Bank of Baroda ICSI Diamond Credit Card

Following are the features and benefits of having an ICSI Diamond Card:

Rewards

• Get 5 reward points for every Rs. 100 spent on dining, online purchase, and utility bills
• Get 999 bonus reward points on 5 transactions worth Rs. 1000 or more every month

Travel Benefits

Get 12 complimentary access (3 in every quarter) at domestic airport lounges. With the ISCI Diamond Credit Card, you also save on international spending with a 2 percent reduced forex-mark-up.

Welcome Benefit

Get a free 6-month FitPass Pro membership worth Rs. 15,000.

Milestone Rewards

Earn 1000 reward points on transacting your card within 30 days of issuance & 3,999 reward points every quarter, on spending more than the card’s limit. 

Fuel Surcharge Waiver

Get a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5,000. The maximum waiver that can be received on fuel surcharge is Rs. 250 per statement cycle.

Other Benefits of ICSI Diamond Card

Complimentary Insurance

Get professional indemnity insurance cover of Rs. 5 lakh, an air accident death cover of Rs. 15 lakh, and a non-air accident death cover of Rs. 5 lakh.

Zero liability on lost card

You can report the loss of a card and ensure zero liability on any fraudulent transactions. 

ICSI Diamond Card is best suited for you, if:

• You shop a lot (as you will earn good reward points)
• You travel often and would like to get lounge access at domestic airports
• You want to save on fuel surcharge

Type of Fees / Charges	Amount / %
Joining Fee	Nil
Annual Fee	Nil

You can apply for ICSI Diamond Card only if:

• You are an Indian resident
• You are an active member of ICSI, subject to credit policy

In case you are applying as an add-on cardholder, you should be 18 years and above. 

To apply for ICSI Diamond Card:

1. You can call the bank at 1800 22 5100 (24*7) or write to them at crm@bobfinancial.com 
2. You can visit your nearest bank branch

Who can apply for an ICSI Diamond Card?

All Indian nationals who are active members of ICSI can apply for this credit card.  However, depending upon the applicant’s income and other criteria, the approval of an ICSI Diamond Card will be based upon the bank’s discretion. 

What are the income documents required to apply for an ICSI Diamond Card?

Following documents are required to apply for this credit card:

• PAN card photocopy
• Photocopy of ICSI Membership Card
• Latest Salary Slip/ Latest ITR OR in case you have any other credit card, a copy of the same along with latest bill statement )
• Current Residence Proof
• 1 Recent Passport-size Photograph

How much GST will be applicable on my ICSI Diamond Card?

GST will be levied at the rate of 18 percent on fees and interest rates applicable to your card.

What are EMV Chip Cards?

ICSI Diamond Card is an EMV Chip-enabled card. The chip makes your transactions more secure and saves you from counterfeiting.

Can Baroda Bank Chip cards be used as a normal Swipe card?

Yes, the magnetic strip is also present on this card and hence it can be used as a normal swipe card.