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Documents Required for Availing Axis Bank Personal Loan
The documents required for availing personal loans may differ from one lender to another. Loan applicants need the following Axis Bank Personal Loan documents while applying for the loan:
Officially Valid KYC documents to be collected as per RBI’s extant policy (Any one):
- Passport
- Voter’s ID
- Proof of Possession of Aadhaar Number
- Driving License with Photograph
- Job Card by NREGA signed by a state government officer
- Letter issued by National Population Register with details of Name, Address
Proof of Date of Birth (Any one):
- Passport
- Aadhaar Card with DOB
- School leaving certificate
- PAN Card
- Driving License with Photograph
- Birth Certificate
Proof of Signature:
- PAN Card
- Passport
- Banker’s verification
Proof of Income:
- Pay Slip of last 2 months
- Bank statement of last 2 months showing salary credits
- Employment proof of 1 year (Not required if the date of joining is mentioned in the payslip and work experience is more than 1 year)
For Balance Transfer/Takeover of Loan from other bank/NBFC:
- Loan Statement of Account of latest 12 months with outstanding letter and Repayment schedule
The Axis Bank Personal loan documents must be self- attested by all personal loan applicants and must be submitted along with the signed application form and latest passport size colour photographs of each applicant.
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Axis Bank Personal Loan Documents Required before Loan Disbursement:
- Duly Signed Loan Agreement
- NACH/SI mandate with signed cancelled cheque and account holder’s name as per the bank records
- Undated security PDC equivalent to the sanctioned loan amount in favour of ‘Axis Bank Ltd. Loan A/C Customer Name’
- Debit Instruction Slip and Life insurance application form (if applicable)
- For Balance Transfer/Loan Takeover – Loan Statement of Account of Latest 12 months with both outstanding letter and repayment schedule.
- End use Declaration Form for Parallel Loans
- Indemnity/Vernacular bond (if applicable)
- Affidavit for dual name or signature (if applicable)
Note: The bank may ask for additional documents based on the loan applicant’s profile.
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