Axis Bank AURA Credit Card

Axis Bank AURA Credit Card, is a health and wellness focused card, suitable for those who would want to save on their medical expenses. The card comes with free doctor and nutritional consultations, fitness sessions, and discount on health checkup. Besides, you earn rewards on all your retail expenses, with 5x rewards on insurance spends. The unique features and co-branded benefits across popular health oriented brands like Practo, Fitternity, IndushealthPlus, and Decathlon, justify the annual fee of Rs. 749.

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Axis Bank AURA Credit Card, focuses on offering inclined benefits towards a very distinctive category-health and wellness. However, the card pivots more on offering co-branded benefits, and does not work entirely on a ‘reward points model’- unlike other similar credit cards like SBI Pulse and Yes Bank Wellness, that offer accelerated rewards on medical expenses.

Axis Bank AURA Credit Card: Features & Benefits

Welcome benefit worth the joining fee

The card comes with a Decathlon voucher worth Rs. 750, as a card activation benefit. The voucher can be used both online and offline at any Decathlon store.

Though, the benefit offered is decent, the best part is that the voucher’s value matches the amount of joining fee charged. Also, it comes for a longer validity period of 60 days and is not subject to spending a minimum value. For instance, YES Bank Wellness Credit Card, offers a free Amazon voucher worth Rs. 500 on online application, but on spending Rs. 1,000 within the first 30 days.

Co-branded health benefits with multiple health & fitness oriented brands

Besides the fact that the card focuses on a very distinctive category, what makes this card unique is its multiple co-branded medical benefits. These are listed as follows:

Free Doctor Consultation via Practo
The card offers 4 free video doctor consultations per month via Practo. Thus you get around 48 free consultations annually. These consultations are inclusive of the cardholder and 3 family members.

Additionally, you also get a flat 20% off on all Prescription medicine orders, lab tests, and health check-ups via the Plus membership section on the Practo app.

Free doctor consultations by Practo are covered for family members as well, thus, a beneficial deal for those who have children or elderly parents at home, as their medical needs would be higher. However, the maximum benefit can be utilized if your preferred doctors are available at Practo, or when you don’t mind switching to online consultations for medical treatments.

Free Fitness Sessions via Fitternity
Via Fitternity, the card offers 4 free interactive video fitness sessions per month. You also get access to 16 recorded sessions in a month. Thereby, a great benefit for fitness enthusiasts, who like working out regularly, and wish to maintain an active lifestyle on a budget.

Discount on Health Checkups via IndushealthPlus
 The card also offers benefits on your annual health checkup. You get a discount of up to Rs. 500 on your annual health checkup at IndushealthPlus, valid once every year.

Though the discount value offered here is decent, the best part is that it is not a one-time benefit but can be availed once every year on your annual health checkup.

Other Health Benefits:

• Minimum 30% discount on nutritional/diet consultation
• Minimum 30% discount on nutritional foods

Reward Benefits:

• 2 Axis eDGE Points on every Rs. 200 spend
• 5X EDGE REWARDS on insurance spends, with maximum transaction capped at Rs. 10,000

Other Benefits:

• 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000. Maximum surcharge waiver of Rs. 250 per statement cycle.
• Up to 20% discount at partner restaurant in India

T&C Apply

Axis AURA Credit Card Comparison with Other Similar Cards for Health and Fitness Benefits