are given the authority by the Indian Government to open SSY accounts with a minimum deposit of Rs.250. The…
Credit Cards epitomise modern life in terms of the convenience and the fast pace at which they help us complete transactions either online or at the point of sales. We are being spoilt for choice with credit card issuers ranging from domestic brands such as SBI, HDFC Bank, Axis Bank and RBL Bank to international […]
Getting a credit card limit increase may be a matter of personal preference as much as a need. If you are a responsible spender and know how to handle your finances effectively, increasing your credit limit may help you deal with your financial difficulties. Otherwise, you risk accruing a lot of debt and jeopardising your money and credit score.
