Axis Bank add-on credit card can be used by the primary credit card holder to share the benefits of the card with family members. Credit cards are generally given to users that have a steady income. However, add-on cards do not require users to have a steady source of income. Moreover, add-on cards eligibility criteria are comparatively relaxed.
Axis Bank Add-on Credit Card – Features and Benefits
An add-on credit card usually shares the same features and benefits as its parent card. The features and benefits of a supplementary credit card are:
Credit Limit- Add-on card generally has the same limit as the parent credit card. However, the primary cardholder has the liberty to modify the credit limits of additional cards as per his/her requirements.
Cash Withdrawal- Customers can withdraw cash using an add-on credit card too. Generally, the cash withdrawal limit is the same for the parent and add-on credit cards.
Reward Points- Add-on cardholders earn the same reward points as the primary credit card user. All the points earned on a supplementary card are accumulated in the primary cardholder’s account. Do note that only the primary cardholder can redeem the accumulated points.
Offers- Axis Bank add-on credit cards receive the same offers as the primary card. Thus, add-on card users enjoy the same offers as the primary cardholder.
Multiple Add-on cards issued- Axis Bank allows up to 4 add-on credit cards.
Fee- Axis Bank add-on credit cards are available at zero joining and annual fees.
Billing Statement- A single consolidated statement for the primary card and supplementary cards is sent directly to the primary cardholder. This helps the primary cardholder to monitor all the transactions.
Financial Independence for Add-on Card Users- Since the primary cardholder’s family members have add-on cards of their own, they can use it as and when needed. The primary cardholder can track all the expenses and reduce credit limit if the need arises.
Substantial Saving- Axis Bank add-on cards are available for free. So, you do not need to buy individual credit cards for each family member. This helps in saving as the add-on user does not have to pay an annual fee or joining fee.
Axis Bank Add-on Credit Card – Eligibility and Documents Required
The eligibility criteria on an add-on card are:
- Add-on cards are available for immediate family members of a primary cardholder. This includes spouse, parents, siblings and children.
- Supplementary cards are issued only to people who are above 18 years of age.
- Add-on cards are complimentary but offered only after receiving a request from the primary cardholder.
Documents Required
Following documents are needed to apply for an add-on credit card:
- Duly filled-in add-on application form. Click here to download the application form
- Recent passport size photograph
KYC Documents required are:
| Identity Proof | Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc. (any 1) |
| Residence Proof | Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc. (any 1) |
How to Apply for Axis Bank Add-on Credit Cards?
Customers can use any of the following ways to apply for an add-on credit card:
- SMS ADDON to 5676782
- Visit the nearest Axis Bank branch and submit the application form for an Add-on card with the necessary documents
- Call customer service desk and request for assistance. Click here to know the Axis Bank Customer Care Number
Cards that are Available for Add-on Facility
Following are the Axis Bank credit cards that provide add-on facility:
Axis Bank Add-on Credit Card – FAQs
Is credit score affected by add-on cards?
The expenses made via add-on cards are billed to the primary cardholder. Any misuse of the add-on card will affect the primary card’s credit score. Any defaults on the account or delay in payments or no payments will definitely lower the primary cardholder’s credit score.
Are features like free lounge access in airports available on add-on cards?
Generally, this feature is limited to the primary card only. But it may vary depending on the card you are using.
Can an add-on card be used for international transactions?
Yes, if the International usage is enabled on the primary card.
Please Note: Axis Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.