Axis Bank Credit Card Payment

For Axis Bank credit card bill payment online, you can use the following ways:

Axis Bank Credit Card Bill Payment Options
Net Banking	Axis Mobile App
Other Net Banking Options	NEFT
RTGS	BillDesk
Visa Money Transfer	UPI
Electronic Clearing Service	Auto Debit

Axis Bank Credit Card Bill Payment through Net Banking

Step 1: Use your Axis Bank net banking ID and password to log in to your Axis Bank account.

Step 2: After this, go to the ‘Pay Bill’ tab in the ‘Credit Card’ section.

Step 3: Select the credit card number, the amount to be debited, and then click on “Submit” to complete the payment.

Step 4: The payment is credited on the same business day.

Axis Bank Credit Card Bill Payment through Axis Mobile App

Step 1: Download the Axis mobile app through the Play Store.

Step 2: Register using your net banking credentials or Axis Bank debit card details to pay your bill.

Step 3: Once you install and register on this app, you can pay your credit card bills in the future instantly.

Step 4: The payment is cleared on the same day.

Axis Bank Credit Card Bill Payment through SMS

You can pay your Axis Bank credit card bill in real time by sending an SMS. You need to type CCP, last six digits of your Axis Bank savings or current account, payment amount, and last four digits of your credit card number separated by a space.

For example, type CCP 411145 60 2921 and send the SMS to 5676782.

The pre-requisites to avail this payment method are that you need to hold an Axis Bank savings or current account and have your mobile number registered with the account. Also, the payment is cleared in real time

Axis Bank Credit Card Bill Payment through Other Bank’s Net Banking

If you want to pay your Axis Bank credit card bill using any other bank account, you can go to the BillDesk page or pay via NEFT, RTGS or UPI. It takes up to three days to clear the payment made using this method.

Axis Bank Credit Card Payment through NEFT using IFSC Code

You are required to add your credit card in the list of beneficiaries in order to use the NEFT service. Follow the below-mentioned steps to pay your credit card bill via NEFT:

Step 1: Log in to your Axis Bank account using your user ID and password.

Step 2: Select ‘Fund Transfers’ and then select ‘NEFT’.

Step 3: Choose the Axis Bank credit card whose bill needs to be cleared from the list of beneficiaries.

Step 4: Enter the amount then review and pay the bill.

Axis Bank Credit Card Bill Payment via RTGS using IFSC Code

RTGS service can be used to clear credit card bills if the credit card bill amount is over Rs. 2 lakh. The process is similar to the bill payment via NEFT using IFSC Code. If you have not registered the Axis Bank credit card then follow the below-given steps to do so or skip this process if already registered.

For Registration:

Step 1: Log in to your bank’s net banking account.

Step 2: Click on the ‘Add Beneficiary’ under ‘Funds Transfer’.

Step 3: Enter the following details:

• Beneficiary Name: Name as printed on the credit card
• Beneficiary Bank Name: Axis Bank
• Beneficiary Branch Name: Mumbai
• Beneficiary Account Number: Credit Card Number
• Axis Bank Credit Card Bill Payment IFSC Code: UTIB0000400

For Payment:

Step 1: Log in to your preferred bank’s net banking portal.

Step 2: Select RTGS under the ‘Funds Transfer’.

Step 3: Select the Axis Bank credit card from the list of beneficiaries and enter the amount to be paid.

Step 4: Review the details and then confirm the payment.

You can also pay your credit card bill via IMPS using Axis Bank credit card bill payment using IFSC Code.

Axis Bank Credit Card Bill Payment through BillDesk

Step 1: Visit Axis Bank Card Net BillDesk portal.

Step 2: Provide your Axis Bank credit card details, select the bank from which the payment has to be done and click on ‘Pay Now’.

Step 3: Enter your net banking details and confirm the payment.

Step 4: The amount will be debited from your bank account instantly and the bank will receive the payment on the same day.

Axis Bank Credit Card Bill Payment through Visa Money Transfer

You can also pay Axis Bank credit card bills easily using the Visa money transfer service. You can use net banking or your VISA debit card to make the payment. The exact method depends on your bank to avail the Visa Money Transfer service. Usually, under this method, the payment is cleared within 2 working days.

