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HSBC India offers a range of financial services and products that include wealth management and retail, commercial and global private banking services. With its worldwide presence, HSBC focuses more on a digital platform to serve the customers on a real-time basis. HSBC offers you an array of digital products to cater to your every banking and financial need. For better access and service for its customers, HSBC’s account can be opened and operated online.
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Format of HSBC Account Number
When you open an account, you will be issued HSBC account number consisting of 12 digits. The account number is uniquely structured to represent the branch and the type of product that you hold with the bank. Earlier, HSBC used to issue only 9-digit account number. From 2015, it has started to issue account numbers with 12 digits which include the branch details as well. Let’s say your HSBC account number is 002-0805412-003. Therefore, the structure of the account number follows like 3+3+1+5=12 format that can be classified as:
- First 3 digits are branch code of HSBC bank where the account is held.
- Next 3 digits are product code or scheme code which denotes the type of account that is held with the bank.
- 0 is added to the account number in between to make it 12 digits
- 5 digits out of 12 are the actual account number allotted by the bank.
As online banking is the latest trend, it’s important to know all the crucial details needed for digital transactions. Account number and IFSC code are more important for any payments to receive on digital mode.
IFSC Code for HSBC Account Number
IFSC (Indian Financial System Code) is an 11 character unique code that is assigned by Reserve Bank of India to every bank branch. IFSC is mandatory for all the electronic transactions or payment systems such as NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement) and IMPS (Immediate Payment Services). For example, IFSC code for HSBC bank Delhi branch is HSBC0110002. In this, the first 4 digits ‘HSBC’ represents the bank, the first digit is zero and last 6 digits ‘110002’ represents the branch. IFSC code details are easy to find as it’s available in the bank website, Reserve Bank of India portal and also can be found on cheque leaves.
HSBC has evolved as a new generation bank with its large focus on digital banking. To meet the expectations of changing customer preferences, HSBC is contributing to the enhancement of innovative technologies. Account numbers and the services of the bank are designed with a futuristic perspective to provide its customers with a safe and secure digital banking experience.
