Bank of India Visa Platinum International Credit Card

Billing Cycle – The credit card’s billing cycle starts from 1^st day of the month. The statement generation date is the last day of the same month. The due date is 21^st of the succeeding month.

Acceptance – The credit card is accepted globally and it includes Nepal as well.

Interest Free Period – Avail up to 51 days of interest free period.

Cash Withdrawal – The daily cash withdrawal limit is Rs. 50,000. Cardholders can withdraw up to 50% of the credit limit.

BOI Visa Platinum International Credit Card
Good For: People who want a basic credit card Customers who want a credit card that is accepted in Nepal People who want up to 51 days of interest free period	Bad For: Customers who want to earn cashback/reward points Customers who want movie offers Customers who want variety in their rewards catalogue

Category	Amount
Finance Charges	If Min. Amount Due is Paid – 1.70% pm If Min. Amount Due isn’t Paid – 2.50% pm
Cash Advance Charges	At Branch – 2.50% / Min. Rs. 50 At BOI ATMs – 2.00% / Min. Rs. 50 At other ATMs – 2.50% / Min. Rs. 75
Balance Enquiry Charges	At BOI ATMs – Nil At other ATMs – Rs. 20
PIN Replacement Fee	Rs. 50
Usage Over Spending Limit	Rs. 10 per transaction
Replacement Charges	Rs. 200

The eligibility criteria for Bank of India Visa Platinum International credit card are:

• Indian citizens only can apply
• Applicant must be in the age bracket of 21 to 65 years old

Also, customers will have to submit PAN card / Form-60, Aadhaar card, and other documents in order to get this credit card. The documents will establish applicant’s address, identity and income. Without submitting these documents the customer cannot get a credit card.

To get the Bank of India Visa Platinum International Credit Card applicants will have to visit the nearest Bank of India branch and get in touch with a bank official. The official will guide the customer through the process. The bank will seek certain documents to verify all the details provided by you. Upon successful verification the bank will dispatch the credit card.

Can Bank of India Visa Platinum International Credit Card be used for cash withdrawal?
Yes, you may use the card to make cash withdrawals.

Is there any charge on making balance enquiry?
You will be charged Rs. 20 on making the enquiry at other bank’s ATM.

Who can apply for Bank of India Visa Platinum International Credit Card?
Indian citizens who are over the age of 21 but below 65 years may apply for this credit card. Also, customers must have a regular source of income.

Does the card support international usage?
Yes, customers can use the card anywhere in the world including Nepal.

What is the maximum amount of cash that one can withdraw using BOI Visa Platinum International credit card?
Applicants may withdraw up to Rs. 50,000 per day via an ATM. The cash withdrawal limit is up to 50% of the credit limit.