Category: Credit Card

Unlike other monthly bills, credit card payments give you the complete ability to decide your payment amount, letting you pay in multiple ways. While paying the full statement balance is the preferred way, there may be times when you can only make the minimum payment. Although bank representatives won’t show up at your door demanding...

When you plan on travelling to a foreign destination, foreign exchange rate is among the first things to consider. There has been much debate on how much money you should carry to a foreign country and in what mode. Plastic money, like international credit cards and debit cards, are quite popular among travellers but they…

If you have not used one of your credit cards for quite some time, the thought of closing it must have crossed your mind. However, when it comes to personal finance, the seemingly practical option may not always be the right one. Cancelling a credit card may hurt your credit score which is why many...

Applying for a credit card without proper deliberation may result in rejection of credit card application. Some of the significant reasons for denial are lack of credit history, several loans and cards, irregular past payments and unstable future income. Read further to find out the possible reasons of your credit card rejection and how can…

Credit card is a great addition to your wallet, but only when you responsibly manage all your credit card accounts. Spending more than what you can afford to pay back can pull you into a debt trap and drop your credit score. And when you are stuck in a huge credit card debt, coming out…

We are continuously moving towards a future that is more technology driven, a future that is paperless and cashless. New methods of shopping like credit cards, debit cards, internet banking and online wallets are both convenient and environment friendly. The latest upgrades have come in the form of contactless credit card and virtual credit card….

Student credit cards are quite popular in the western countries but it is a fairly new concept in India. Only a few banks such as SBI and ICICI Bank offer student credit cards on various terms and conditions to students above the age of 18 years. Even the parents in India dread the thought of…

We live in a world that is more connected over mobile phones and chats than human connections. From getting a cab to buying furniture, everything can be done online. The pace at which e-commerce is growing globally is mind-boggling. India’s internet economy is majorly backed by e-commerce and as per IBEF 2017 reports internet penetration…

Having multiple credit cards is normal. People keep separate cards for different purposes such as for shopping, traveling, dining, entertainment, etc. But keeping more than one card can have tremendous impact on your financial well-being. The impact can be negative as well as positive. Before toting with multiple credit cards, one must determine how many…

Credit cards are an excellent method to develop credit score and pay for bills, but they may also be tough to utilize because of all of the doubts and confusions surrounding them. If you're also one of the credit card users whose head is always jumbled with a lot of questions, this article is just...