Axis Bank Credit Card Payment through UPI

Cardholders can clear their credit card bills via UPI. This can be done via UPI ID or account number and Axis Bank credit card bill payment IFSC Code. First time users need to register themselves for this service.

For Registration:

Step 1: Log in to your mobile banking app.

Step 2: Under the ‘Account’ section click on ‘UPI’.

Step 3: Bind your mobile by sending the system generated SMS.

Step 4: Create a UPI ID. You may use your mobile number 9876******@bankname.

Step 5: Select an account number to link the UPI ID with.

For Payment:

Step 1: Log in to your mobile banking app.

Step 2: Click on ‘Pay’ and then click on ‘UPI’.

Step 3: Choose ‘Send Money’ to process your request.

Step 4: Pay via account number and Axis Bank credit card bill payment IFSC Code.

Step 5: Enter the amount, remarks, and confirm the payment.

Axis Bank Credit Card Bill Payment through Electronic Clearance Service (ECS)

The Electronic Clearance Service (ECS) works similar to the auto-debit instruction method. The only difference is that you can set standing instructions to debit your non-Axis Bank account towards your credit card bill payment in the ECS method. You can also choose to pay the minimum amount, total amount or a fixed amount every billing cycle. However, to avail this service, you need to get the form from your bank and submit it by filling in the necessary details to avail the facility.

Axis Bank Credit Card Bill Payment through Auto Debit Instructions

If you often forget to make your credit card bill payments on time, you can register for the auto debit facility from your Axis Bank savings or current account. The bill amount or the minimum threshold amount, set by you in the auto-debit form, will be automatically debited from your Axis Bank account towards the Axis Bank credit card bill payment.

You can use the below-mentioned ways to pay your Axis Bank credit card bill offline:

Offline Methods for Axis Bank Credit Card Online Payment
Cash	Cheque	ATM/ Debit Card

Axis Bank Credit Card Bill Payment by Cash

If you like to pay your bills in cash, you can do the same to clear your Axis Bank credit card dues. All you need to do is visit any of the nearest branches of the bank and inform the representative that you want to pay your credit card bill via cash. However, a nominal service fee of Rs. 100 is levied per transaction. Just like other modes, the amount is cleared on the same day.

Axis Bank Credit Card Bill Payment by Cheque

You can pay your credit card dues by depositing a cheque in favour of your Axis Bank Card Number by visiting any of the nearest branches of the bank.  You must remember that the cheque payment from an Axis Bank account takes 1 working day to reflect in your account while a cheque payment from any other bank takes 3-5 working days.

How to Pay Axis Credit Card Bill through ATM/ Debit Card

You can also make your credit card bill payment by using the debit/ ATM card of your Axis Bank account at any of the Axis Bank ATMs. Follow the below-mentioned steps to do the same:

Step 1: Visit any of the nearest ATMs of the bank.

Step 2: Go to the ‘Other Services’ tab from the main screen and choose the ‘Bill Payment’ option.

Step 3: Enter your credit card number and make the payment.

Step 4: The bill payment is cleared on the same day.

Q. Do I need an account with Axis Bank to pay my Axis Bank credit card bill?
A. No, you can make your Axis Bank credit card bill payment easily even if you do not have an Axis Bank savings account. There are plenty of offline as well as online modes of payment that you can choose from to clear your credit card dues.

Q. Should I register for net banking for my Axis Bank savings/ current account to pay my credit card bill?
A. Yes, you have to register for Axis Bank net banking for payment of Axis credit card dues through net banking if you haven’t registered already. However, if you do not have an existing Axis Bank account but have access to net banking facility by any other bank, you need not register again.

Q. Can I pay my Axis Bank credit card bill on the last day?
A. It is not advisable to wait for the last day to make any kind of bill payment, however, there are a few options for Axis Bank credit card bill payment in which the transaction is cleared on the same business day. You can deposit cash, pay through Axis Bank netbanking, Axis mobile banking app, SMS, NEFT, etc., to pay your credit card bill on the last day.

Q. I forgot to pay my Axis Bank credit card bill on time. What should I do?
A. You can set up auto debit instructions if you hold an Axis Bank account or Electronic Clearance Service (ECS) for a non-Axis Bank account to make sure that your bank debits the full, fixed or a minimum amount towards your credit card bill payment. This amount depends on the value you set in the auto debit or ECS form.