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Bank of Maharashtra is one of the prominent public sector banks of the country. The savings account is one of the most common products of all major banks in India. A holder of such an account can avail various services and benefits that are offered by the bank. In order to open and operate an account with any bank, one needs to provide certain documents. When all the necessary documents have been submitted and all formalities relating to opening a bank account have been fulfilled, a customer can avail of different services. He is given a Bank of Maharashtra account number which would represent all his transactions with the account.
Bank of Maharashtra savings account is quite preferred in the market because of the competitive rate of interest that it offers along with the convenience of use. To apply for a Bank of Maharashtra savings account, you will need to fill up a form at the bank branch and submit a few documents after which you will be allotted a Bank of Maharashtra account number. It will be required for a lot of purposes such as fund transfer, payment, deposits, etc. You will get different Bank of Maharashtra account numbers for different services that you avail with the bank, be it a loan account or a savings account.
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Features and Benefits of Bank of Maharashtra Account Number
The bank is popular among customers for its services. Here are some of the features of the 11 digit Bank of Maharashtra account number that will help you take the services of the bank:
- The bank offers complete convenience when it comes to making a deposit. You can make cash deposits using the account number.
- As per the needs of different individuals, the bank offers different savings account options.
- A customer can access his bank account through different mediums, whether by being present himself at the bank or utilising internet banking facilities.
- The account number is required for transfers, payments, etc.
Types of Bank of Maharashtra Savings Bank Account
As per the needs of a customer, one can take up either of the following account options:
- Mahabank Savings Bank Scheme
- Mahabank Yuva Yojana
- Mahabank Lok Bachat Yojana
- Mahabank Swasthya Yojana
Depending on the account option chosen by the customer, the requirement for maintaining a minimum account balance shall vary. The bank shall be contacted for obtaining details of such balance. Currently, the Bank of Maharashtra savings account yields an interest rate of 4% on the account balance, which will depend on the balance maintained by the customer in the account. From time to time, such rates shall be subject to change, without prior intimation to the customer. Depending on the savings bank account option chosen by the customer, the bank shall apply certain charges on yearly basis.
In order to obtain Bank of Maharashtra account number, the customer can get in contact with the bank, which is a simple and hassle-free process. A customer can simply visit the nearest branch of the bank and get a consultation from the representative of the bank. Such representative will also be able to help you out with the necessary process of filling various forms. The major benefit of consulting such representative is that you can discuss your saving requirement with them, according to which they will be able to provide you with the most preferable option for a savings bank account. All individuals who hold Indian citizenship are eligible to open a bank account. Even a minor who has a legal guardian can get a savings account opened in his name.
