Yes Bank launched its mobile banking service via YES Mobile app to for their customers to avail all the banking facilities on-the-go. Through the Yes Mobile banking apps, customers can transfer funds, open savings account online, check account summary, do balance enquiry, scan and pay, open FD and RD accounts, and much more. Further, lets discuss some of the Yes bank’s important mobile banking apps and their features, along with registration process of mobile banking.
What are the Services Offered by YES Bank Mobile Banking Apps?
| Services offered by YES Bank Mobile Banking Applications | ||
| Account Information | Bill Pay | IMPS |
| YES Bank Balance Enquiry | BHIM UPI | FD and RD |
| Fund Transfer | Bharat QR | Statement |
| Debit Card Services | Credit Card Services | Register complaints and suggestions |
| Manage Transaction Limits | Recharge DTH and mobiles | Check EMI and loan eligibility |
What are the different YES Bank Mobile Banking Apps?
YES Bank has in its catalog multiple different applications. Their most popular and the primary mobile banking app is YES Mobile app, which allows customers to control their bank accounts. Other apps like YES Pay and YES Secure can be used to make secure payments and generate OTPs. There are also separate apps for MSMEs and businesses.
| YES Bank Apps | Features |
| IRIS by Yes Bank |
|
| IMPS |
|
| YES Secure |
|
| YES MSME Mobile |
|
| Yes Pay Next |
|
Yes Bank Mobile Registration
To avail Yes bank mobile banking services you need to be an existing Yes Bank customer and your mobile number should be registered with its banking system. Follow the below mentioned steps to register for Yes Mobile Banking App:
Step 1: Download the YES Mobile app on your smartphone from the Google Play or Apple App Store, as per your device
Step 2: Open the Yes Mobile banking app and Tap the ‘Login’ button to start the registration process.
Step 3: Enter your debit/ credit card details, net banking credentials and customer information for authentication purposes
Step 4: Verify the mentioned details by using the OTP sent to your registered mobile device.
Step 5: Now you need to set up a 6-digit application PIN (APIN) for secure login access.
Step 6: Also, you need to create a separate MPIN to authorise transactions made via mobile app.
Step 7: After you have created your APIN and MPIN, you shall receive a confirmation message that you have successfully registered for Yes Bank Mobile banking services via Yes Mobile app.
YES Mobile
YES Mobile offers various features to the customers, like balance enquiry, fund transfer, booking tickets and paying bills.
| YES Mobile | Features |
| Account Information | Check account balance, Download account statement |
| Fund Transfer | Transfer funds within the same bank through NEFT, RTGS and IMPS |
| Bill Payment | Pay all the utility bills, mobile bills and also recharge mobile |
| Miscellaneous Services | Open Fixed Deposit online, Recurring Deposit, Debit Card and Credit Card services, check loan eligibility |
Yes Bank IMPS
Immediate Payment Service (IMPS) offered by Yes bank offers real-time funds transfer option to its customers. It is a 24X7 service what is available throughout the year, including holidays.
YES Secure
YES Secure is an app which generates One Time Password (OTP) without the need for an internet connection on the Mobile.
| YES Secure | Features |
|
OTP Generation |
Generate OTP for the transactions directly on the app. Can be used offline too. |
YES MSME Mobile
This mobile app enables business owners of Micro, Small and Medium enterprises to view and manage their finances from one single platform. Its additional services include bulk payments, credit limits and utilization, cash flow management, credit document submission, etc.
YES Bank WhatsApp Banking
Accountholders in YES Bank can now avail banking services easily on WhatsApp using their smartphones. They have to simply chat with AI-enabled 24×7 personal banking assistant which is powered by YES ROBOT. To access WhatsApp Banking services in YES Bank, you need to add +91-829-120-1200 to your contacts and just send ‘Hi’ from the registered mobile number on it to proceed further.
Services offered by YES Bank WhatsApp Banking
- You can check your account balance on the go
- Check your last 5 transactions
- Avail loan against fixed deposit
- You can place an order for cheque book and receive real time update
- Apply for 60+ YES Bank products and services
- You can view digital banking products
- You can view your credit card summary, last three unbilled transactions and reward
- Book deposits
Note: Please note that facility to transfer funds via WhatsApp Banking is not available so far in YES Bank.
FAQs on Yes Bank Mobile Banking
Can I change my YES Bank mobile number online without net banking?
To change your mobile number without net banking, you shall need to visit the nearest Yes bank’s branch to fill in and submit the ‘Change of Contact Details form’. After the bank’s verification of the submitted details, you shall receive an SMS on your registered mobile number about the new updated or new mobile number.
What is my YES Bank Customer ID? Where can I find it?
You can check your customer ID by looking at the first page of the passbook. There you may your printed customer ID, along with the details of other accounts as well.
How do I perform debit card PIN generation by Yes bank mobile banking?
You can use the Yes Mobile app to set your debit card PIN. Firstly, tap on ‘Cards’ for Menu and select Debit Card Options to further tap on ‘Generate PIN’ to proceed. Select the debit card for which you want to set the PIN. Choose the New PIN and enter it again to confirm. Complete the transaction by entering the MPIN. Your new PIN shall been generated.
Which app is used for Yes bank mobile banking?
YES Mobile is YES bank’s mobile banking application that can be used to avail various mobile banking services. By simply login from your MPIN, fingerprints or face recognition, you can use the YES mobile to transfer funds, pay bills or invest in various products.
Are the same credentials required for Yes bank net banking & mobile banking?
No, you shall not be able to use your online banking credentials to access mobile banking, as they both have different login IDs and passwords.
Yes Bank Mobile app is locked due to invalid password, what to do now?
If your Yes bank mobile banking app gets locked due to entering the wrong password three times, you need to contact its customer support team, wait for at least 24 hours to login again or reset the password via a link provided by the bank by visiting its nearest branch.
I forgot the MPIN of yes bank mobile app, what should i do?
You can reset your Yes bank mobile app MPIN by selecting ‘Forgot MPIN’ at the login screen on your mobile app and authenticating via debit or credit card, net banking or loan account details.
Is there any fund transfer limit in Yes bank mobile app?
The maximum amount that can be transferred via mobile banking IMPS transaction in Rs. 5 lakh per day.