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Out of all the banks present in India, UCO Bank is tagged as the commercial bank which is controlled by the Indian Government. In the past, the bank was called as United Commercial Bank, which was formed on 6 January, 1943. The bank has been actively involved in providing services to its customers in the most simplistic manner. With its head-quarter located in Kolkata, West Bengal, UCO Bank has more than 3000 service units spread across India. In addition, the organization also has two representative divisions located in Singapore and Hong Kong.
It is important to note that, every UCO Bank branch is given a unique code termed as the IFSC or Indian Financial System Code. The IFSC and UCO Bank account number are essential to manage and carry out a variety of banking operations.
At present, UCO Bank offers a variety of savings accounts for the customers to avail. Each of the options is loaded with prominent features & benefits. Customers can check out savings account options such as zero balance accounts, basic accounts, premium accounts, children accounts, defense personnel accounts etc.
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Things to Remember While Opening UCO Bank Savings Account
UCO Bank permits every person to access a savings account. In order to enjoy this facility, the customer needs to sign the suitable savings account form presented by UCO Bank in the attendance of an official bank personnel and also abide the rules & regulation directed by bank savings accounts or can opt to open UCO Savings Account online. Some of the crucial points associated to UCO Bank savings account are:
- The bank doesn’t permit opening a savings account that will be operated by another person and not the actual account holder.
- It is mandatory for the applicant to submit two passport sized photographs at during the opening of savings account.
- Individual opening a savings account with UCO Bank is required to provide his/ her PAN card and Aadhaar card with the account opening application.
- For a minor, UCO bank savings account can be accessed by the child’s father/ mother or even a guardian who has been authenticated by the court in terms of custody. In case a guardian wishes to open a savings account in the name of the child (minor), he/she should submit a declaration which states that money withdrawn will be used for the minor’s benefit.
- The bank holds the authority to validate information stated in the account opening application through a third party (in special cases).
- It is required for an account holder to guarantee that he/she fulfills the minimum balance requirement stated by UCO Bank. Penalty is implemented if the customer is unable to maintain a particular minimum balance in his/her savings account.
The customers are guided to safeguard their UCO Bank account number and other related details linked to their savings account. Sharing of precious bank data can lead to serious consequences.