As per NPCI, HDFC customers can now use their HDFC RuPay credit card on UPI. HDFC Bank is the first private sector bank to enable this service on UPI making hassle-free payments through this credit card. The card can now be directly linked to UPI and the customers can carry payments and transactions through their HDFC RuPay credit card using any UPI app.
With the advent of this service, it will now be even more flexible for customers to make digital payments.
Also Read: Unified Payments Interface (UPI)
How to link HDFC RuPay Credit Card on UPI App
Below-mentioned steps explain how to link your HDFC RuPay Credit Card with UPI:
Step 1: Download BHIM UPI app from the app store
Step 2: Enter your passcode and select your bank account
Step 3: Add your bank account and select credit card option
Step 4: Select your credit card issuer bank and select your credit card
Step 5: Confirm and click on to view the accounts from the available options
Step 6: Set the UPI PIN and now you may start doing transactions
How to make Payments with RuPay Credit Card on UPI
Check the below-mentioned process to make payments with RuPay Credit Card on UPI:
Step 1: Scan merchant UPI or code
Step 2: Enter the amount that needs to be paid and select the credit card account
Step 3: Select your RuPay credit card account and then enter the UPI PIN
Step 4: Your transaction is completed
Click here to check the list of HDFC Credit Cards you can link to UPI.
It is to be noted that there are other banks also who are available on this feature namely: Indian Bank, Punjab National Bank, and Union Bank.
Earlier, NPCI allowed carrying out transactions through UPI by using only savings accounts or current accounts. This added feature can help people having RuPay credit cards carry out transactions even when there is no amount available in their savings account.
