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Axis Bank My Business Credit Card is designed for individuals who are looking for a credit card offering benefits on business expenses. The card comes with attractive interest rates, fuel surcharge waivers, airport lounge access, and much more. Below mentioned are the key features and benefits of this credit card in detail.
Key Highlights of Axis Bank My Business Credit Card |
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| Card Type | Entry-Level |
| Joining Fee | Rs. 999 |
| Annual Fee | First Year: NIL Second Year Onwards: Rs. 499 |
| Best Feature | Complimentary Airport Lounge Access (2 per quarter) |
| Card Ratings | ★★★(3/5) |
Axis Bank My Business Credit Card-Features and Benefits
Take a look at features and benefits of Axis Bank My Business Credit Card-
Edge Loyaly Rewards-
- Earn 4 points on every Rs. 200 spent
- Eanr 100 points on the first online transaction
- Double points for spends in your birthday month
Airport Lounge Access: Avail two Complimentary Airport Lounge visit within India every quarter
Fuel Surcharge Waiver: 1% fuel surcharge waiver on fuel transactions in India valid for transactions between Rs. 400 to Rs. 4,000
Cash Advance Facility: Withdraw cash up to 30% of your credit limit from over 1 million ATMs
EMI Conversion: Convert your major purchases over Rs. 2,500 into EMI for easy repayment
Auto Pay Facility: Pay utility bills with stranding instructions placed on your card
Auto Pay Facility: Pay utility bills with stranding instructions placed on your card
| Axis Bank offers top credit cards in different categories, click here to check best Axis Bank Credit Cards in 2022. |
Axis Bank My Business Credit Card-Fees and Charges
Below mentioned are some of the important Axis Bank My Business Credit Card charges:
| Particulars | Amount |
| Annual Fee/Renewal Fee | First Year: NIL Second Year Onwards: Rs. 499 |
| Cash Withdrawal Fee | 2.5% (minimum Rs. 250) of the Cash Amount |
| Finance charges | 3.25% per month | 46.78% p.a. |
| Late Payment Charges |
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Click here to check other associated fees and charges. It is to bring to your notice that the charge structure is subject to change from time to time at the sole discretion of Axis Bank.
Axis Bank My Business Credit Card- Documentation & Eligibility Criteria
You would need to submit proof of identity, address and income. Given below is a list of documents that are usually accepted:
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement |
| Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
Later on, the Bank will also ask for some KYC documents to establish identity, income and place of residence.
Note: Please visit the official website or contact nearest Axis Bank branch to know about the eligibility criteria of this card.
Other Business Credit Cards
| Business Credit Card | Annual Fee | Key Feature |
| SBI Platinum Corporate Credit Card | Nil | Zero joining and annual fee |
| ICICI Bank Business Advantage Black Credit Card | Rs.1000 | Cashback on your business expenses |
| HDFC Business MoneyBack Credit Card | Rs.1000 | 5% Cashback on Telecom, Electricity, Government/Tax, Railway, Hotels & Dining and Taxi |
| Citi® Corporate Credit Card | Communicated at the time of sourcing | Benefit from streamlined travel and entertainment expense |
| Yes Prosperity Business Credit Card | Rs.2499 | 10,000 Reward Points on your first transaction done within 30 days |
| Kotak Corporate Gold Credit Card | Rs.1000 | Higher reward point earnings (points can be redeemed every quarter) |
Frequently Asked Question
Q.Is there any foreign currency transaction fee for this card?
Yes, you have to pay a fee of 3.5% for any foreign transactions you make through this credit card.
Q.Where can I redeem my reward points on?
You can redeem your reward points on various categories such as lifestyle, electronics, travel, etc. Click here to explore options to redeem rewards points.
Q. What is the annual fee for Axis Bank My Business Credit Card Add-on Card?
There is no annual fee for Axis Bank My Business Credit Card Add-on Card.
Q.What is the process of automatic utility bill payment for Axis Bank My Business Credit Card?
Step 1: Contact the customer service 1860 419 5555/ 1860 500 5555
Step 2: Provide your Credit Card no., e-mail address & mobile number
Step 3: Provide the biller details such as Customer/Account/Relationship/Policy Number for which you want to avail the service
Upon successful registration, a confirmation will be sent on your registered mobile number and e-mail.
Q.What is cash advance facility?
Cash advance facility allows you to withdraw money from an ATM or bank directly using your credit card.