City Union Bank (CUB) provides various financial and banking services and facilities such as deposit accounts, loans, investments, cards and digital banking facilities as well. City Union Bank or CUB launched its mobile banking applications to provide account holders with access to banking facilities on-the-go. Following are some of the services offered by CUB mobile banking apps and the different mobile banking apps offered by the bank.
- Services offered by City Union Bank Mobile Banking
- Types of CUB Mobile Banking Apps
- How to Register for CUB Mobile Banking App?
- City Union Bank Mobile Banking Features
- How to Use CUB Mobile Banking App?
- CUB Mobile Banking Advantages
- City Union Bank WhatsApp Banking
- FAQs
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What are the services offered by City Union Bank Mobile Banking Apps?
| Services offered by City Union Bank Mobile Banking Apps | |||
| Balance Enquiry | Mini Statement | Funds Transfer | Generate MMID and OTP |
| Bill Payment | Mobile Recharge | Temple Donations | Fees Payment |
| Stop the Payment of cheques | Cheque status | Hotlist Debit card | ATM/Branch locator |
| Request for Cheque book | mPIN Change | Feedback and Complaints | Refer Friend |
What are different types of CUB Mobile Banking Apps?
| CUB Mobile Banking Apps | Features |
| CUB Mobile Banking Plus |
|
| CUB Easy |
|
| CUB BharatQR Merchant App |
|
| BHIM CUB UPI |
|
CUB- Mobile Banking Plus
The CUB Mobile Banking Plus allows the user to carry out banking services at their fingertips. With all the basic features of banking, the app allows easy access to financial management and transactions.
| CUB Mobile Banking Plus | Features |
| Scan and Pay | Scan Bharat QR codes at merchant locations and make instant payments without the need for any debit or credit card |
| Bills and Payment | Make multiple payments like mobile recharge, DTH recharge, and view and delete bills as per the requirement instantly |
| Card Management | Manage your cards from anywhere at any time. Block and reset card PIN of both debit and credit cards instantly and securely |
| Online Deposit | Make online deposits for account opening, partial withdrawal, loan closure and others safely and instantly |
CUB Easy
City Union Bank Easy mobile banking app makes account opening for new customers as easy as taking a selfie. People who wish to open a new account at City Union Bank can do so themselves from anywhere in 3 easy steps.
| CUB Easy | Features |
| Account Opening | People can now open City Union Bank savings account themselves easily and quickly |
| OTP Verification | Users get one- time password (OTP) for secure verification of account details and Aadhaar card number |
| Inquiry | Access account details and account balance anytime from anywhere instantly |
CUB Bharat QR Merchant App
The app is made for the merchants. This City Union Bank mobile banking app allows merchants and others to make transactions quick, easy, and secure to allow smooth transaction exchange and financing.
| CUB Bharat QR Merchant App | Features |
| QR Code Generation | The app allows the user to generate their dynamic or static QR codes to ensure security and protection |
| User-specific Details | The user must log in to the app using their merchant ID and PIN. Without valid credentials, the app will deny access. This is to preserve the privacy of sensitive information |
| Inquiry | Merchants can have access to transaction information in real-time and can also receive balance information any time they want |
| Payment Options | The app provides hassle-free and quick payment facilities to customers and lets the user receive payments by displaying static or dynamic QR code |
BHIM CUB UPI
BHIM CUB UPI App is the ultimate e-wallet for people and business people alike. Payments and transactions are made much faster and securely than ever before using this app.
| CUB Bharat QR Merchant App | Features |
| Money Transfer | Transfer money to your bank accounts or the different accounts of your contacts using UPI or Unified Payment Interface |
| Payment of Bills | Acquire bills from billers and pay them instantly or manage them accordingly |
| Mobile Recharge | Recharge mobile for the prepaid or postpaid plans for yourself and others |
| Bharat QR | Scan Bharat QR code and make payments in UPI in a safe and secure medium to merchants and for other transactions |
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How to Register for City Union Bank Mobile Banking?
