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Axis Bank Debit Card

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Axis Bank has a wide array of products and services to cater to the banking needs of all its customers. Amongst these, the bank provides its customers the convenience of cashless transactions through Axis Bank Debit Cards. Read on to know more about top Axis Debit Cards in India, how to apply, fee & charges and other features and benefits.

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Updated: 11-11-2024 11:18:24 AM

Axis Bank debit card come with great benefits such as high cash withdrawal fee, cashback and reward points among others. However, note that these debit cards may be specifically suitable to different income groups and bank account based on the spending limits and patterns.

You can compare and apply online for Axis Bank Debit Card under multiple categories, including cashback, lifestyle, travel, shopping and more. Here are some of the popular Axis debit cards:

Debit Card Annual Fee Limitations Key Features
Axis Bank Delight Debit Card Rs. 999
  • Daily Cash withdrawal limit: Rs. 1 Lakh
  • Purchase limit: Rs. 5 Lakh
  • Complimentary annual TimesPrime Membership
  • Up to 25% off on Swiggy
  • Up to 10% off on TataCliq
  • Up to 50% off on all movie ticket purchases at BookMyShow
  • 1 domestic airport lounge access
  • Up to 20% off at partnered restaurants in India
Axis Bank Value+ Debit Card Rs. 750
  • Daily Cash withdrawal limit: Rs. 1 Lakh
  • Purchase limit: Rs. 5 Lakh
  • EDGE Reward worth Rs. 600 on completion of 3 transactions within first 60 days
  • 1 complimentary movie ticket every month(buy 1, get  one free)
  • 5% cashback on your grocery spends every month
  • Up to 20% off on partnered restaurants in India
Axis Burgundy Debit Card Nil*
  • Daily Cash withdrawal limit: Rs. 3,00,000
  • Purchase limit: Rs. 6 lakh
  • 2 Edge Reward Points for every Rs. 200 spent on domestic spends
  • 6 Edge Reward Points for every Rs. 200 spent on international spends
  •  Complimentary movie tickets (Buy One Get One) through BookMyShow
Rewards+ Debit Card Rs. 300
  • Daily Cash withdrawal limit: Rs. 50,000
  • Purchase limit: Rs. 4 lakh
  • 3 Edge Reward Points for every Rs. 200 spent on dining & shopping at apparel stores
  • 5% cashback movie tickets
Power Salute Debit Card Nil
  • Daily Cash withdrawal limit: Rs. 40,000
  • Purchase limit: Rs. 2 lakh
  • Personal Accident Insurance Cover of Rs. 10 lakh
  • Air Accident Insurance Cover of Rs. 25 lakh
Titanium Prime Plus Debit Card Rs. 200
  • Daily Cash withdrawal limit: Rs. 50,000
  • Purchase limit: Rs. 2 lakh
  • 1 Edge Reward Points for every Rs. 200 spent
  • 10% cashback on movie tickets
  • Personal accident insurance cover of Rs. 3 lakh
Rupay Platinum Debit Card Rs. 200 (waived for Axis Republic main account holder)
  • Daily Cash withdrawal limit: Rs. 40,000
  • Purchase limit: Rs. 2 lakh
  • Complimentary airport lounge access at select airports across India
  • Personal accident insurance cover of Rs. 2 lakh

**For Non-Burgundy customers, holding a Burgundy Debit Card issuance/annual fees of Rs. 1,500 + taxes.

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Suggested Read: Compare & Apply Online for Top Axis Bank Credit Cards in India

On this page
Features & Benefits of Axis Bank Debit Card
Axis Bank Debit Card Eligibility
How does Axis Bank Debit Card Work?
How to Apply for Axis Bank Debit Card?
How to Activate Axis Bank Debit Card?
Axis Bank Debit Card Fees & Charges
Frequently Asked Questions

Features & Benefits of Axis Bank Debit Card

Some of the features and benefits of Axis Bank Debit Cards are as follows:

  • With Axis Bank Debit Cards, you can enjoy customized limits by setting cash withdrawal and shopping limits for the card.
  • You can add personal touch to your debit card, by getting it personalized via the MYDESIGN Image Debit Card.
  • Similar to credit cards you can avail benefits such as fuel surcharge waiver, movie benefits, dining benefits and insurance cover on the Axis Debit Cards as well.
  • Most Axis Debit Card also, offer welcome benefits along the card activation.
  • Axis Bank does not limit the rewards and cashback benefit to credit cards, but extends the benefit to debit cards as well.
  • Axis Bank Debit Cards offer higher cash daily withdrawal limits and purchase limit up to Rs. 6 Lakhs. (Note that this may vary across card to card)
  • Axis Bank offers debit card with nil joining fee as well, such as Power Salute Debit Card and Titanium Prime Debit Card.

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Axis Bank Debit Card Eligibility

The eligibility criteria to avail Axis Bank Debit Cards is very basic. However, you can avail the Axis debit cards, only if you hold a savings or current account with the bank. Note that, the debit card offered along the bank account is provided at the bank’s discretion. Thereby, if you wish to upgrade or change your debit card, you need to contact the bank directly.

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How does Axis Bank Debit Card Work?

Axis Bank Debit Card can be used as an ATM card for withdrawing cash from any bank’s ATM. It can also be used for making payments by swiping at a merchant’s PoS machine and for online transactions. Here is how Axis Bank Debit Card work.

Axis Bank Debit Card Offline:

Axis Bank Debit Card can be used to make payments offline, all you need to do is enter your 4-digit debit card PIN in order to complete the transaction. The bank will notify you once the payment will be received. In other words, the bank processes the request made by the merchant using your debit card and releases the required amount.

