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Author: Team PaisaBazaar

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Credit Cards with Benefits on Gold & Jewellery Spends

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Gold and jewellery purchases are often excluded from credit card rewards or cashback programs. However, some credit cards make an exception, offering up to 5% back on gold purchases- either as co-branded benefit or through base reward earning on all transactions, inclusive of jewellery spends. Given that these are typically high-value purchases, having a card...
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Revision in ICICI Bank Credit Card Terms, Effective 15th Nov 2024

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ICICI Bank has announced a revision in the terms and conditions applicable to its credit card's features as well as fees and charges. Effective November 15, 2024 onwards, these changes are largely focused on spend-based capping and can affect the potential overall value-back that the credit cardholders could previously avail. The detailed changes are discussed...
Axis Bank Credit Cards Major Devaluation

Axis Bank Credit Cards Major Devaluation Effective 20 April, 2024

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Axis Bank has announced major devaluation across some of its most popular credit cards including Axis Magnus, Axis Atlas, IndianOil Axis, Axis Ace, Flipkart Axis Card, Axis Vistara Infinite, and Axis Privilege. Some common changes that can be seen are: Spend-linked domestic lounge access New exclusions added to the rewards program Removal of concierge and...
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Disadvantages of a Poor Credit Score

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Credit score is one of the most important factors that affects your ability to secure credit. A good credit score, usually 750 or above, indicates a higher creditworthiness and a good repayment track record. On the other hand, a poor credit score which usually results from delays in paying your credit card bill and EMIs,...

Credit Card Rewards & Cashback Queries

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Reward points and cashback are the two most common benefits offered on credit cards. However, cardholders often have queries about how they work, which is better and how to maximize these benefits. To help you, we have curated a list of the most common queries that cardholders come across while using or opting for a...

Credit Card Bill Payment Queries

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Confusion around credit card bill payment is one of the most common reasons why cardholders end up paying high penalties. To assist you, here we have answered some common queries related to credit card bill payment. What is minimum due in credit card? How to pay credit card bill by another credit card? What is...
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