DCB Bank provides RTGS facility to all its account holders online and offline. DCB customers can avail RTGS service by filling DCB Bank RTGS Form.
How to fill DCB Bank RTGS Form?
DCB Bank customers can avail RTGS service by the following ways:
1. Online using mobile banking and internet banking services
To avail DCB Bank RTGS facility, customers are required to fill in the following details in order to carry out a transaction online:
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- Name, account number and IFSC code of the beneficiary
- IFSC code is a unique eleven-digit number used during fund transfer in RTGS
- For online transfer of funds, select RTGS as fund transfer type and proceed
Note: Both Originating and destination bank branch should be a part of RTGS service
2. Offline by visiting RTGS enabled DCB Bank branches
Customers can even avail RTGS Service by going to the nearby bank and filling the DCB Bank RTGS Form. Following are the details required for offline RTGS service:
- Name, account number and IFSC code of the beneficiary
- Name and account number of the remitter
How to download DCB Bank RTGS Form?
DCB customers can use RTGS service online by downloading DCB RTGS Form here.
DCB Bank RTGS Limit
RTGS service is meant mostly for large value transactions hence there is no maximum limit to it.
The global limit for Business Internet Banking is Rs. 1 crore which includes all kinds of fund transfers – within DCB accounts or accounts held with other banks through RTGS service.
A cooling period of 48 hours is applicable during which funds cannot be transferred to a newly added beneficiary in case of RTGS transfer.
DCB Bank also provides the service of easy fund transfer through RTGS online by installing DCB Bank Mobile Banking Application. Both Android and iOS users can enjoy this service for free. Account-holders can avail several services using the DCB Bank mobile application like balance enquiry, mini statement, fund transfer and much more.
Benefits of DCB Bank RTGS service
- RTGS system facilitates predictability of cash flows as customers know when their accounts will be debited or credited
- Secure mode of fund transfer
- RTGS system involves real time payment settlement transaction
DCB Bank RTGS Timings
According to the Reserve Bank of India (RBI), the RTGS service window for customer transactions is accessible from Monday to Sunday i.e. 24×7 for 365 days, for settlement at the RBI end.