Axis Bank Debit Card Online:

In case you want to make any payment online using your Axis Bank debit card online, you will be asked to enter the 16-digit debit card number, expiry date, and 3-digit CVV number to complete the transaction. Once you enter all the details, you will receive an OTP on your registered mobile number, then enter the OTP at the merchant’s site and your transaction will be completed. Similar to offline transactions, the bank will notify regarding the transaction and the amont deducted.

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How to Apply for Axis Bank Debit Card?

When you open a savings account via Axis Bank, the bank issues a debit card to you. The transaction limits of the card are linked depending upon the balance in your account. In case you don’t have a debit card or if you have only an ATM card, you contact the relationship manager by calling on  Axis Bank Debit Card Customer Care Number  and request for a debit card. You can apply for a debit card online as well, by visiting the bank’s official website or  offline by visiting the bank branch.

Axis-Bank-Credit-Cards-Digitally

How to Activate Axis Bank Debit Card?

Once the bank issues your debit card, the first thing you need to do is to activate your debit card using the PIN. Axis Bank  Debit Card PIN generation can be done via both online and offline modes.

  • All you need to do is visit the nearest Axis Bank ATM and enter the ATM PIN
  • Once, you enter the PIN, you will be asked to change your PIN
  • Enter the new PIN to activate your debit card

Note: Use the ATM PIN mentioned on your welcome kit

The other way to activate your Axis Debit Card is online via net banking:

  • You can generate your debit card PIN at your convenience using your Internet Banking account
  • Login to the internet banking account and Select “Account” and select “Debit card” from sub-menu
  • Enter New PIN, Re-enter new PIN and card expiry date (YYMM)
  • You will receive a secure code on your mobile  that you need to enter and ‘confirm’

Axis Bank Debit Card Fees & Charges

Following are the fees and charges applicable to Axis Bank debit cards:

Type of Fee/ Charge Amount
Annual/ Renewal Fee Varies from card to card
Replacement Charges Up to Rs. 200 (varies from card to card)
Purchases Limit (Per Day) Up to Rs. 6 lakh (varies from card to card)
Daily Withdrawal Limit Up to Rs. 3 lakh (varies from card to card)
MyDesign Personalization As per choice of image*

*(apply via www.axisbank.com/mydesign)

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Frequently Asked Questions

Q.  Which debit card is best in Axis Bank?
Axis Bank offers different types of debit cards that offer varying benefits across multiple categories such as cash withdrawal, cashback/rewards, lifestyle, travel, shopping, etc. You should choose the best Axis Bank debit card amongst these, based on your spending preferences.

For instance, Axis Burgundy Debit card is a good option if you are looking for a high cash withdrawal or purchase limit on your debit card of Rs.3 Lakh and Rs. 6 Lakh respectively; Axis Rewards+ Debit Card is a good option if you’re looking for high rewards on dining and shopping on your card; Titanium Prime Plus Debit Card, on the other hand, is a good option if you are looking for cashback on purchase of movie tickets, whereas, Axis Bank Delight Debit Card is a good option to avail overall lifestyle benefits. You can check the complete list of Top Axis Bank Debit Cards to find the right card for you.

Q. Is Axis Bank debit card free?
The annual fee charged on axis bank debit cards varies from one card to another and may range from 0 to Rs. 300, in general. In some cases, axis bank debit cards can be free as well, when offered along with salary, savings, or current account. Further, there is no charge or fee for spending money using your Axis Debit Card up to the complimentary free cash withdrawals and POS transactions.

Q. Can I activate  Axis Bank Debit Card through mobile App and phone banking?
Yes, you can activate your Axis Bank Debit Card through mobile App and phone banking

1. Axis Bank Debit Card Activation using Mobile Banking App

  • You need to login to Axis Bank Mobile Banking app and click on the “Home” button and then select “Banking services” from sub menu
  • Select “Debit Card” option and select “Set/Reset PIN”
  • You need to select your Debit card and Enter 4 Digit PIN, Re-Enter 4 Digit PIN and Enter MPIN

2. Axis Bank Debit Card Activation using Phone Banking

Generating Debit Card PIN through Phone Banking is a 2-step process that involves:

  • Getting the activation passcode
  • Using the Activation Passcode to set PIN

Q. How to Block Axis Bank Debit Card?
In case your debit card or ATM card is lost or stolen, you can immediately block or hotlist Axis Bank Debit Card so that it is not misused. Following are the ways to do so:

  • SMS ‘BLOCKCARD’ and send it to 5676782 or +919717000002
  • You can use Emergency Helpline Number +91-22-67987700
  • You can use Internet Banking for the same, just select ‘Block Card’ option in the Debit Cards section
  • Login to Axis Mobile App and choose Services > Debit Cards > Block & Replace

Q. What is the eligibility for NRI Domestic Titanium Debit Card?
NRI Domestic Titanium Debit Card is crafted exclusively for NRO Accounts. You should be above 18 years of age and should be an NRI or PIO.

Q. What can a customer do if he/she forgets the PIN or the card is stuck in the ATM machine?
You can contact the Axis Bank Customer Care or visit the bank branch for further assistance regarding retrieval/issuance of a new card.

Q. What is an Axis debit card annual fee?
The annual fee charged on all Axis Bank debit cards varies from one debit card to another. Generally, the fee ranges up to Rs. 300 and might be NIL as well in some cases.

Q. Who is eligible for Axis debit card EMI?
You can avail of EMI on your Axis Bank Debit Card to make big-ticket purchases. To check eligibility, you can send an SMS with your registered mobile number to 56161600 with text, DCEMI XXXX. Here XXXX is the last four digits of your debit card number. On sending this SMS, you will receive a text with the eligible loan amount, validity, and eligible merchant stores for the EMI offer.

 

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