हिंदी में पढ़े
Customers who want to visit the bank to conduct businesses must know the general bank timings. In this article, we cover the general bank timings on weekdays and lunch timings, RBI bank timings NEFT and RTGS timings.
Bank Timings Post COVID-19 Lockdown
Amidst the nationwide lockdown in India implemented due to Coronavirus, several Public and Private sector banks had altered their operating hours, restricted the staff count and suspended non-essential services. However, in August, all the banks restored their normal operations and working hours.
Also, the services which were initially suspended have now been resumed. The banks are taking strict precautions and safety measures for the customers as well as the staff-
- Customers are required to wear a face mask throughout the time in the bank
- Multiple sanitizers are equipped in the banks. Customers are requested to sanitize their hands properly before entering and leaving the bank
- Security staff is trained to perform temperature checks on all the customers
- Customers are requested to keep a safe distance of at least 1 meter from each other
Advisory: Customers are requested to not visit the bank unless it is absolutely necessary. They should use Net-banking and Mobile Banking platforms furnished by their respective banks for most of the banking services.
Check Free Credit Report with monthly updates. Check Now
Bank Timings in India
Banks usually open around 9:30 AM and close at 5:30 PM. However, there are some banks that are open 12 hours a day i.e., from 8:00 AM to 8:00 PM. There are some banks that are open to customers for only six hours from 10:00 AM to 4:00 PM. Hence, it is recommended that one should find out the bank’s workings hours before visiting the branch.
Do note that banks may have different operating hours on weekends.
Major Bank Timings
Bank timings of major Indian banks are as follows:
| Bank |
Weekdays* (Monday to Friday) |
| State Bank of India Bank | 9.00 AM to 3.30 PM |
| HDFC Bank | 9:30 AM – 3:30 PM |
| ICICI Bank | 10:00 AM – 2:00 PM |
| RBL Bank | 10:00 AM – 5:00 PM |
| Bank of Baroda | 10:00 AM – 4:00 PM |
| IDBI Bank | 10:00 AM – 4:00 PM |
| YES Bank | 9:30 AM – 4:30 PM |
| Punjab National Bank | 10:00 AM – 4:00 PM |
| Allahabad Bank | 10:00 AM – 4:00 PM |
| HSBC Bank | 10:00 AM – 4:00 PM |
Note: The bank remains closed on the 2nd and 4th Saturday of every month.
* Do note that these bank timings vary from branch to branch.
One can conduct financial, as well as, non-financial business with the bank during the bank’s working hours. All the services that the bank offers can be availed during these hours.
Get Free Credit Score with monthly updates. Check Now
Bank Lunch Timings
Banks do not close down for business during lunch hours. Customers can visit the bank at any time during the bank’s working hours to conduct businesses. Bank employees take their lunch break in batches so that the business is not affected. They usually take lunch between 1:00 PM and 3:00 PM.
RBI Bank Timings
Reserve Bank of India operates on the weekdays only. RBI bank timings are as follows:
| Working Hours | 9:30 AM to 5:15 PM |
| Banking Hours | 10:00 Am to 2:30 PM |
People can visit Reserve Bank of India to conduct business during the banking hours only. The bank conducts internal work in the remaining working hours.
Check Free Credit Report with monthly updates. Check Now
Bank NEFT Timings
NEFT working hours are determined by the Reserve Bank of India. From 16 December 2019, NEFT has been made a 24×7 available service for the customers. The system will be available on all days of the year, including holidays. This includes 48 half-hourly settlement batches starting from-
00:30 hours to 00:00 hours
NEFT is a nationwide payment system facilitating one to one funds transfer. Individuals can transfer funds from one account to another account in any bank that is participating in this scheme.
Bank RTGS Timings
Under Real Time Gross Settlement, RTGS, funds are transferred in real time. This means that the funds are transferred as soon as the instructions are received. RBI has made the transfer of funds through the Real-Time Gross Settlement (RTGS) system available to the customers 24×7 on all days of the week.
Bank Timings of Different Banks
Below-mentioned is a list of bank timings of different banks.
FAQs
Q. Is there a special time for banking on Saturdays?
Ans. All banks are closed on 2nd and 4th Saturdays and Sundays in India.
Q. What is the official bank timing for lunch in bank branches?
Ans. There is no specific time for lunch in most of the bank branches. To keep on serving their customers coming to the branch, most employees of banks go for lunch on a staggered basis.
Q. What all services are available on banking holidays?
Ans. Services available on banking holidays are:
- Immediate payment services (IMPS)
- Unified payment interface (UPI)
- Access to mobile and internet banking
- ATM services
- Cheque drop boxes at ATMs
Q. Do banks open on second and fourth Saturdays for half day?
Ans. No, banks are closed on 2nd and 4th Saturdays and Sundays.
Q. Do bank timings vary from branch to branch?
Ans. Yes, bank timings may vary from branch to branch.