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Author: Sumit Kumar

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What Happens When You Don’t Use Your Credit Card?

What Happens When You Don’t Use Your Credit Card?

Sumit Kumar11 Comments
A credit card is a great financial tool that helps you manage your finances, earn rewards, build credit and more. But what happens when due to certain reasons or for financial stability, you decide to limit your credit card spending? On one hand, putting a limit on your spending and not using your credit card...
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How to Change/Update Name in Aadhaar Card after Marriage

Sumit Kumar42 Comments
हिंदी में पढ़ें Aadhaar card is one of the most important proofs of identity and address these days. It can easily be downloaded, carried in the digital form and shared instantly for authentication/verification. Aadhaar card contains both biometric as well as the demographic details of the user making it better than any other identity proof....
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10 Things You Need to Know About EPF

Sumit Kumar1 Comment
Employees’ Provident Fund or EPF is a scheme managed by the government that promotes savings for professionals employed in the service sector. Under this scheme, the employee has to pay a certain amount of money towards the scheme. The employer also contributes the equal amount and the interest is paid on both employee’s and the...
PAN Card new design

Design of PAN Card Changed – Here’s What’s New in It

Sumit Kumar6 Comments
The Income Tax Department has changed the design of the PAN card. It has made a few additions to it to make it more user-friendly and secure. The IT Department has started providing new PAN cards post July 7, 2018. It is worth noting that PAN cards issued prior to the aforementioned date will also...
Supreme Courts Verdict on Aadhaar

Supreme Court’s Judgement on Aadhaar – Find out the Impact on Citizens

Sumit Kumar9 Comments
The Supreme Court has finally pronounced the judgement on a bunch of petitions challenging the constitutional validity of Aadhaar as 4:1in favour of the Aadhaar Act. In this article, we will discuss in detail about the key takeaways from the judgement on Aadhaar. Aadhaar Linking Mandatory ·         PAN ·         ITR Filing ·         Welfare Schemes Aadhaar...
Modification in EPF Rules

Modification in EPF Rules – Find Out How It Impacts You

Sumit KumarNo Comments

Employees’ Provident Fund Organisation (EPFO) manages and maintains the provident fund account of all subscribers. It has made a few changes recently and has tweaked some of its processes to make it more user-friendly and less time consuming. Earlier, EPF was one of the most complex schemes which is being modified and revamped by the…

Aadhaar Revamping by UIDAI

How UIDAI is Revamping Aadhaar to Make it More User Friendly

Sumit KumarNo Comments

Aadhaar is the biggest biometric identity proofing system of the world. Issued and managed by Unique Identification Authority of India (UIDAI), Aadhaar has been made mandatory for availing government subsidies and verifying other documents and instruments. UIDAI has dynamically made improvements in Aadhaar to make it full-proof and safe from hacking and phishing. It has…

DigiLocker departure

Show Issued Documents in DigiLocker and Enter Airports

Sumit KumarNo Comments
The Ministry of Civil Aviation, in Addendum to AVSEC Circular No. 15/2017 dated 27th October 2018, has directed that government documents/id proofs issued in the DigiLocker app such as Aadhaar, PAN and driving license shall be accepted as valid identity proof for entering the airport premises at the time of departure. This move by the...
How to Prevent Aadhaar Frauds

Aadhaar Frauds: How to Prevent Them

Sumit Kumar4 Comments
Aadhaar is one of the most powerful instruments in India today. UIDAI has generated 1.21 billion Aadhaar cards till date and has covered more than 95% of the Indian population. With the scale of information stored in the database of UIDAI, it has become the most substantial treasure. However, the Aadhaar Act prevents any organisation...

Know Everything about Jeevan Pramaan and Life Certificate for Pensioners

Sumit Kumar2 Comments

Employees’ Provident Fund Organisation (EPFO) manages three important retirement schemes for employees – Employees’ Provident Fund (EPF), Employees’ Pension Scheme (EPS) and Employees’ Deposit-Linked Insurance Scheme (EDLI). Once a member of EPFO retires at the age of 58 years, he receives a lump sum of EPF corpus. If employed for at least 10 years, he…

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