KVB Mobile Banking

Account holders can also avail all the services mentioned above using KVB Net banking.

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For KVB Mobile Banking registration, KVB account holder will be required to follow the below-mentioned steps:

Step 1: Download KVB Dlite – the official KVB Mobile Banking app from Google Play Store or Apple App Store.

Step 2: Click on the option “Register for Mobile Banking”.

Step 3: On the next screen, enter the username / customer ID or registered mobile number.

Step 4: After providing the essential details, account holder will receive an OTP on the registered mobile number, which is required to validate the account.

Step 5: Next, authenticate the account with the credentials for debit card / internet banking.

Step 6: After authentication, set a 6-digit login PIN and a 4-digit mPIN.

Step 7: Once the mPIN is set successfully, the account holder can start using the KVB mobile banking app.

• After one has downloaded, installed, and validated the credentials, log in to the app to use the various banking features
• Use various banking services provided by the bank like KVB Balance Enquiry which can be done by clicking on the ‘Check Balance’ button
• To transfer funds, click on ‘Fund Transfer’
• To make utility bills or credit card bills payment, click on ‘Bill Payment’
• To recharge a pre-paid number, post-paid mobile number, DTH, then click on ‘Recharge’
• To check details related to the savings accounts, loans, and deposit accounts, click on ‘Accounts & Deposits’
• To invest in stocks, buy sovereign gold bonds or to seek information regarding general insurance, click on ‘Invest & Insure’
• To make transactions via UPI, click on ‘BHIM UPI’
• To upgrade the debit card and the Aadhar card, click on ‘Services’
• To open a PPF account online, click on ‘Online PPF’

Using KVB DLite, customers can avail various banking services on their mobile phones:

• Unstructured Supplementary Service Data (USSD) – The customers can use various services based on USSD protocols
• TNEB Bill payment – Customers in Tamil Nadu can pay their electricity bills
• Mobile Alerts – The customers can receive information regarding their transactions, status of their cheques, and enquiry of the account balance in the form of alerts or enquiry
• Quick Funds Transfer – Customers can transfer funds online without having to add a beneficiary
• FASTag – Customers can pay toll at toll plazas with TAG lanes without having to stop at the toll booths

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Karur Vysya Bank mobile banking is advantageous to its customers in many ways:

• One can perform various banking operations in one app
• Customers can transfer funds through Quickpay without having to add a beneficiary
• Customers with FASTags can pay the toll at toll plazas without having to stop the vehicle, by simply scanning the TAG at the TAG lanes

Q. What is the meaning of a “Template” and what are its benefits?

A. In case a user makes repeated payments to the same set of beneficiaries, then one can create a template for each of the beneficiary of the same set. The next time user won’t have to enter the details repeatedly for the beneficiaries in the template. One can simply use the template to perform the transactions.

Q. What is the meaning of ‘Draft’?

A. While entering the credentials for making a fund transfer, the customer can save all the details in the form of a ‘draft’, which can later be fetched to complete the transactions.

Q. How many times one can use the ‘Draft’?

A. It is important to remember that the draft can only be used once.

Q. How can a user recharge his/her phone using KVB DLite?

A. To recharge a prepaid number, postpaid mobile number a user needs to click on ‘Recharge’ option.