हिंदी में पढ़े
Banking is now made easy and quick with mobile banking services. Now, money can be instantly transferred using your mobile via Internet Banking feature. Banks issue a unique number code called MMID to ensure all these mobile transactions are safe.
In State Bank of India, Mobile Money Identifier (MMID) is a 7-digit unique number issued by the bank for its customer on the primary account registered. MMID is required for doing immediate payment service (IMPS) which is an instant electronic transfer of funds through mobile phones. MMID is issued with the purpose of providing safety for mobile transactions and to mitigate the risk of wrong credit.
Check Your Free Credit Report with Monthly Updates Check Now
As soon as you register for SBI mobile banking services, MMID will be issued. Here are few benefits of MMID number for money transfer via IMPS in State Bank of India:
- Real-time transfer of money at a click using your mobile phone.
- Saves time and makes the money transfer service more flexible. No hassle of adding the beneficiary before executing any
- It reduces the risk of wrong payments when the details are wrongly entered by remitter.
- You can just share your MMID and mobile number with remitter to receive payment
How to get MMID Number?
Get MMID through State Bank of India Home Branch
At the time of opening the account at the State Bank of India’s branch, you can opt for mobile banking services registration. For registered SBI account holders, bank will issue 7-digit MMID number for the primary account.
If you hold multiple accounts at SBI, you can apply for separate MMID number for each account. You can do so by vising the SBI home branch (branch you hold your bank account) and fill up the application form for mobile banking activation.
Get MMID through SMS
Send an SMS by typing ‘MMID SBI’ to 9223440000 from your registered mobile number.
Get MMID through State Bank of India ATM
If you have not activated your mobile banking services, you can get MMID number through ATM also. Here are the simple steps to be followed.
- Swipe your debit card/ATM card
- Click on mobile registration option
- Enter your ATM PIN
- Choose ‘SMS/Secure Code/IMPS’ option on the screen
- Enter your mobile number
- Click on confirm
Your Credit Score is Now Absolutely Free Get Report
Get MMID through State Bank of India customer care
- Call State Bank of India customer care on the toll-free number 1800 425 3800
- Follow the instruction and choose mobile banking option to proceed
- Pick the required option and get connected to a customer service representative
- Provide your mobile number to the concerned representative
- Validate the details asked by the customer care representative
- Once you validate the details, MMID will be sent to your mobile number via SMS
Get MMID through State Bank of India Freedom App
- Download ‘State Bank freedom’ app
- Once you open the app, click on ‘IMPS-Immediate Payment Services’
- Click on ‘Generate MMID’ option
Retrieval of MMID Number
In case you have forgotten your MMID, here is how you can retrieve it.
a) Retrieve MMID through SMS
Send SMS to 9223440000 typing ‘MMID SBI account number’ to retrieve the MMID for your particular account.
Send SMS to 9223440000 typing ‘MMID SBI’ to retrieve MMID number for all your SBI accounts.
b) Retrieve MMID through Customer Care
- Call state bank of India customer care on toll-free number 1800 425 3800
- Choose the mobile banking services option
- Pick the required option and get connected to the customer service representative
- Provide your mobile number to the concerned representative
- Validate the details asked by a customer care representative
- Once the validation is successful, MMID will be sent to your mobile via SMS
c) Retrieve MMID through State Bank of India Freedom App
- Download ‘State Bank freedom’ app
- Once you open the app, click on ‘IMPS-Immediate Payment Services’
- Click on ‘Retrieve MMID’ option
You can also retrieve MMID number for your State Bank of India account by placing an application at home branch.
Check Free Credit Report with Complete Analysis of Credit Score Check Now
Generation of MMID for Changed Mobile Number
In case you wish to change the mobile number, you need to first deregister/cancel your MMID number and then get it registered fresh again with the new mobile number.
Process of cancellation/deregistration is as below:
- Send an SMS to 9223440000 typing ‘MMIDCANCEL SBI’ (to deregister it for all accounts with SBI)
- Send an SMS to 9223440000 typing ‘MMIDCANCEL SBI account number (to deregister MMID for mentioned account number only)
- Alternatively, you can cancel it by choosing ‘cancel MMID’ option in your State Bank FreedoM You can also call up SBI’s customer care service on their toll-free number and ask for the cancellation of MMID.
Once you successfully deregister, follow the registration process again to get the MMID for the new mobile number.
Transfer Funds using Interbank Mobile Payment Service
Below steps can be followed to transfer funds using your MMID number for State Bank of India account number via State Bank FreedoM application:
- Open ‘State Bank FreedoM’ app
- Click on ‘IMPS ‘option
- Click on ‘IMPS fund transfer to mobile number’ option
- Select your SBI account number from where the money needs to be debited
- Enter payee mobile number
- Select the bank name of the payee
- Enter MMID number of payee
- Mention the amount to be remitted along with remarks
- Submit the transaction
- Recheck everything once and confirm
Immediate Payment Service (IMPS) using Mobile Money Identification Number (MMID) is an option available to State Bank of India customers to remit money anytime anywhere. This service is available round the clock for all days in a year, including on bank holidays. It’s a convenient and easy way of money transfer with safety and flexibility. Process of getting MMID number is also quite simple, which can be done using various channels like a bank branch, ATM, freedom app, SMS and customer care. To simply put, MMID makes mobile banking services more safe and reliable.