Vijaya Bank is one of the major public sector banks in India. The bank has its corporate office in Bangalore, Karnataka. It offers a number of financial services such as savings account, current account, fixed deposits, loans, PPF and other saving schemes. Each and every customer is provided with a Vijaya Bank account number for every product.
A savings account is one of the most common types of deposit accounts in India. To open a savings account with Vijaya Bank, you need to visit the nearest Vijaya Bank branch and meet a representative who will guide you through the application process. You would have to fill up a form for opening a new savings bank account after which you will be assigned a Vijaya Bank account number. You can use this number to transfer funds and make use of other banking facilities.
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Details of Vijaya Bank Account Number
Vijaya Bank account number is different for each product. Below-mentioned are the digits of Vijaya Bank accounts:
- Vijaya Bank Savings Account – 15 digits
- Vijaya Bank PPF Account – 20 digits
- Vijaya Bank Fixed Deposit Account – 15 digits
Vijaya Bank Services
The following are some of the products offered by Vijaya Bank
- Savings bank account
- Current account
- Term deposits
- Card services
- Loans and Advances
- NRI services
Eligibility to Open a Vijaya Bank Savings Account
A savings bank account can be opened by either of the following:
- Any individual, either in his own name or in the name of another person
- Two or more individuals in joint name, which shall be payable to all of them or jointly or to one or more of the survivors.
- A guardian, who can open an account on behalf of a minor, after furnishing necessary documentary proofs.
- Secretaries or treasurers or managers of a club or an association, on behalf of the organisation itself.
Guidelines to Open a Vijaya Bank Savings Account
Any individual seeking to get an account opened with Vijaya bank should comply with the Know Your Customer (KYC) guidelines which require the customer to produce either of the following documents as a proof of his identity and address:
- Passport
- Telephone bill
- PAN card
- Voter Identity card
- Driving license
- Identity card subject to the satisfaction of the bank
- Bank account statement
- Electricity bill
- Ration card
Nowadays, it is very simple to apply for Vijaya Bank Savings Account. All you have to do is to visit the website of the bank, which provides a step by step guide to open an account.
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In the modern day, almost every person aims to open up a banking account with one or the other bank. A bank account is where a person can maintain a cash balance with the bank, and also utilise various services of the bank such as locker facility, demand draft and much more. By maintaining such a bank account, a person can earn a rate of interest as a return on the amount deposited by him in the bank. Similarly, a person needs to pay certain charges as well, for availing the services of the bank such as locker rent, charges for mobile intimation and more. This process ensures that the bank pays a return to the customer for the amount deposited by them in the bank and the bank itself receives some return for the services rendered by it to the customers.