Bandhan Bank Standard Chartered Credit Cards

The features and benefits associated with Bandhan Bank Standard Chartered Credit Cards are:

Fuel Surcharge Waiver – Get fuel surcharge waiver when using the card to purchase fuel.

Suggested Read: 10 Best Fuel Credit Cards in 2020

Reward Points – The Rewards are earned in the following manner:

Credit Card	Reward Points Earned per Rs. 150 spent	Bonus Reward Points*
Bandhan Bank One	1	5
Bandhan Bank Plus	3	5
Bandhan Bank Xclusive	3	10

* Bonus Reward Points are earned when spending on Dining, Movies, Super Markets and Groceries.

Joining Benefits – Users earn the following joining benefits:

Credit Card	Benefits
Bandhan Bank One	500 Reward Points
Bandhan Bank Plus	1,500 Reward Points
Bandhan Bank Xclusive	Additional Reward Points throughout the year MakeMyTrip e-voucher worth Rs. 3,000

Renewal Fee Waiver – Customers don’t have to pay annual fee if they are able to spend at least the below given amount.

Credit Card	Spend Milestone
Bandhan Bank One	Rs. 60,000
Bandhan Bank Plus	Rs. 90,000
Bandhan Bank Xclusive	Rs. 4.00 lakh

Category	Amount
Joining Fee	Bandhan Bank One – Rs. 299 Bandhan Bank Plus – Rs. 699 Bandhan Bank Xclusive – Rs. 2,999
Renewal Fee (Waived on meeting specific spend threshold)	Bandhan Bank One – Rs. 299 Bandhan Bank Plus – Rs. 699 Bandhan Bank Xclusive – Rs. 2,999
Cheque Bounce Effective	Rs. 500
Card Replacement Fee	Nil
Rewards Handling Charges	Rs. 99
Cash Advance Fee	3% of the amount/Min. Rs. 300
Foreign Transaction Mark-up Fee	3.5% of the amount
GST	18%
Over-limit Charges	2.5% of the amount/Min. Rs. 500

Eligibility Criteria

To be eligible for Bandhan Bank Standard Chartered Credit Cards customer must meet the following criteria.

• Applicant must be over 21 years but below 65 years of age
• They should have a steady source of income

Documents Required

Besides this customers must also furnish certain document to establish income, address, and identity proof. Accepted list of documents are given below.

Identity Proof	Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc. (any 1)
Residence Proof	Aadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc. (any 1)
Income Proof	Salary Slips (not more than 3 months old), Bank Statements (not more than 3 months old), ITR, Form-16, etc. (any 1)

Customers can apply for Bandhan Bank Standard Chartered Credit Cards by visiting the nearest Bandhan Bank branch. There contact any official who will guide you through the process.

User will also have to submit self-attested photocopies of PAN Card and other documents to verify their identity, income, and address. Failure of submission of these documents will result in the cancellation of credit card application.

Who can apply for Bandhan Bank Standard Chartered Credit Cards?
Indian citizens who are above the age of 21 can apply for Bandhan Bank Standard Chartered Credit Cards.

How much reward points are earned on Bandhan Bank Standard Chartered Credit Cards?
Bandhan Bank credit cards reward points are earned in the following manner.

• Bandhan Bank One credit card rewards users with 1 Reward Point per Rs. 150 spent. Spends on special categories like Dining, Movies, Super Markets and Groceries earn the user 5 Reward Points
• Bandhan Bank Plus credit card rewards users with 3 Reward Point per Rs. 150 spent. Spends on special categories like Dining, Movies, Super Markets and Groceries earn the user 5 Reward Points
• Bandhan Bank Xclusive credit card rewards users with 3 Reward Point per Rs. 150 spent. Spends on special categories like Dining, Movies, Super Markets and Groceries earn the user 10 Reward Points

What is the foreign transaction mark-up fee on Bandhan Bank Standard Chartered Credit Cards?
Foreign transaction mark-up fee on Bandhan Bank Standard Chartered Credit Cards is 3.50%.

Is there fuel offers on Bandhan Bank Standard Chartered Credit Cards?
Customers get fuel surcharge waiver through Bandhan Bank Standard Chartered Credit Cards.

I have queries about Bandhan Bank Standard Chartered Credit Cards, who do I contact?
Customers can call on the following toll-free number to resolve any queries.

1800 103 4855

Alternatively, they can also call on the tolled number, 1800 258 6466.