Axis Bank Shoppers Stop Credit Card
Shopping
Co-branded
Reward Points
1st Year Fee: ₹500* Plus Applicable Taxes
Co-branded
10X rewards on Shoppers Stop
Rewards
6X rewards on select brands
Shopping
Shoppers Stop voucher of Rs. 2,250
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About Axis Bank Shoppers Stop Credit Card
Axis Bank Shoppers Stop Credit Card is a migration from the previously popular First Citizen Citi Credit Card. Similar to the Citi variant, this card offers co-branded benefits for Shoppers Stop, but with a revised rewards structure and activation benefits.
Available at an annual fee of Rs. 500, this card primarily benefits those who prefer Shoppers Stop for their shopping needs. Cardholders can earn 10X reward points on purchases at Shoppers Stop, along with 6X reward points on beauty products and other select brands at Shoppers Stop. The card offers value back in the form of First Citizen Points, which are redeemable for shopping at Shoppers Stop, making it a great option for loyal customers who spend a considerable amount on shopping each month.
While HDFC Bank offers two co-branded credit cards with Shoppers Stop, Axis variant is comparable to the entry-level Shoppers Stop HDFC Bank Credit Card. Although the HDFC variant has an edge due to multiple redemption options and a higher redemption value of 1:1, Axis card stands out with unlimited rewards (no capping) and a higher return on accelerated spend categories.
If you frequently shop at Shoppers Stop and are looking for a low annual fee credit card with decent benefits on Shoppers Stop and its partner brands, this card is worth considering.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Axis Bank’s website.
Rewards Program
Reward Earning
- Unlimited 20 First Citizen points per Rs. 200 on private label brand of Shoppers Stop
- Unlimited 12 First Citizen points per Rs. 200 on beauty products and other brands at Shoppers Stop
- Unlimited 2 First Citizen points per Rs. 200 on other general spends1
Reward Points Redemption
- Redeem accumulated reward points against spends at Shoppers Stop and partner brands, including Homestop, Arcelia, MAC, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox at a value of 1 Fist Citizen Point = Rs. 1
Other Features & Benefits
Welcome Benefits
- First Citizen points worth Rs. 300 on the first transaction within 30 days on card issuance
- Complimentary Shoppers Stop voucher worth Rs. 2,250 redeemable at Shoppers Stop and Homestop
- Complimentary Golden Glow Membership (covering benefits like extended exchange period of 45 days, free home delivery, birthday offers, etc.)
Dining Benefit
- 15% instant discount via EazyDiner, capped at Rs. 500 per month, valid on a minimum order value of Rs. 2,500
Fuel Benefit
- 1% fuel surcharge waiver on all fuel outlets in India, up to Rs. 400 in a statement cycle, on transactions between Rs. 400 and Rs. 5,000
Fees & Charges
| Fee Type | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 500 + Taxes | ||||||||||
| Annual Fee | Rs. 500 + Taxes | ||||||||||
| Finance Charges | 3.60% per month (52.86% p.a.) | ||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You frequently shop at Shoppers Stop and its partner brands
You are looking for an entry-level credit card with basic benefits
You are comfortable redeeming accumulated rewards on purchases at Shoppers Stop
You dine out once or twice a month and can maximize benefits through EazyDiner
Consider other options if:
You rarely shop at Shoppers Stop
You are looking for an all-rounder credit card
You prefer to redeem rewards across multiple categories
Paisabazaar Review
What do we like about this card?
With 10X reward points on Shoppers Stop and 6X reward points on select brand spends, Axis Bank Shoppers Stop Credit Card is a reasonable choice for consumers who frequently shop at Shoppers Stop. While it is an entry-level credit card with basic benefits, cardholders can still save on their spends by redeeming reward points against purchases at Shoppers Stop. Additionally, 15% dining discount through EazyDiner further enhances the card\'s value.
Pros
- Redemption of accumulated rewards against purchases at Shoppers Stop and partner brands
- Low spend-based annual fee waiver condition
- Up to Rs. 500 discount every month on dining through EazyDiner
- Complimentary Shoppers Stop voucher and Golden Glow Membership as welcome benefits
Cons
- Accelerated benefits are only offered on Shoppers Stop & select spends
- No travel or lifestyle benefits
- Low reward rate on spends outside Shoppers Stop
Frequently Asked Questions
Everything you need to know about this credit card
To apply for this credit card online, visit the official website of Axis Bank and navigate to the card page. You need to submit a duly filled application form along with the required documents. If you prefer to apply offline, you can visit the nearest Axis Bank branch and submit the application form in person.
No, Axis Bank Shoppers Stop Credit Card does not offer any travel benefits, such as lounge access or discounts on travel expenses.
This credit card does not offer any renewal benefits. However, you can avail renewal fee waiver on annual spends of Rs. 1 Lakh.
Yes, you can avail 15% discount, up to Rs. 500 per month, through EazyDiner. However, this offer is valid only on a minimum order value of Rs. 2,500.
No, you can earn 1% fuel surcharge waiver on fuel spends between Rs. 400 and Rs. 5,000, up to a maximum of Rs. 400 per month.
Footnotes
- No, you can avail 1% fuel surcharge waiver on fuel spends between Rs. 400 and Rs. 5,000, up to a maximum of Rs. 400 per month.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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