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Capri Gold Loan Highlights |
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| Interest Rate | Depends on the applicant’s creditworthiness |
| LTV Ratio | Up to 75% of gold’s market value |
| Collateral | Gold jewellery |
| Processing Charges | As per the scheme |
Rates as of 27 Jan 2025
Capri Gold Loan Interest Rates
Capri Global Capital Limited has not disclosed the interest rates offered to its gold loan applicants. However, the lender sets its gold loan interest rates based on the creditworthiness of the applicant and market conditions.
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Capri Gold Loan Fees & Charges
| Particulars | Charges |
| Processing Fee | As per scheme |
| Pre-auction Charges | Rs 200 |
| MTM Charges | Rs 500 |
| Post-auction Charges | Rs 1,500 |
| Account statement | Nil |
| Cash handling charges | Rs. 10 or 0.25% of Cash Transaction (GST inclusive) whichever is higher |
| Foreclosure/Preclosure Charges | NIL |
| Penal Charges | 3% + GST per month on outstanding dues |
| Franking charges | As per the law of state |
Eligibility Criteria for Capri Gold Loan Applicants
Capri Global offers gold loan to applicants who are Indian residents and are 18 years of age at the time of loan application against gold jewellery owned by the applicant. The lender may also consider the job profile of its applicants and the weight and purity of the gold pledged as security.
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Documents Required for Availing Capri Gold Loan
Identity Proof:
- PAN card
- Voter ID
- Aadhaar card
- Driving License
- Passport
Address Proof:
- Aadhaar card
- Passport
- Electricity bill
- Voter ID
- Ration card
- Job card issued by NREGA
- Driving License
Note: Declaration and Proof of Agriculture or Allied activity to be submitted to avail Agriculture Gold Loans. Udyam Certificate is mandatory to avail Business Gold Loans. PAN Card mandatory for Loans more than Rs. 2 Lakh.
Customer care
Gold Loan helpline number: +91 9179-121-021