Axis Bank Insta Easy Credit Card

• Cash Withdrawal Facility – 100% of cash withdrawal facility on your Axis Insta Easy credit card from day one.
• Interest Free Period – Grace period of up to 50 days on your transactions made by Insta credit card.
• Fuel Surcharge Waiver – 1% Fuel Surcharge Waiver on fuel transactions between Rs.400 and Rs. 4,000.
• Flexible Credit Limit – Axis Insta Easy Credit Card comes with a flexible credit card limit where you can get a credit limit of up to 80% of the FD’s principal value.
• Dining Discounts – 15% discount on dining at selected partner restaurants in India.
• Axis eDGE Loyalty Points – Earn reward points in the following manner:
  • 6 Reward Points on every Rs. 200 spent domestically
  • 12 Reward Points on international spends of Rs. 200
  • 100 points on the first online transaction
• Guaranteed Approval – Any application for the Axis Bank Insta Easy Credit Card is guaranteed approval.
• Convert Purchases to EMI – You can convert your purchases into EMI on transactions above Rs. 2,500.

Also Know: Axis Bank FD Rates

Looking for Higher FD rates? Book an FD @6.5% p.a. and get a lifetime free credit card

• FDs of up to ₹5 lakhs insured by RBI

• No hassle of opening a saving account

• No documentation

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Note: Banks reserve the right to change the fees & charges without prior communication.

*Click Here to view the most important terms and conditions.

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To apply for Axis Bank Insta Easy Credit Card, you need to meet the following pre-defined eligibility criteria-

• A Fixed Deposit at any Axis Bank branch
• Minimum Fixed Deposit of Rs. 20,000; Maximum of Rs. 25,00,000
• Age should be in the bracket of 18-70 years
• Should be either Indian or NRI

Axis Bank Insta Easy Credit Card cannot be issued against tax saver FDs, flexi-deposits and fixed deposits in the name of any HUF, society, trust or company.

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Documents Required to apply for Axis Bank Insta Easy Credit Card:

You can apply Axis Bank Insta Easy Credit Card either on the bank’s website or by visiting the nearest Axis Bank branch. Post submitting your documents, the bank will proceed with your credit card application. Once your documentation is done and your application has been approved, your credit card will be delivered to the mentioned address within 7-10 working days.

How much FD is required on order to apply for Axis Bank Insta Easy credit card?

To apply for this credit card, you need to have a fixed deposit in the range of at least Rs. 20,000 to Rs. 25 lakh with Axis Bank

In case I already have a fixed deposit with the bank, do I still need to provide documentation to apply for Axis Insta Easy credit card?

No. In that case, you need not provide any KYC documents to apply for this credit card.

What are the late payment charges on Axis Bank Insta Easy credit card?

The late payment charges on this Axis credit card are as follows:

• Nil if Total Payment Due is up to Rs. 300
• Rs. 100 if total payment due is between Rs. 301 – Rs. 500
• Rs. 500 if total payment due is between Rs. 501 – Rs. 1,000
• Rs. 750 if total payment due is between Rs. 1,001 – Rs. 10,000
• Rs. 950 if total payment due is between Rs. 10,001 – Rs. 25,000
• Rs. 1000 if total payment due is between Rs. 25,001 and 50,000
• Rs. 1200 if total payment due is greater than Rs. 50,000

Can minors apply for Axis Bank Insta Easy Credit Card?

No, minors are not eligible for Axis Bank Insta Easy credit card.