Category: Credit Card

Gold and jewellery purchases are often excluded from credit card rewards or cashback programs. However, some credit cards make an exception, offering up to 5% back on gold purchases- either as co-branded benefit or through base reward earning on all transactions, inclusive of jewellery spends. Given that these are typically high-value purchases, having a card...

ICICI Bank has announced a revision in the terms and conditions applicable to its credit card's features as well as fees and charges. Effective November 15, 2024 onwards, these changes are largely focused on spend-based capping and can affect the potential overall value-back that the credit cardholders could previously avail. The detailed changes are discussed...

HDFC Millennia and HDFC MoneyBack+ are both entry-level cards for new to credit customers. The cards extend accelerated benefits around popular everyday brands like Amazon, Swiggy, Flipkart, etc and some similar type of benefits around card activation and milestone spends. Additionally despite falling into cashback and rewards credit cards category respectively, Millennia and MoneyBack+ both...

Despite being a considerable part of monthly expenditure, fuel transactions are usually kept as an exclusion from credit card reward programs. However, some credit cards are co-branded with leading fuel brands like Indian Oil, HPCL and BPCL, designed to help users save on their day-to-day fuel spends. Unlike most cards that offer minimal fuel benefit as surcharge waiver, these cards offer inclined benefits on fuel, via accelerated rewards.

In May 2024, Vistara Airlines announced its merger with Air India, which is set to be finalized in November 2024. This merger marks a significant shift for both airlines and their loyal customers, especially for consumers who preferred Vistara’s loyalty program, Club Vistara, and availed benefits through their co-branded credit cards. As a result of...

Choosing the right shopping credit card can make a significant difference when it comes to getting the most out of your shopping. From cashback on purchases to exclusive discounts and additional perks, these credit cards cater to the diverse needs of consumers. Shopping credit cards offer numerous deals, discounts, cashback, and reward points to users every time they shop at stores or online. To help you find the best offline shopping credit card, we have listed the top 5 shopping credit cards in India for 2024.

After the ownership transfer of Citi Bank to Axis Bank, the latter has come up with seven new card variants that will replace nine Citibank credit cards effective July 2024. While the base-focused category remains the same, there are some alterations and improvisations that can strongly impact the savings potential of cardholders.

On most credit cards, utility bill payments are excluded from reward earning. However, there are a few cards that offer benefits on utility bill payments in the form of higher reward points or cashback. Some of these cards are co-branded with platforms like Google Pay or Airtel and offer generous value-back if you pay your...

Co-branded with India’s two largest e-commerce platforms- Flipkart and Amazon, the Flipkart Axis and Amazon Pay ICICI Credit Cards have rightfully earned their place among the most popular online shopping credit cards. Both cards offer maximum value on their respective platform along with decent returns across other brands and spending categories. If you are eligible...

Read about the best airport lounge access credit cards in India. We have shortlisted cards that give complimentary visits to international and domestic lounges, along with a list of low annual fee cards offering only domestic lounge access.