Bank of Baroda CMA One Credit Card

Rewards Program- Earn rewards in the following manner:

• 5 reward points on every Rs.100 spent on dining, online purchases and utility bill payment
• 1,000 bonus reward points on 5 transactions worth Rs.1,000 or more each every month
• 1 reward point per Rs.100 spent on any other category

*All accumulated reward points can be redeemed for cashback @ 1 reward point= Rs.0.25

Milestone Rewards- Avail milestone benefits in the following manner:

• 1,000 reward points on transacting with your card within 30 days of issuance
• 4,000 reward points every quarter, on spending more than your card’s credit limit

Travel Benefits- Get the following travel benefits:

• 12 complimentary lounge access (3 per quarter) at partner domestic lounges
• 2% reduced forex mark-up on international spends

Welcome Benefit- Free 6 months FitPass Pro membership worth Rs.15,000 as welcome gift.

Complimentary Insurance- Avail the following insurance benefits:

• Professional Indemnity Insurance Cover of Rs.5 lakh
• Air accident death cover of Rs.15 lakh
• Non-air accident death cover of Rs.5 lakh

Free Add-On Card- Up to 3 lifetime free add-on credit cards for your spouse, parents, siblings or kids (above age 18).

Easy EMI option- Convert your purchases of Rs.2,500 or more on your card into easy EMIs of 6 or 12 months.

Zero liability on lost card- Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Fees / Charges	Amount
Joining Fee	Re.1
Annual Fee	Nil
Cash Withdrawal Charges	2.5% of the withdrawn amount or Rs. 500, whichever is higher
Finance Charges	3.49% per month i.e. 41.88% per annum
Cheque Return Charges	2% of the cheque amount or Rs. 450, whichever is higher
Foreign Currency Transaction Fee	2% of the transaction amount
Unblocking Charge	Rs.300
Late Payment Charges	For Statement Balance: Less than Rs.100- Nil Rs.100 to Rs.500- Rs.100 Rs.501 to Rs.1,000- Rs.400 Rs.1,001 to Rs.10,000- Rs.600 Rs.10,001 to Rs.25,000- Rs.800 More than Rs.25,000- Rs.950
Exceeding Credit Limit Charges	2.5% of the amount over & above the sanctioned credit limit or Rs. 500, whichever is higher

Eligibility Criteria- The eligibility criteria for Bank of Baroda CMA One Credit Card is mentioned below:

• All eligible & active members of ICMAI, subject to credit policy
• Add-on cardholder should be over 18 years
• Applicant should be a Resident of India

Documents Required- The following documents are required to be submitted along with the application form:

List of Documents

PAN card photocopy Photocopy of ICMAI Membership Card Latest Salary Slip/ Latest ITR OR in case you have any other credit card, a copy of the same along with latest bill statement Current Residence Proof 1 Recent Passport-size Photograph

Bank of Baroda CMA One Credit Card is not available on Paisabazaar. 

You can apply for the card online through Bank of Baroda’s official website. Click here to visit the Bank of Baroda CMA One Credit Card application form. Alternatively, you can visit the nearest Bank of Baroda branch to apply for the same.

For any query regarding the BOB CMA Credit Card, use the dedicated helpline. Call-

1800 22 5100 (Available 24×7).

Or you can send an email to crm@bobfinancial.com

Does the add-on card have a separate credit limit?

No, the add-on card member shares the same credit limit as assigned to the primary card member.

Can I get a BOB Card in the name of my organization?

Yes, BOB Financial Solutions Limited is currently offering credit cards to both Individuals and Corporate who satisfy eligibility criteria.

How can I redeem the reward points on my Bank of Baroda CMA One Credit Card?

All your accumulated reward points can be redeemed for cashback @ 1 reward point = Rs.0.25.

Does BOB CMA Credit Card offer fuel surcharge waiver?

Yes, with this care you get 1% fuel surcharge waived for all fuel transactions between Rs.400 to Rs.5,000 (Max. waiver of Rs.250 per month).