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Disclaimer: Bank of India is not a Paisabazaar partner for personal loan and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Bank of India for personal loans. No offers/services from Bank of India are being provided by Paisabazaar for personal loans. For further information about Bank of India for personal loans, users are required to reach out directly to Bank of India .
The documents required for availing different types of Bank of India personal loans are as follows:
Star Personal Loan Documents
- Proof of identity (any one):
PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one):
Driver License/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Proof of Income (any one):
For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16 For Self-employed: Last 3 years ITR with CA certified Computation of Income/Profit & Loss Account/Balance Sheet/Capital Account Statement
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Star Suvidha Express Personal Loan
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Proof of Income (any one): Latest 6 Month Salary/Pay Slip and One year ITR/Form16
Star Mitra Personal Loan
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Doctor’s certificate regarding the extent of handicap and need of equipment.
- Proof of Income (any one):
- For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16
- For Self-employed: Last 3 years ITR with CA certified Computation of Income/Profit & Loss Account/Balance Sheet/Capital Account Statement
Star Personal Loan Doctor Plus
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Copy of registration with State/ Indian Medical Council
- Proof of Income (any one):
- For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16
- For Self-employed: Last 3 years ITR with CA certified Computation of Income/Profit & Loss Account/Balance Sheet/Capital Account Statement
Note: Along with the above-mentioned documents, the bank may also ask for additional documents for Bank of India Personal Loan.
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FAQs
Q1. How do I get in touch with the customer care team of Bank of India?
You can call on 1800-220-229 / 1800-103-1906 / 022-4091-9191 or you can visit the nearest branch of the bank.
Q2. How do I repay Bank of India Personal Loan?
You can repay Bank of India Personal Loan in easy EMIs through Standing instruction on BoI account, ECS mandate drawn on a bank other than BoI, Draft/Cheque deposit and NEFT/RTGS transfer from other bank.
Q3. I am a self-employed businessman. Can I get a personal loan from Bank of India?
BoI personal loans are mainly targeted at salaried individuals and pensioners, so not offered to self-employed businessmen at present. However, they may offer other lending products based upon your profile at the bank’s discretion if you contact them.
Q4. How soon will my application be processed?
Provided you have submitted all Bank of India personal loan documents required along with a completely filled out application form and everything is in order, your loan application will be processed within 5 working days of submission.