Please Note: Bank of Baroda is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
Credit card is a convenient and indispensable tool that almost everyone loves to carry for an emergency financial protection. With the rapidly growing demand for credit cards in the Indian market, there are plenty of card options available for customers. Bank of Baroda also offers a range of credit cards that can suit your different lifestyle. Bank of Baroda Assure Credit Card could be the best option for the customers looking for credit card with unique benefits, lots of exclusive offers and exciting rewards. Let’s learn more about the card in detail.
Earn 6.5% p.a. on your FD & Get a lifetime free Step Up Credit Card
Card limit is 90% of FD Amount
Instant Virtual Card
6.5%INTEREST ON FD
Features of Bank of Baroda Assure Credit Card
Bank of Baroda Assure Credit Card is a Visa card that is issued without any joining fee. Here are some of the exciting features of this credit card.
- It is a global card with worldwide acceptability.
- The card is issued against fixed deposit with Bank of Baroda. Income proof is not required for this guaranteed issuance.
- The Assure Card has an ATM compatibility. In case of emergency, cash withdrawal up to 100% of credit limit is allowed. However, there will be withdrawal charges levied for such transactions (2.5% on ₹ 200 in domestic ATMs and 3% on ₹ 250 in overseas ATMs).
- It is a lifetime free card depending on the usage. Bank of Baroda will waive off the annual fees of ₹ 500 for the card if ₹ 6,000 and above is spent within 60 days of card issuance or on spending ₹ 35,000 within a year.
- The card comes with zero fuel surcharge. 1% of fuel surcharge will be waived for all the transactions.
- Purchase above ₹ 2,500 can be converted into ‘easy EMIs’ (Equated Monthly Instalments) for six months or twelve months depending on the convenience.
- Reward points and loyalty points can be redeemed as per the convenience in the form of cashbacks or in other exciting choices.
- Free add-on cards can be availed for your spouse, children (above 18 years age), parents and siblings up to the maximum of three cards.
- Zero liability on any fraudulent transactions on a lost card if the loss of the card is reported immediately.
- 50 days of interest-free credit facility from the date of any purchase.
- The card comes with inbuilt accidental death insurance coverage (₹ 15 lakhs cover for air accidental death and ₹ 5 lakhs for other accidental death).
- Credit facility can be revolved by paying the minimum amount due.
- Various other exclusive offers like discounts on air tickets, shopping, travelling accommodations and dining can be availed.
Looking for Higher FD rates? Book an FD @6.5% p.a. and get a lifetime free credit card
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
Documents Required to Apply for Bank of Baroda Assure Credit Card
- PAN card copy.
- Colour photograph for the credit card application form.
- Identity proof- copy of any of the following documents – Aadhaar card/ Voter’s ID card/ Driving license/PAN card/Passport.
- Address proof- copy of any of the following documents – Aadhaar card/ Passport/latest electricity or landline telephone bill/ bank passbook of public sector bank.
- Minimum of ₹ 25,000 fixed deposit to be maintained.
Overall, Bank of Baroda Assure Credit Card can be an ideal option as it provides various unique benefits and exclusive perks at a nominal cost.