An Indian Bank statement is a document that shows all the transactions happening in an account during a particular period of time. A customer can choose the time period according to his/her wish and can avail Indian Bank account statement by visiting the branch or online.
What is the format of the Indian Bank Statement?
Indian Bank statement usually contains three parts:
Account holder details | Account details | Transaction history |
At the top of the bank statement, there is a section containing the details of the account holder. These details include:
- Name
- Registered mobile number
- Residential address
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Followed by account holder details, there is a section containing the account summary which includes:
- Indian Bank Account number
- Account type
- Total balance, etc.
The last section holds the transaction details recorded (both debit and credit) with date, amount, and the description of the payee or payer.
How to get Indian Bank Statement?
There are 2 ways to get bank statement of Indian Bank:
Online mode |
The Indian Bank statement can be accessed through digital banking platforms without visiting the bank branch.Offline mode
The Indian Bank statement can be accessed only by visiting the bank branch. How to get Indian Bank Statement Online?
There are three possible ways by which one can avail an Indian Bank Statement Online:
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Indian Bank net banking is a platform, which provides its customers with access to all the banking services. Indian Bank account holders can use their Indian Bank Netbanking credentials to log in to the net banking portal and get their account statement. Here are the steps to do so:
Step 1: After login to the net banking portal, navigate to “My Accounts”.
Step 2: Choose “Statement of Accounts”.
Step 3: Select the transaction date range, format type, download type, account number and click on “Download”.
Step 4: One can choose to download Indian Bank account statement PDF as well.
Customers can avail all the banking facilities that Indian Bank has to offer from the comfort of their home by downloading Indian Bank Mobile banking app on their smartphone. The account holders will be required to login to the Indian Bank Mobile Banking app and avail bank statement under the “Account Summary” section.
Indian Bank E-Statement
Apart from the net banking and mobile banking platforms users can opt for the e-statement as well. To avail Indian Bank e-Statement, account holder needs to ensure that his/her email ID is registered with the bank.
Account holders will get e-Statement every month to the email address stating all the transactions of that specific month. Indian Bank does not charge any fee for the e-Statement.
How to get Indian Bank Statement Offline?
One can visit any Indian branch and ask for an account statement of the desired time period. A customer needs to choose the statement period according to his/her requirement and collect the same from the bank branch.
In cases like filing a tax return, the customer needs to get the certified bank statement, which acts as a proof of financial standing. Thus, an account holder needs to visit the nearby Indian bank branch to avail a certified bank statement.
Therefore, under such situations, it becomes essential for the account holders to visit the bank branch and get bank statement offline.
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What are the benefits of the Indian Bank Account Statement?
Account statements keep a track of all incoming and outgoing payments, hence keeps an account holder aware of all the activities happening in his/her account. A customer can control his/her spending habits by keeping a check on his/her account statement.
Opting to receive statements via email benefits a customer in a number of ways. Some of the benefits are as under:
- Free of cost, hence economical
- Can be accessed from the comfort of office or home
- Environmental friendly and contributes towards saving trees
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About the Indian Bank
Indian Bank is a medium public sized bank founded by an eminent freedom fighter Dr.PattabhiSitarmayya in the year 1923. It has a network of over 2735 branches and currently, the bank is operating all over India.