Bank of Maharashtra offers credit cards which are presented in harmony with State Bank of India. Credit cardholders associated with Bank of Maharashtra hold the convenience to access online & offline options for the payment of outstanding credit card bills. Moreover, candidates can even pay credit card dues using accounts managed with other banks. In addition, cardholders are offered reminders sent by the bank regarding credit card dues and deadline dates.
Online Credit Card Payment Mode with Bank of Maharashtra
In order to use online modes for credit card dues payment, Bank of Maharashtra offers several convenient options which can be accessed anytime & anywhere. Some of the prominent methods are mentioned below:
Pay Online using PAYNET
Customers possessing credit cards issued by Bank of Maharashtra can actively use PAYNET for settling credit card bills on a monthly basis.
- In order to pay bills with PAYNET, the customers need to first register themselves with PAYNET and provide the necessary details (phone number, email ID, credit card number etc.).
- Later, click to select the option ‘Net Banking’ and the particular bank account using which the payment has to be initiated.
- Once selected, the customer will be re-directed to the payment interface offered by the bank. The candidate is required to login with his/her net banking ID & password.
- The next step is to confirm the exact amount which has to be paid. Money would be debited from the selected bank account and added to the credit card account. The cardholder would be provided a Transaction Reference Number together with an email acknowledgment.
Visa Credit Card Payment
With Visa Pay for credit cards issued by Bank of Maharashtra, customers having a Visa credit card can pay their bills using the net banking service of their respective bank anytime as per their own suitability. In order to make Bank of Maharashtra credit card bill payment through this service, the cardholder needs to follow the below mentioned steps:
- Login to net banking portal of the respective bank using which the payment has to be managed.
- Select ‘Third Party Funds Transfer’ and click on ‘Visa Credit Card Pay’ option.
- Enter details of the transmitter as well as the receiver for initiating the transfer process.
The final step is to click on the ‘Confirm’ button. As the transaction gets confirmed, the concerned amount would be debited from the chosen bank account and under a time period of 3 working days would reflect in the credit card account.
Transfer using NEFT
Bank of Maharashtra credit cardholders can make use of the NEFT facility to manage secure payments towards their credit card dues. For using this service, one needs to abide the steps stated below:
- Access your net banking login and click on ‘Third Party Funds Transfer’
- Enter the beneficiary as your credit card number and provide the IFSC code, which is ‘SBIN00CARDS’
- Provide your 16-digit credit card number in the section offered for account number
- Further, in the section designated for bank name, provide SBI CREDIT CARD – NEFT
- Select ‘Payment Systems Group, State Bank GITC, CBD Belapur, Navi Mumbai’ as the bank address.
- Finally, click on the ‘Submit’ button for making the registration successful. Your payment requests would be reflected in the credit card account within 24 business hours.
Please Note: Bank of Maharashtra is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
Offline Credit Card Payment Mode with Bank of Maharashtra
Cash Payment
Customers can make Bank of Maharashtra credit card bill payment using cash deposit at any of the nearest State Bank of India branches; this is because SBI is in association with Bank of Maharashtra for issuing credit cards. Simply visit the bank branch and fill the pay- in slip available at the information desk. Reach out to the teller and submit the slip along with the amount. In return, the teller would offer you a payment receipt.
Drop Box at SBI
Payment of credit card dues using cheques is possible for Bank of Maharashtra customers. One needs to simply deposit the cheque at any of the nearest SBI Drop Box. Make sure you mention the 16 digit credit card number in the section designated for Payee name. Moreover, do mention your name and contact number at the back of the cheque.
Easy Bill Centers
Credit cardholders at Bank of Maharashtra & SBI are allowed to pay credit card bills through cash at the nearest Easy Bill Outlet. You can visit the Outlet, provide the credit card number and your contact number. Mention the amount that needs to be paid and finally make payment. A receipt will be provided that should be kept as a transaction proof.