Free doctor consultations by Practo are covered for family members as well, making it a valuable deal for those with children or elderly parents at home, as their medical needs are typically higher. However, the maximum benefit can be availed if your preferred doctors are available on Practo or if you are comfortable switching to online consultations for medical treatments. Additionally, free fitness sessions are a great benefit for fitness enthusiasts who like working out regularly and wish to maintain an active lifestyle on a budget. The discount on health check-up is also decent, and the best part is that it’s not a one-time benefit—it can be availed once every year on your annual health check-up.
Axis Bank
Axis Bank AURA Credit Card
Reward Points
1st Year Fee: ₹749* Plus Applicable Taxes
Health & Wellness
48 free doctor consultations yearly
Lifestyle
30% discount on nutritional food
Dining
15% discount on dining bills
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About Axis Bank AURA Credit Card
Axis Bank AURA Credit Card focuses on offering inclined benefits towards a very distinctive category-health and wellness. It comes with free doctor and nutritional consultations, fitness sessions, and discounts on health check-ups. Additionally, cardholders can earn rewards on all retail expenses, with 5X rewards on insurance spends.
However, the card pivots more on offering co-branded benefits and does not work entirely on a ‘reward points model – unlike other similar credit cards like SBI Pulse and Yes Bank Wellness, which offer accelerated rewards on medical expenses. The unique features and co-branded benefits across popular health-oriented brands like Practo, Fitternity, IndushealthPlus, and Decathlon justify the annual fee of Rs. 749.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Axis Bank’s website.
Health & Wellness Benefits
Free Doctor Consultations
- 4 free video doctor consultations per month via Practo, up to 48 free consultations annually1
- Flat 20% off on all prescription medicine orders, lab tests, and health check-ups via the Plus membership section on the Practo app
Free Fitness Sessions
- 4 free interactive video fitness sessions per month along with access to 16 recorded sessions in a month via Fitternity
Discount on Health Check-up
- Up to Rs. 500 discount on annual health check-up at IndushealthPlus, once every year
Other Features & Benefits
Rewards Program
- 2 EDGE reward points on every Rs. 200 spent
- 5X EDGE reward points on insurance spends, with maximum transaction capped at Rs. 10,000
Welcome Benefit
- Decathlon worth Rs. 750, which can be used both online and offline at any Decathlon store
Fees & Charges
| Fee Type | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 749 | ||||||||||
| Annual Fee | Rs. 749 | ||||||||||
| Finance Charges | 3.75% per month (55.55% p.a.) | ||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You are specifically looking for a card with health and wellness oriented benefits at an affordable annual fee
You frequently use the associated partner brands Practo, Fitternity, and IndushealthPlus for your doctor visits and fitness sessions
You don’t’ mind shifting from your regular doctor to the ones on Practo
You prefer online consultation over physical doctor visits
Other Similar Credit Cards
SBI Pulse Credit Card
Yes Wellness Credit Card
Apollo SBI Card
YES Bank Wellness Plus Credit Card
Paisabazaar Review
What do we like about this card?
Axis Bank AURA Credit Card is a wellness-focused card. Cardholders can avail free doctor consultations, free fitness sessions, discounts on health check-ups, and much more. Being a health & wellness-focused card, it offers 5X rewards on insurance spends, a category that is usually excluded from most credit cards. Besides this, the card also offers dining benefits through the Axis Bank Dining Delights program, which further adds to its overall value.
Pros
- Free doctor consultations and fitness sessions
- Accelerated (5X) rewards on insurance spends
- Discount on annual health check-up
- Up to 15% dining discount on partner restaurants
Cons
- No annual fee waiver
- No medical emergency cover
- General reward rate is low in comparison to other cards
- No benefits are offered on physical doctor visits
Frequently Asked Questions
Everything you need to know about this credit card
You can earn a fuel surcharge waiver of 1% on your transactions between Rs. 400 and Rs. 4,000. However, you can earn a maximum waiver of Rs. 250 in a statement cycle. This fuel surcharge waiver can be availed across all fuel stations in India.
You can apply for this credit card online through the bank’s official website by filling out an application form. If you want to apply offline, you can visit any of the nearest branches of the bank and fill out an application form.
The bank rejects your application if you don’t meet the certain eligibility criteria set by the bank. Generally, the bank informs you by sending a text on your registered mobile number stating the reason for your rejection. Apart from this, you can also call on the Axis Bank Credit Card customer care number and ask the representative regarding your query.
Yes, you can convert your big-ticket purchases into EMIs via Axis Bank AURA Credit Card. You can simply look on the merchant’s website whether it offers the Axis Bank Credit Card EMI option or not. Additionally, you can also call on the customer care number and ask the representative to convert your selected purchase into EMI.
Yes, you can withdraw cash using your Axis AURA Credit Card. However, the bank charges a cash advance fee of 3.4% of the withdrawn amount or a minimum of Rs. 500 for withdrawing cash. Therefore, it is advisable not to withdraw cash using your credit card as it incurs high charges.
Axis EDGE reward points can be redeemed through the rewards catalogue. You can visit the catalogue and make the necessary selection and then redeem the points earned on your Axis Bank AURA Credit Card.
Footnotes
- These consultations are inclusive of the cardholder and 3 family members.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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