Net banking facility has changed the way we perform banking transactions. Most of the transactions can be performed at any place and at any time. You can carry out fund transfer, pay utility bills and recharge your mobile on the go. SBI Net banking is considered one of the most user-friendly and secured banking facilities for users. Here we will go through details about net banking in SBI for your maximum advantage. At the same time, you can take advantage of SBI’s recommendations for the security of your bank account.
How to Avail SBI Net Banking Facilities
Availing SBI Net banking is easy, You can follow below simple steps for your convenience.
- If you do not have an SBI bank account, visit any SBI branch and open your bank account with SBI.
- Once you have a bank account, you can register yourself for Net banking facility at SBI branch.
- You need to provide your mobile number at SBI branch which will be treated as “Registered Mobile Number” for your net banking transactions.
- After successful registration of net banking facility at SBI branch, you will receive Pre Printed Kit (PPK). Alternatively, the bank will arrange to send PPK at your residential address.
- You can use user ID and password mentioned in Pre Printed Kit (PPK) to log in first time with SBI Net banking facility.
- Upon your first login, you will be guided to change user id and password of your choice.
- It is advisable to create the password that is easy to remember for you, but impossible to guess for anyone else. Never use passwords like 1234, abcd or your name. It must be a combination of upper and lower case, numbers and special characters. For secrecy of the password, don’t write the password anywhere but memorize the same.
- The process is self-guided, on your part, you need to keep your bank account details, customer id, debit card and registered mobile number ready with you. You need to enter the details as requested in the process.
- Upon successful submission of details, you are ready to login with your chosen user id and password. Now you can enjoy the SBI Net banking facility from the comfort of your home or office.
SBI Net Banking Features
SBI Net banking features are arranged in a user-friendly manner. You can go to SBI Net banking homepage www.onlinesbi.com and enter your user-id and password to access net banking services of the bank. Below is the snapshot of the services for your benefit.
SBI Net Banking Features | Description |
My Accounts and Profile | · Account Summary
· Account Statement · Spend Analyser · Your Profile settings · Know your CIBIL Score |
Payment and Transfer | · Fund Transfer in your own SBI Accounts
· Fund Transfer in other SBI Accounts · Fund Transfer in other banks’ Accounts · International Fund Transfer · Visa Bill Payment · Quick Transfer without adding a beneficiary |
Bill Payments | · View and Pay Bills
· Manage Billers · Pay Insurance Premium · Mutual Fund SIP Registration · Prepaid mobile recharge |
Fixed Deposit | · Standard Fixed Deposit
· Recurring Fixed Deposit · Flexible Deposit · Multi-Option Deposit · E-Annuity Deposit · Overdraft against Fixed Deposit · Download Form 16A |
E-Tax | · Pay State Government Tax
· Pay Indirect Tax · Pay Direct Tax · View Tax Credit Statement (Form 26AS) · Reprint Challan and Receipt |
E-services | · Update Aadhar with a bank account
· ATM Card Services · E-Cards · Social Security Schemes · PAN Registration |
Request and Enquiries | · Standing instruction
· Cheque book request · Stop Payment request · New PPF Account · Find Transactions |
Precautions While Using SBI Net Banking
- Never inform your password with any person, including bank The password is confidential to you for the security of your account.
- If you change your mobile number, make sure to visit your bank and apply for a change in registered mobile number.
- It is recommended to avoid using SBI Net banking when your device is connected to public WiFi. Your net banking credentials may be stolen by unidentified people in public network.
- While using a shared computer, make sure you log out completely and close the browser for the security of your account.
- Never click any link to access SBI Net banking services. It is recommended to type the address of SBI net banking directly into the browser to log in to correct website.
- Before entering user id and password, make sure that browser address begins with https. Moreover, the status bar must display the padlock symbol.
- Never respond to email, SMS or phone call that asks your password or OTP(One Time Password). The bank never asks any password from you in any communication. It is recommended to ignore such communications, as it could be a phishing attack to steal your money.
SBI Net Banking FAQs
I do not have a personal computer; how can I access SBI Net banking?
You can use any computer connected with internet to access SBI Net banking. Make sure that the computer is safe to use: free from malware or virus.
What if I forget my SBI Net banking password?
You can reset your SBI Net banking password with the help of your ATM card and registered mobile number. Alternatively, you can visit your SBI branch with your account details and ID to reset the password.
How can I know more about SBI Net banking?
For any query regarding SBI Net banking, you can call on toll-free number 1800-112211.
Can I change username and password received from PPK (Pre Prepared Kit)?
PPK (Pre Printed Kit) carries system generated username and password for one-time use only. Once you log in using PPK, it is mandatory to create a unique username and password for your account.
I am SBI account holder, but do not have Net banking facility. How can I avail the same?
You can approach the bank and submit the form to avail SBI Net banking facility. Make sure to mention your mobile number, as it will be used as “Registered Mobile Number” in subsequent authentication processes.
Are there any charges to avail SBI Net banking facility?
SBI has provided net banking facility free of cost to all its customers. There may be transaction charges for specific services within limits prescribed by RBI.