Bank of Maharashtra SBI Platinum Credit Card

Welcome Benefit – e-Gift Voucher worth Rs. 3,000 from top brands like Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.

Rewards Program – 2 reward points per Rs. 100 spent.

Lounge Program – Get the following privileges:

• 2 free Domestic Airport Lounge visits per quarter
• Free membership to the Priority Pass Program

Spend Milestone Benefit – Spend Rs. 2 lakh in a year to get e-vouchers worth Rs. 3,000.

Golf Benefit – Get access to over 300 golf courses across the world and avail 30% off on the green fee.

Fuel Surcharge Waiver – Waiver of up to Rs. 250 on fuel surcharge per month on fuel spends between Rs. 500 & Rs. 4,000.

Please Note: Bank of Maharashtra is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

The table given below shows the fees and charges related to this credit card:

Fee/Charge	Amount
Annual Fee	₹ 2,999
Renewal Fee	₹ 2,999
Finance Charges	Up to 3.35% per month
Interest-Free credit period	20-50 days, applicable only on retail purchases and only if the previous month’s outstanding balance is paid in full amount.
Minimum Amount Due	5% of the Total Outstanding Amount (Minimum ₹ 200+taxes+EMI+OVL, if any)
Cash Advance Limit	Up to 80% of the credit limit subject to a maximum of ₹ 15,000 per day.
Cash Advance Charges	Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal
Cash Advance Fee SBI or Other Domestic ATMs	Up to 2.5% of withdrawal or ₹ 300 per transaction, whichever is higher
Cash Advance fee International ATMs	Up to 3% of withdrawal or ₹ 300 per transaction, whichever is higher
Foreign Exchange Mark-up Fee	Up to 3.50%
Late Payment Charges	NIL for Total Amount due from Rs.0-Rs.500;  Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1,000;  Rs. 750 for Total Amount due greater than Rs. 1,000 & up to Rs. 10,000;  Rs. 950 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000  Rs. 1,100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000  Rs. 1,300 for Total Amount due greater than Rs. 50,000

To be eligible for Bank of Maharashtra – SBI Platinum Credit Card, you must have a good credit score (preferably 750+) and meet the below-given eligibility criteria:

Criteria	Details
Age	18-60 years
Occupation	Available to both Salaried and Self-employed
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here for the list of acceptable documents

To Apply for Bank of Maharashtra SBI Platinum Credit Card simply visit the nearest Bank of Maharashtra branch.

Alternatively, you may explore credit cards that you are eligible for from the convenience of your home.

Can I apply for this card through SBI Card website?
No, you cannot apply for the card through SBI Card’s website.

Is balance transfer available on Bank of Maharashtra – SBI Platinum Credit Card?
Yes, you may use SBI Balance transfer facility to move outstanding amount from other credit cards to this one. This will save you from having to pay high credit card interest rates.

What is the minimum salary required for Bank of Maharashtra – SBI Platinum Credit Card?
The minimum salary required will be shared at the time of application.