Those who have an account with City Union Bank can register for the mobile banking facilities in four simple and easy steps:
- Download the City Union Bank mobile banking app from the Google Play Store or Apple App Store
- After the installation has been done, the app verifies the mobile number, which is linked to customer’s bank account
- Select the region and other settings for the app
- Add the required details and link the bank account to the mobile app
After one has completed the above steps, re-launch the application and use it to manage and make financial and non-financial transactions.
What are the CUB Mobile Banking Features?
- Account Summary: Check City Union Bank account summary, account balance, mini statement to stay updated of the account balance and transactions occurring in the account
- Free Fund Transfer: Make unlimited numbers of fund transfers to different accounts and bank. No extra transfer charge is applied
- Transaction History: See transaction history and past purchases at any time. Users can also download and make a copy of the transaction history, which can be used for other purposes
- Recharge Facilities: Do mobile recharges or make DTH payments. Pay bills like water, gas, and electricity via mobile banking apps
How to Use City Union Bank Mobile Banking Apps?
Using CUB mobile banking apps is a fairly simple process. To use the apps, here are the steps that you will need to follow.
- After downloading the app, launch the app on the phone and enter the name and credentials as per the instructions
- Enter the bank account detail and link the bank account to the app to carry out bank transactions from the phone
- To check the available balance, select the account that one wishes to see and click on the check balance option
- To transfer amounts, select the ‘pay’ or ‘transfer’ tab and enter the account to which one wishes to transfer. One might also be asked to scan a QR code of the recipient. Finally, enter the amount and click ‘Ok’ or ‘Send’
- To check details about loans and other accounts, select the ‘Accounts and Deposits’ options
Keep in mind that the usage and application of the apps may vary from app to app. Each app is specifically catered to perform certain tasks and can have different formats and terms of use.
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What are the Advantages of CUB Mobile Banking?
Mobile banking has come a long way and has made banking transactions much easier.
- People and account holders no longer have to travel to the bank branch physically to carry out simple banking transactions
- People can access their account from anywhere and at any time of the day. No longer are the people constrained by bank hours
- There is no extra charge for bank services like opening a bank account or taking a loan
- Mobile banking allows safer payment options as it removes the need for carrying a credit or debit card all the time. It also removes the risk of losing the cards
City Union Bank WhatsApp Banking
City Union WhatsApp Banking allows its users to access banking services via WhatsApp from their registered mobile number. City Union Bank savings account holders have to save +91 44 71225000 in their contacts and they can begin chatting with City Union Bank’s digital assistant Lakshmi.
Below mentioned are the features provided by City Union WhatsApp Banking
- Balance enquiry
- Avail mini statement
- Link to open your account online
- You can block your debit card
- Form 15G/H update
- View interest rates
- Receive exciting offers
- Locate nearest branches and ATMs
Please note that fund transfer service is not active through WhatsApp Banking in City Union Bank so far.
Frequently Asked Questions (FAQs)
Q. How to register for City Union Bank Mobile Banking?
A. To register for CUB mobile banking, account holders are required to download the CUB Mobile Banking Plus app. After successful download and installation, account holder will be required to verify himself / herself using the registered mobile number. After successful verification, account holder should select the region (location) and provide all the necessary details to register and use CUB mobile banking app. For any further assistance, account holders can call +91 44 71225000 / +91 7299075077 / +91 7299075078.
Q. What is BHIM CUB UPI?
A. The CUB Bharat QR Merchant App is the ultimate e-wallet app using which payments and transactions are made much faster and in a more secure way than ever before.
Q. How to open CUB Easy selfie account using CUB Easy app?
A. Users can now open “CUB Easy a Selfie” account using their mobile phone. Download CUB Easy app from the Google Play Store or Apple App Store and follow the steps mentioned below:
- Customer will be required to provide mobile number and email for registration
- Enter Aadhaar Card Number and fill the necessary details including PAN Card number
- Submit the same to create an account with CUB
- Customer has to generate the Mobile Banking PIN and download and install the CUB Mobile app to operate the account
Q. What are the charges for using City Union Bank Mobile Banking?
A. City Union Bank mobile banking is free to all customers.
Q. Is it safe to use City Union Bank mobile banking apps?
A. Yes. All the apps are quite safe as they are PIN-based which only you have access to.