Please Note: Capital Small Finance Bank is not a Paisabazaar partner. Offers would be from partner banks/NBFCs only.
Capital Small Finance Bank is India’s first Small Finance Bank that started operations in 2016 post its conversion from Capital Local Area Bank. In 2017, Capital Small Finance Bank (CSFB) was granted Scheduled Status by the Reserve Bank of India. The bank’s primary focus is to provide business loans or SME loans to small borrowers and lending services to individuals and Small and Medium Enterprises (SMEs).
Features of CSFB Business Loan
- Competitive Rate of Interest
- Loan Amount: Depends on the applicant’s repayment capacity and business requirements
- Repayment Tenure: As per loan amount and bank’s guidelines
- Security norms: Charge on stock, Debtors with adequate Collateral Security are eligible
- Margin: 25%
- Guarantee Norms: Third party guarantee of substantial means
- 7 Day branch Banking facility
- RuPay Debit Card accepted
SME loans offered by Capital Small Finance Bank can be availed by manufacturers, traders and service enterprises having satisfactory financial background. Capital Small Finance Bank can also be availed by Individuals, Firms, and Public and Private Limited Companies. CSFB offers SME loans to entities to meet their requirements for expansion of businesses, financing of stocks, paying-off salaries, hiring staff, training programs, debt consolidation, asset creation, etc.
With bank’s head office in Punjab, CSFB has initiated its expansion to several other states and union territories, including Delhi, Haryana, Rajasthan and Chandigarh.
Apply for Business Loan @ low interest rate Apply Now
Documents Required for Loan Application
- Duly filled application form
- Passport-sized photographs
- Income proof: Salary Slips, Form 16, Latest ITR
- Identity proof: Voter’s ID card, Passport, Driving License, Aadhaar Card
- Address proof: Passport, Voter’s ID card, Utility Bills, Driving License
- Financial statements: Business ITR, P&L statement, bank statement
- Business Address Proof
Kisan Credit Card
| Kisan Credit Card – 2022 | |||||
| Purpose | Offered to | Loan Amount | Margin | Security Norms | Guarantee Norms |
| To meet farmers’ short term requirements | Farmers owning agriculture land | No capping on cropping pattern, value of security and land holding | Nil | Standing crops and mortgage of agriculture land | Third party guarantee of substantial means |
Contact Us
Capital Small Finance Bank Limited
Midas Corporate Park, 3rd Floor,
37, G.T. Road, Jalandhar – 144001
Punjab, India
Email: mail@capitalbank.co.in
FAQs
Q. What is the interest rate and loan amount offered by Capital Small Finance Bank Limited?
Ans. The interest rate and loan amount depends on the applicant’s repayment capacity and business requirements.
Q. How can I get in touch with customer care people of the bank?
Ans. You can simply dial their Toll-Free number at 1800-120-1600 between 8 am – 8 pm to talk to their customer care representatives.
Q. What are the forms of loan disbursements offered by Capital Small Finance Bank?
Ans. There are two major forms of loan disbursements used, such as RTGS and NEFT.
Q. From how many states does the bank operate?
Ans. The bank operates from its head office in Punjab and branch offices in Delhi, Rajasthan, Chandigarh and Rajasthan.
Q. How many operational branches do the bank operates?
Ans. The bank manages and operates approximately 150 bank branches across India.
Q. Does the bank work 7 days a week?
Ans. Yes, the bank work every day of week wherein 2nd and 4th Saturdays bank is closed and Sunday work timings are from 10 am to 2 pm.