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State Bank of India, the largest lender in India, provides savings accounts and current accounts to its customers apart from personal loans, home loans, business loans, and other financial products. Every accountholder gets a specific SBI account number which is unique and is used for performing most of the finaancial and non-financial transactions. Let us know more about the State Bank of India account number issued to account holders, how is the account number assigned, and other details.
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Core Banking SBI Account Number
With the digital transformation and core banking system, SBI has made it all easy for its large base of customers to transact easily. With the introduction of the core banking system (anytime anywhere banking) way back in 2004, the State Bank of India has moved from its conventional account number to a longer 11-digit SBI account number. For some of the transactions, it may run up to 17 digits (with 6 zeros prefixed to your account number). Longer numbers are issued in favor of centralized banking solutions.
Structure of SBI Account Number
There is no standard account number structure followed across the industry. State Bank of India’s account number starts with the following series – 1, 2, 3, 5, 6, 56, 66, 53, 63, 57 or 67.
Earlier, the State Bank of Saurashtra customer’s accounts number starts with 56 or 66. 53 or 63 are the series for State Bank of Indore. 5 or 6 series is used for State Bank of Hyderabad. 57 or 67 are the series used for the State Bank of Travancore. However, all these subsidiary units are now the State Bank of India.
Post the mega-merger, State Bank of India has efficiently retained the old account numbers that were issued by all the associate banks merged with it. Here are the ways/sources to know your 11-digit SBI account number:
- Passbook & Chequebook
- Internet banking and mobile banking app YONO
- Bank Statement
- Customer care or Toll-free numbers
- Visiting Bank branch
Be it a cheque clearing or electronic mode, IFSC code and MICR code are the two main important requirements to receive money in your account by providing your SBI account number.
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How to Check SBI Account Number
SBI account number can be checked by following various methods as mentioned below:
- Mobile Banking: SBI mobile banking customers can login to their mobile app and see all account numbers at one place
- Passbook: SBI savings account can be seen on the passbook provided at the time of account opening
- Netbanking: SBI accountholders can login to their netbanking account and check all their account numbers allocated on the web portal
- Cheque: SBI account number and every cheque leaf are also mentioned on the chequebook
- Toll-free Number: SBI account number can be checked by dialing the bank’s toll-free number and connecting with the customer care representative
IFSC code for State Bank Accounts
IFSC (Indian Financial System Code) is an 11-digit alpha-numeric code. It’s a mandatory code for any electronic payment transactions as it’s designed to identify the bank and branch uniquely. The first four alphabetical digits represent the bank, 5th digit is zero and the last 6 numerical digits represent the branch in specific. For example, if the IFSC code is SBIN0013283, it belongs to SBI, Gandhinagar, Bangalore branch. SBIN is the bank code, and 013283 is the branch code of the Gandhinagar, Bangalore branch.
With the merger of associate banks with the State Bank of India, many changes were made on a large scale post-integration of data. Many branches of merged subsidiary banks got new IFSC codes. For example, the State Bank of Hyderabad, IFB Bangalore branch, which had IFSC code SBHY0000743, is now changed to SBIN0020743.
MICR Code for State Bank Accounts
MICR (Magnetic Ink Character Recognition) code is a 9-digit numerical code printed on the bottom of your bank cheque leaf. Basically, it’s used for effective and safe payments across the industry. Every bank branch is allotted a unique MICR code so that it becomes easy to identify and speed up the payment process. The first 3 digits of the MICR code represent the city, the next 3 digits represent the bank and the last 3 digits represent the particular branch where the account is held.
For example, MICR code of SBI bank M G Road branch Bangalore is 560002033
- 560 – City code for Bangalore
- 002 – Bank code for State Bank of India
- 033 – Branch code for M G Road Bangalore branch of SBI
Post the merger of its associate banks with SBI, MICR codes for those merged bank branches have changed. MICR code can be taken from your cheque leaf. For example, old MICR code of State Bank of Mysore, Andheri East, Mumbai branch was 400006009 which is now changed to 400002472.
As we are moving towards a digital era, most of the banking transactions are carried via digital mode. Account number, IFSC code and MICR code are the crucial information needed for any successful electronic transactions. Even after the mega-merger, the organisation has not made any change in the SBI account number and the net banking login of all the customer base. With the range of digital offerings and futuristic banking products, State Bank of India is riding the digital wave and embracing the digital business model.
FAQs on SBI Account Number
Q. How to know the SBI account number?
Ans. You can check your SBI account number through the bank’s netbanking and mobile banking services, as well as from the SBI chequebook/passbook. You can also check your SBI account number details by visiting an ATM card or by dialing the bank’s toll-free number 1800-11-2211.
Q. What should I do if my SBI account number is not recognized?
Ans. If your SBI account number is not recognized, you need to immediately contact the bank’s customer care team or visit the nearest bank branch.
Q. Can I change my SBI account number?
Ans. No, you can not change your SBI account number. However, you can change your registered mobile number by filling out the form at the nearest bank branch.
Q. What are the different UPI apps from which I can link my SBI account number for digital payments?
Ans. You can link your SBI account number with various digital payment apps, such as the YONO app, SBI UPI app, BHIM SBI pay, Google Pay, etc.
Q. Can I open multiple accounts with SBI with the same mobile number?
Ans. Yes, you can open multiple accounts with the same mobile number. A maximum of four accounts can have the same number and need not be the same person’s accounts.