Axis Bank My Choice Credit Card

Here are some features and benefits of this credit card:

Reward Points – Earn 4 Reward Points on every spending of Rs.200 along with 100 points on the first online transaction.

Dining Delights – Get 15% discount at selected Partner Restaurants with Axis Bank My Choice Credit Card

Cash Back Reward – Get 5% cash back on any of the 2 selected categories like Dining, Fuel, Electronics, Utility Bills, Travel and Supermarket.

Security – All Axis Bank credit cards come with EVM Security Chip and are secured PIN protected

Convert Purchases into EMI – Easy conversion of purchases of Rs. 2500 or more into EMIs.

Axis Bank My Choice Credit Card
Good For: People wanting to customize the features Card Holders seeking cash back Customers looking for dining discounts	Bad For: People looking for travel benefits Card Holders seeking movie discounts Customers looking for a Premium credit card

Particular	Amount
Joining Fee	Rs.250
Annual Fee	1st year – Zero 2nd year onwards – Rs.250
Finance Charges	3.4% per month (49.36% per annum)
Late Payment Fee	For Outstanding Amount- Less than Rs. 500: Nil From Rs. 501 to Rs. 5,000: Rs. 500 From Rs. 5,001 to Rs. 10,000: Rs. 750 Greater than Rs. 10,000: Rs. 1,200

Click here to check other associated fees and charges.

Individuals who want to apply for this credit card need to fulfil the following criteria set by the bank:

• Your age should be in the bracket of 18-70 years
• The individual should be either Indian or Non Resident Indian
• The Add on card holder should be above the age of 15 years

Documents Required for Axis Bank My Choice Credit Card:

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Customers who want to enjoy all the benefits and features of Axis Bank My Wings credit card can apply for it either on the bank’s website or by visiting the nearest Axis Bank branch. Post submitting your mandatory documents, the bank will proceed with your credit card application. Once your documentation is done and your applicaiton has been approved, your credit card will be delivered to the mentioned address within 7-10 working days.

What is the interest charged on My Choice credit card?

The interest charged on this credit card is 3.25% per month

What makes this credit card stand out than the other credit cards?

The key feature of this credit card is that you have the option to customize the features and design of this credit card which no other Axis Bank credit card offers.

How many Reward Points are earned on this credit card?

Axis Bank My Choice credit cards come with 4 Reward Points on spending every Rs.200 with 100 points on the first transaction. This credit card also comes with Axis eDGE Rewards with 500+ offers and discounts

Please Note: Axis Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.